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17 Aug, 2024 by Jennifer padilla
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29 Jul, 2024 by Vilma florimon
Una muy buena experiencia estoy satisfecha con el trabajo del attorney. RAYN SCANLON. Recomiendo esta filma de abogados al 100 por 100. Son muy profesionales,efectivos y muy responsables con sus clientes. Gracias
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18 Jul, 2024 by Yanerky cruz
Es muy bueno abogado me ayuda en todo mi proceso y estoy muy satisfecha con su trabajo Sean Triano
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21 Aug, 2014 by Anonymous
The insurance company kept refusing to pay my claim after my car accident. Even though I didn't want to go, court I knew something had to be done. So I turned to John Mulcahey at Munley Law. He walked through every step of my lawsuit and finally got the insurance company to pay. Thank you, Mr. Mulcahey!
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21 Aug, 2014 by Justine
John Mulcahey was there for me after my slip and fall injury outside a Dunkin Donuts. He was honest and trustworthy and kept me informed every step of the way. And we won! I don't know what I would have done without him as my lawyer.
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16 Oct, 2014 by Anonymous
Attorney Thomas Nealon is an excellent attorney. I would recommend him to everyone. He made me feel very comfortable and relaxed immediately. He is extremely knowledgeable in the area of workers' compensation and he did a fantastic job with my case. A+++ for Attorney Nealon.
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04 Dec, 2012 by Karen
Mr. Schermerhorn was a very big help with my case. In fact I have already referred others to him as he was very knowledgable and he is very understanding and compassionate about his clients. I could not have asked for anything better then what Scott has done for me and my family.
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31 May, 2013 by Anne
Attorney Connor was provided to me by my insurance company following an auto accident in which I was sued. He kept me up-to-date every step of the way and calmed my nerves more than once! He spoke to me in plain language and treated me with respect and understanding throughout! Could not have asked for a better lawyer!
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25 Dec, 2020 by David dickstein
Indoor venues closed by covid, but a very pretty setting for a long walk during the holiday season. Beautifully decorated trees and pathways, squirrels and birds feasting on seeds and fruits hung from branches, and a great fountain show set to holiday music. The Cafe tents have internet ordering and table service. Limited menu, but enjoyed the hot mushroom soup on a cold afternoon.
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06 Mar, 2021 by Iris pagan
Very professional
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13 Jun, 2023 by Cab boyer
Polite , courteous and prompt responses
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21 Feb, 2023 by John rz
The office was easy to find and there was plenty of parking. The staff were very professional and friendly. Lawyers were very knowledgable and explained scenarios concerning our case.
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13 Apr, 2022 by Rachael frutchey
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09 Jul, 2024 by Sean clark
Matt Perry is top notch!
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05 Jun, 2024 by Michael lambert
I've been a client of O'Malley & Perry Law for many years in different types of legal situations. Mike and Matt Perry are brilliant attorneys - they get results!! I wouldn't want to be on the opposing side - but as your representatives they are the nicest people you'd want to meet. I can't recommend them enough!
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30 May, 2024 by Eric d.
Ann was excellent. She helped us research property records to resolve a dispute with a neighbor. Kind, courteous, and professional!
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09 Jul, 2024 by Sean clark
Matt Perry is top notch!
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05 Jun, 2024 by Michael lambert
I've been a client of O'Malley & Perry Law for many years in different types of legal situations. Mike and Matt Perry are brilliant attorneys - they get results!! I wouldn't want to be on the opposing side - but as your representatives they are the nicest people you'd want to meet. I can't recommend them enough!
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30 May, 2024 by Eric d.
Ann was excellent. She helped us research property records to resolve a dispute with a neighbor. Kind, courteous, and professional!
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05 Jun, 2024 by Amanda smith
Since you don't return phone calls how do we fire you.. my bf has trail in less then a month you never return our calls and you have never went to the jail to see him
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30 Dec, 2023 by Amanda szarka
He is a lair and does even try to help. He stated ro my husband, who at the time was incarcerated, that I wasn't in the courtroom, but I was there the whole time. Then he asked if my husband would take drug court.. he did no back history because if he did, he would've known he is a state inmate, and therefore, he was not eligible for drug court. He then got a continuance for what he said the next week. When, in was another month out. If you value your time and freedom, you're better off defending yourself than to go with this guy.
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19 Sep, 2023 by Rich andrews
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25 Sep, 2024 by Honest john
Going back a number of years ago my wife and I consulted with Marjorie about possibly filing a bankruptcy. At the consultation Marjorie happily Accepted a check for A retainer of over a $1000 from us. The only reason we had that money was from a tax return. Shortly after we decided not to go through with the bankruptcy and asked for the refund. Let me add, There were no papers filled out and no paperwork filed for a bankruptcy. No work on her part was rendered at any time. Her assistant acted as if she knew nothing about it so I provided them with a copy of the cashed check. I followed up with the assistant/secretary many times leaving voicemail messages and talking to them directly over the phone. I was always given the run around that they had to discuss it with Marjorie. They literally had a copy of the cash check that they cashed. What more would they possibly need to prove they owed it to us. After over a year of getting the run around and being ignored we finally gave up. She took the money, Never provided any services for it And refused to acknowledge us. She is a piece of garbage in my eyes and not worth the space she takes up or the money she steals. Literally taking Over a $1000 from someone who is SO down and out that they are considering bankruptcy. What a despicable human being. After looking through the reviews it appears that we were not the only victims.
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28 Aug, 2023 by Karen pasqualicchio
Just met with her for an estate. She was very good and gave us a step by step plan.
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05 Mar, 2023 by Eric t
Marjorie is an amazing Attorney and person. She's very direct and forthcoming with her thoughts and ideas and doesn't pull any punches. I appreciate all that's she's done for my friends and my family, and consider her a dear friend.
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FAQs
Questions? We have answers

What an Insurance Lawyer Can Do for You

An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.

Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.

When Should I Hire an Insurance Lawyer?

Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:

  • Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
  • Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
  • Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
  • Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
  • Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
  • