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26 Sep, 2024 by Jennifer bentley
They are detailed and pay close attention to what is important with excellent communication and follow up.
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23 Sep, 2024 by Hali figueroa
Allan was very thorough and walked me through every step of the journey! I don't think he sleeps as he would keep me updated day, night weekends and holidays. Thank you for the great results on my case.
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27 Jul, 2024 by Crystal smith
I had several questions and he was patient and thorough with his answers.
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02 Oct, 2024 by Okanbi ifayore
Brendan Morris was exceptional in handling my case. It took two years to get the company to finally do what they needed to do, but he got it done. I highly recommend!
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28 Jun, 2024 by Vincent finaldi
Great local and boutique firm with a good focus on workman comp and Personal Injury....Pat and Brendan bring a lot of expertise to the table!
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17 Apr, 2024 by Eddie marrero
02 Oct, 2024 by Okanbi ifayore
Brendan Morris was exceptional in handling my case. It took two years to get the company to finally do what they needed to do, but he got it done. I highly recommend!
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28 Jun, 2024 by Vincent finaldi
Great local and boutique firm with a good focus on workman comp and Personal Injury....Pat and Brendan bring a lot of expertise to the table!
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17 Apr, 2024 by Eddie marrero
03 Jul, 2024 by Chris baker
The whole team at Parisi & Gerlanc were absolutely brilliant and professional. I would absolutely recommend them to anyone I know seeking Workmans Comp representation and I would personally like to thank them all for how hard they worked to settle my case!
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18 Apr, 2024 by Mr terry
Parisian & Garlanc Attorneys at Law are a exceptional firm caring and dedicated team that has been working with me in a great manner and I took a liking to how they handle my case so far and I do and will refer people to have them for representation!!!!
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27 Mar, 2024 by S shea
Joyce was suggested to me by coworkers and I wasn't disappointed. Everyone I interacted with there was friendly and professional. Everything was clearly explained. I'll definitely recommend Parisi & Gerlanc to others. Thanks for everything.
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01 May, 2024 by Elina dubovici
"We had an excellent experience with Earl White during the purchase of our new home. From the beginning, he was incredibly thorough and attentive to our needs. Earl made sure that all legal documents were clear and understandable, and he was always available to answer any questions we had, no matter how small. His professionalism and expertise in real estate law gave us confidence throughout the entire process. We felt well-represented and secure knowing that Earl was overseeing our transaction. We highly recommend Earl White to anyone needing legal assistance in buying a home. His service was simply outstanding!"
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25 Apr, 2024 by James kim
Earl is extremely detail oriented and covers all potential issues that may arise in a real estate transaction. The entire process was seamless.
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09 Apr, 2024 by Maura colarelli
"I'm a local realtor, and I've collaborated with Earl on numerous occasions. He consistently provides exceptional care to my clients, guiding them through the process of buying and selling their home. Earl is a true professional who genuinely prioritizes his clients' needs and fosters strong relationships with his colleagues. I wholeheartedly recommend him."
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09 Oct, 2024 by Nicole mella
09 Oct, 2024 by Adriana carmona
26 Sep, 2024 by Maurice nwamara
Mr John Bruno is the man! He actually cares about his clients. First time i met him he showed sympathy to my situation. We sat down and he heard my story and he assured me he will help me. He will fight for you no matter how small or big your situation is. My case went in my favor and i appreciate him so much. God bless the Bruno family can’t thank you people enough.
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24 Sep, 2024 by Mirta surli gonzales
Muy buena atención y muy profesional me encantó su servicio ☺️🤩
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30 Jul, 2023 by Deniz cobos
Fue una buena preparación y buena labor por parte de la abogada y su grupo de trabajo. De nosotros en presentar y estar a la disposición de lo que la abogada necesitará, el éxito de cada caso depende de uno mismo, de la disposición, ayuda y lo más importante siempre siendo honestos.
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07 Apr, 2023 by Ben frank
Marlene is legendary I had a complex case and she made it happen even through the uphill battle she told the outcome and outcome is what I got.. I recommend her to anyone!!!!! She knows immigration very well!!!
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24 Sep, 2024 by Mirta surli gonzales
Muy buena atención y muy profesional me encantó su servicio ☺️🤩
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30 Jul, 2023 by Deniz cobos
Fue una buena preparación y buena labor por parte de la abogada y su grupo de trabajo. De nosotros en presentar y estar a la disposición de lo que la abogada necesitará, el éxito de cada caso depende de uno mismo, de la disposición, ayuda y lo más importante siempre siendo honestos.
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07 Apr, 2023 by Ben frank
Marlene is legendary I had a complex case and she made it happen even through the uphill battle she told the outcome and outcome is what I got.. I recommend her to anyone!!!!! She knows immigration very well!!!
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14 Jun, 2022 by Vincent
When it comes to lawyers, you can not do better than Tim Anderson. By far the best when you need counsel.
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26 Feb, 2022 by Anonymous
I was referred to Tim for a federal criminal issue. He responded immediately with a full team and was able to give me insightful and knowledgable advice as well as use his contacts and experience to guide me and bring the situation to a positive outcome. I can highly recommend him.
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11 Feb, 2022 by Angel
My experience with Tim and his team is amazing. i deal with a lot of lawyers because of my Job. but How they represent you. like anyone else. Top notch Truat me if you have a leal issue Nobody is better than Tim. You will get a great outcome because he is in youre corner till the end. #facts
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20 Mar, 2023 by Eileen
We were extremely pleased with the counsel provided by Joel Zelkowitz, of the firm Uscher, Quiat, Uscher, & Russo. Joel was immediately responsive to our inquiries, knowledgeable about insurance issues, and generous with his time. Unlike other attorneys that we interviewed before him, Joel was focused on a positive outcome for us versus a lucrative engagement for his firm. His professional approach and sound recommendations reassured us as we tackled our complex insurance matters. We would use Joel’s services again without hesitation and highly recommend him to others.
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11 Feb, 2023 by Melissa
I have been a client of Uscher, Quiat, Uscher & Russo and specifically Joel D. Zelkowitz, Esq. since the summer of 2017 when I injured my hand and the firm was referred to me by the providers of my disability insurance. Never did I think I would need an attorney for my straight forward injury and claim... I was wrong. Thankfully my path was gratefully blessed with Mr. Joel Zelkowitz from the very beginning. He has handled everything with getting my disability insurance policy activated without issue and has done so with me being many states away. Joel quickly and diligently handles any matters that arise and deals with them directly. Mr. Zelkowitz always takes time to explain to me the importance of each and every thing that he does for my case. He truly is my advocate. He is NEVER too busy for me and has always made extra time for me during my more "stressed" times. I appreciate Joel is never shy about asking for other's opinions in his firm as well.
Mr. Zelkowitz not only handled the initial matters with the insurance company, but he has since dealt with an appeal on my behalf to get my claim reinstated after the company stopped paying. I honestly cannot imagine having to deal with paperwork on my own. I would not be receiving my disability payments if it were not for Mr. Joel D. Zelkowitz, Esq. and his continued hard work, motivation and outstanding skills. Thank you!
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21 Jan, 2023 by Chris
My experience with the law firm, including Michael and Joel was top notch. There always made themselves available for questions and worked very hard on the resolution of my account. Would recommend them to everyone!!
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21 Jun, 2024 by Tiel landwehr
Over four years ago I was having a difficult time with the initial firm that was handling my worker's compensation case. A friend recommended the services of Mr. Kendall Medway at Levinson Axelrod and I could not be anymore pleased with the experience of working with Mr. Medway.
Mr. Medway's expertise and persistence is truly something to be admired. He kept me fully informed and up-to-date every step of the way and was immediately available to help with any question or concern that I may have had. It was an absolute pleasure to work with Mr. Medway and Levinson Axelrod.
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10 Apr, 2024 by P mc
I got injured at my job in April 2022, after which my employer started treating me unfairly-- the employer didn't even allow me to see an actual doctor until almost a year after the injury occurred. I was misdiagnosed by their urgent care reps and by a therapist who told me I was basically faking the injury and gave me physical therapy exercises that caused me more pain.
I reached out to a number of lawyers who dismissed me, until I came across Mr. Kendall Medway. From the day I walked into his office he reassured me that he would do all that he could to help me. As far as I am aware, he did just that. Mr. Medway led me through the workers compensation process, which took nearly two years. We reached a settlement in February 2024. I am satisfied with the outcome and that I chose Levinson Axelrod for my workers compensation claim.
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19 Mar, 2024 by Elvis burgos
the whole team is great, they helped me in all aspects of the word. i will defiantly use them again and recommend them to all my friends.
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16 May, 2024 by Abdulraman sesay
Great lawyer, excellent service. I was involved in a car accident, she guided me through the process including my PIP and others. 🙏
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26 Jul, 2023 by Andrew falco
Gregg was great to work with!
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01 Jun, 2023 by Kimberly byrd
Just had a consultation with Attorney Beaufort. She is amazing and knowledgeable of the law. I highly recommend her to anyone seeking legal advice and assistance.
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12 May, 2015 by Phyllis
I recently worked with J. Ryan on a real estate transaction. He was very responsive and cooperative in assuring this closing would be a timely and smooth one.
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11 May, 2015 by Anne marie cornetto
I recently purchased a Townhome and Mr. Martinez was my attorney and I am 100% satisfied with the entire experience. He kept me informed each step of the way and I felt comfortable with the advice and knowledge he shared. Even my real estate agent was impressed! I will definitely recommend him to family and friends.
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08 May, 2015 by Jaclyn
I'm a real estate agent and I worked with Mr. Martinez on a recent transaction. The deal went through smoothly due to his hard work and professionalism. I will definitely recommend him to my clients in the future.
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20 Jan, 2018 by Anonymous
Engaged Mr. Whelan to negotiate with the owners of a foreclosed property I bought. He did an excellent job and the owners left without causing any damage to my property.
S. Sood (CPA, MBA)
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11 Apr, 2015 by Anonymous
Mr. Whelan is very straight forward and was honest with me about the situation I presented to him. He could have easily told me anything and I could have been paying fees. I would call him again and tell as many people I know who could benefit from his services..
Thank You
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28 Jul, 2014 by Dr. g
Extensive knowledge, awesome attention to detail and superior negotiating skills make this lawyer excellent at his practice of law. We recently have used him for corporate and real estate transactions. We have also used him previously in handling employment contracts as well as negotiation disputes.
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24 Mar, 2018 by Anonymous
I hired Christopher Raupers for an expungement and he made it an easy, stress-free process the whole way. He was not only professional but courteous as well. I really appreciated the fact that Christopher took the time to explain every step thoroughly.
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25 Jan, 2018 by Anonymous
My husband and I hired Mr. Raupers to appeal the real estate taxes on our home. He was very responsive to our communications, friendly to talk to and most importantly got the job done. I will definitely be contacting him next year to do the same and would recommend him to anyone!
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17 Jan, 2018 by Maureen
My husband and I worked with Christopher on the closing of our townhome. This was our first housing purchase so we were very nervous about all the meticulous paperwork and had thousands of questions. Christopher was so patient with us and very thorough in reviewing documents and in answering all questions we had. He went above and beyond to make sure we were comfortable and understood the loan documents. Christopher was extremely easy to communicate with and was very accessible. His knowledge is impressive and throughout the process, my husband and I felt more like we were working with a close friend who had our best interest in mind.
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10 Jul, 2020 by Jasmine
18 Sep, 2019 by Garry mod
02 Aug, 2019 by Priscilla arrazola
23 Sep, 2022 by Cliff mccoy
24 Aug, 2022 by Michael rowe
Hello! This is Michael K. Rowe I would tell anyone that Steven Taieb is the best and would recommend to anyone
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11 Aug, 2021 by Jessica williams
Great service! Always responds! Would highly recommend if need be! Taught me a lot of life lessons
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24 Jun, 2018 by Anonymous
Mark has represented me on a few occasions, He always been honest and worked very hard to get me the outcome he explained and I wanted.
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12 Dec, 2015 by Anonymous
Mark has been my attorney for 3 years and has guided me through a very difficult time. He has provided excellent advice and a detailed plan the entire way through a very complex fraud case. Mark has always returned my call the same business day if I was unable to get him in the office. I highly recommend his services to anyone in need.
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11 Dec, 2015 by Jen
Mark represented me in 2010 on a criminal case involving charges that included aggravated assault and possession of an unlawful weapon. He was extremely honest, open and real. My mother and I consulted with a few attorneys, but instantly retained Mark based off of our gut feeling upon our first meeting with him. He was extremely reasonably-priced and when the very emotional week of trial time came, I don't think that he slept either. He impressed my family and I so much that even on the final sleepless night that the jury was out on deliberation, my mother, mommom, and I all agreed no matter the outcome the next morning, we couldn't have asked for more. Mark blew our minds away with his intelligence and experience and far exceeded our expectations. Even the court interpreter was in tears when I was found NOT GUILTY on ALL charges. I put my life and future in Mark's hands, and I would do so again in a heartbeat.
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31 Aug, 2015 by Robert
Mr Malc has represented me in regards to my family law matter. During this difficult time Mr Malc has always made me feel comfortable and has been a strong advocate for myself and my children. I highly recommend Mr Malc, as a matter of fact I did so just today with a friend of mine going through a divorce. He is dedicated to his craft and someone you want on your side.
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14 Aug, 2015 by James milano
Ryan is an attorney who understands the real reason why a client selects an attorney, and that is to find the right outcome for the case while maintaining integrity and concern for the interests of justice and fairness.
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11 Aug, 2015 by Anthony
I had the pleasure of working with Mr. Malc and would feel confident in referring anyone to him. He handled & executed my case at a high level with regard to detail, thoroughness, and time management. He is the type of Attorney that you want representing you.
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30 Nov, 2023 by Srini padmanabhan
25 May, 2021 by Russell goss
The best of the best. Mark Hanna is an exemplary attorney!
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27 Feb, 2018 by Denise smith (my daughter's cakes)
03 May, 2013 by Kevin
Our business is a family owned wholesale distributor and we have been working with Matt for over a year now. We couldn't be happier with the caliber of service, responsiveness and continual professionalism Matt has demonstrated thus far. He has helped us with a number of collections cases, which we had been trying to deal with in-house, unsuccessfully, for many years. Matt's approach has allowed us to address problematic accounts in a professional manner without jeopardizing our long term business relationships. Throughout each case, Matt has been able to clearly explain all of our options and their potential outcomes, as well as how each situation plays into the broader context of our business.
Additionally, Matt has been advising us on our internal processes related to our customer credit accounts. He has helped identify ways for us to better protect ourselves when extending credit and ways to make sure we are in the best position possible in the event that something goes wrong. Working with Matt, we feel much more informed about the legal process and the systems in place to help companies like us deal with different situations.
We will undoubtedly continue our relationship with Matt and give him our highest endorsement.
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09 Apr, 2013 by Cami
I have worked with Matthew in the past year on 2 different areas of business law. Matthew was extremely detail oriented putting together a business agreement and spent a tremendous amount of time answering all my questions and listening to my needs and understanding my intent of the agreement. Matthew also has helped me with some employee issues and I am certain he directed me in the correct direction. I have and will recommend Matthew to any business owner looking for solid advice or representation.
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09 Apr, 2013 by Matthew
Working with Mr. Blaine was an experience in a class by itself. Not only was he very professional, timely, and informative, he was personable enough to relate to on a level that helped with the stress of dealing with a legal matter. My phone calls were returned the same day every time, emails returned within an hour or two at most, and Mr. Blaine never seemed to be rushing me through any of my questions or concerns. Any time I had a question, he would listen genuinely and walk me through the steps it took to resolve the issue.
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30 Nov, 2023 by Srini padmanabhan
25 May, 2021 by Russell goss
The best of the best. Mark Hanna is an exemplary attorney!
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27 Feb, 2018 by Denise smith (my daughter's cakes)
23 May, 2017 by David ciancio
I was not going to hire Victoria. At the time I needed a criminal attorney and that is not what Victoria does. I was referred to her for advice. By the end of our conversation she had given me such great advice on how to handle my case that I decided to hire her. I the end it was the right call because she and her associates were able to quickly and professionally settle what was a very, very messy case. They were always quick to respond with thoughtful and intelligent advice and ideas, treating my case like a priority every step of the way.
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24 Apr, 2013 by Paula
Victoria Pekerman is sharp and focused and she gets it!
Victoria helped my family to successfully defend a severely inflated personal injury suit which could have completely wiped out the family's assets.
She has always been an advocate and advisor on many other legal issues ranging from personal to business.
She is sensitive to the people involved - yet is firm and steadfast and the results speak for themselves with 100% success!
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22 Apr, 2013 by Roman
Vicky is very bright and articulate. She has amazing listening skills which help her get to the bottom of the issue. I have sought Vicky's advise on multiple occasions and always came impressed with her depth of knowledge and insights. She considers every aspect of the problem and makes recommendations which are always on target.
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12 Jan, 2022 by Harold
Diana went above and beyond her legal representation and I recommend her highly.
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29 Sep, 2020 by Rob t
From the start, Diana was there for me. I was in a automobile accident early 2018. I was given her contact information. The first time I reached out to her she answered. The entire time she was informative and patient. She knows her craft. By the time all said and done I received a payout of almost 8X my original offer. I can say enough great things about Diana.
Thank you thank you thank you
Rob Thomas
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31 May, 2015 by Mel
Diana is a thorough and caring attorney. She always communicated to me about my case and kept me informed throughout the process. Also, she put my mind at ease whenever I had worries. She really is great. Not only is she smart, she's beautiful too.
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08 Mar, 2024 by Anthony pittaro
03 May, 2022 by Jennifer bane
Best there is hands down.
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02 Jun, 2021 by Ian farruggio
Best in the business. Been working with him over 20 years and always comes through. Very fair as well.
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05 Sep, 2016 by John theung
We were faced with two legal disputes with contractors who did very shoddy work at our home and refused to fix their mistakes. Mr. Denver filed one lawsuit in Ocean County Special Civil Part and another in Monmouth County Superior Court, Law Division. He was able to successfully resolve both matters extremely quickly, without protracted litigation, and obtained a settlement which allowed us to fix the shoddy work.
Mr. Denver is not only knowledgeable about the relevant laws concerning our cases, he has a tremendous depth of experience and is an outstanding negotiator and litigator, which was clearly reflected in his dealings with the plaintiffs. He is also a brilliant strategist and tactician, a superb communicator and a sincere and caring advocate. He has a nearly photographic memory and pays attention to details. Mr. Denver had tremendous patience with us throughout the entire litigation process, keeping us up-to-date constantly as the cases progressed and explaining complex legal issues in a way we could understand and make informed decisions.
We spent a great deal of time searching and evaluating attorneys that could help us, and we are ecstatic and pleased with our choice and outcome. Unequivocally, you cannot get a better, more professional, first-rate attorney than Mr. Denver, and we wholeheartedly recommend him.
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27 May, 2016 by Doug
Bill worked well beyond the call of duty to pursue my medical insurance co, who simply needed to perform their obligation of approving a medication, even rejecting it. was fine to expedite the process, and Bill got them to do that through his tireless work. Nobody else was able to do that. He got me my meds and thus kept me alive.
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17 Mar, 2015 by Anonymous
I would have faced a severely depleted financial retirement future had it not been for Mr. Denver's patient persistence in pursuit of Insurance coverage related to the excavation and remediation required as a result of oil seepage from an abandoned oil tank discovered in the process of my selling the house in which I had lived for 40 years, The soil contamination was found to be deep and close to the house foundation, requiring multiple installations of steel foundation supports. With the cost of the remediation building close to 6 figures, and the Insurance Company I had for over 40 years denying my initial Homeowners policy claim, I had the good fortune to have a friend recommend retaining Dr. Denver at the Denver Law Firm. Mr. Denver studied survey maps, engineer's and soil boring reports, and voluminous material and documents related to the Environment Company's work. He worked with me to gather as much documentation as I could find related to past insurance policies even though in the anticipation of moving, I had shredded ancient records. He pursued the Insurance Company to conduct a policy search, established sufficient proof of coverage going back many years, and through negotiations and persistence, and without litigation which could have taken years, successfully obtained for me a significant contribution from the Insurance company toward the cost of the remediation. Mr. Denver was thorough, professional, encouraging and supportive, and I would highly recommend his company and services without reservation.
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25 Oct, 2013 by Steve
Did excellent job on my contracts and found many areas that saved me considerable dollars and risk. Very straight forward and honest.
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23 Aug, 2013 by Anonymous
Attorney Crino and his law firm have provided my company with excellent litigation defense wok for over a decade. He and his associated are always well prepared, knowledgeable, and are hard working. Results are routinely excellent. I would highly recommend Attorney Crino and his law firm.
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16 Aug, 2013 by Joe
Tom Crino is great! My wife and I needed some advice when reviewing some last minute contracts, and Tom jumped right in to help us through negotiations. Tom is knowledgeable, friendly, and patient. He took the time to explain some confusing language in layman's terms, and answered all our questions. We felt confident signing the contracts after incorporating Tom's suggestions. We can't thank him enough for the seamless -- and painless -- process. We would recommend Tom to anyone who needs an attorney.
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29 Jul, 2015 by Anonymous
I was arrested for a crime. After interviewing several attorneys, I chose Brielle (Perelli) Tavaglione. In our initial interview, I found Ms. Tavaglione to be an astute listener with a laser sharp mind; she asked me all the right questions. In court, Ms. Tavaglione presented my case methodically. She ripped apart my accuser’s story. Ms. Tavaglione won the case, and I was rewarded with my choice. Ms. Tavaglione came highly recommended to me, and I highly recommend her as well.
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29 Jul, 2015 by Anonymous
I was very happy with the work Brielle did as an associate to the Bianchi Law Group. She was always on top of everything and made me feel confident about where I stood - which is a big thing to say because I was not confident at all initially, and I pretty scared about the possible outcomes. She always knew the answers to my questions and was easy to talk to in person, and she would always get back to my emails and texts surprisingly quick. She informed me of the realistic outcomes and how they weighed so I was able to anticipate what would happen. She filed motions that helped my case and overall knew how to get stuff done. I hope I never have the need to, but if I ever do need legal help I would not look anywhere else but to the Bianchi Law Group. To sum up, I was extremely satisfied with my experience and would recommend Brielle to anyone.
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28 May, 2015 by Lynda
I found Brielle to be very informed, a good listener. She kept her partners informed and consulted with them about my case. She is a fabulous attorney. I would recommend Brielle and the Bianchi firm to be top notch
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25 Nov, 2020 by Anonymous
Mr, Moscaritolo is excellent attorney. He handled my accident case and property appeal with confidence and great outcomes. Thank you!
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24 Feb, 2019 by Pearl
We hired Sandy to handle our case about a medical billing dispute. He was thoroughly prepared and put a great deal of thought into the defense of our case. We have dealt with lawyers for various reasons before and our experience has been that they tend to do the least amount of work possible. Sandy broke that experience and really worked to help us as much as he could. It was a pleasure to work with him and we highly recommend him.
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23 Feb, 2017 by Phil
In my case he never gave up even though the lawyer that was defending the insurance company was very stubborn. It was Sandy's extra effort that got the job done and for that I am very appreciative!
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08 Feb, 2017 by Ann
He was able to help me with a complex traffic matter. He was calm and confident the whole time which put me at ease as I was a bit nervous of the penalties.
Thanks again.
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13 Apr, 2015 by Bill
Donovan Bezer was very diligent about overturning every rock that could possibly be turned over in our case. I would not want to be on the other side. We feel lucky we got referred to him.
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21 Dec, 2011 by Anonymous
He was very aggressive for us, and kept us informed throughout the case.
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FAQs
Questions? We have answers
What an Insurance Lawyer Can Do for You
An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.
Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.
When Should I Hire an Insurance Lawyer?
Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:
- Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
- Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
- Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
- Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
- Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
- Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
- Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.
What Does an Insurance Lawyer Do?
An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:
- Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
- Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
- Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
- Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
- Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
- Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
- Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.
How Are Insurance Lawyers Paid?
Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:
- Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
- Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
- Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
- Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.
It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.
How Much Does an Insurance Lawyer Cost?
The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:
- Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
- Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
- Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
- Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.
Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.
Top Questions to Ask an Insurance Lawyer
Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:
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What experience do you have with insurance law?
Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related. -
How do you charge for your services?
Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case. -
What is your success rate with insurance disputes?
Ask about the lawyer’s track record in winning or settling cases similar to yours. -
What are my chances of success?
A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes. -
How long will the process take?
Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years. -
Will you handle my case personally?
In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.
How to Check the Credibility of an Insurance Lawyer
To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:
- Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
- Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
- Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
- Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
- Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.
What Should I Prepare for My First Consultation?
To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:
- A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
- Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
- Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
- List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
- Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.
By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.
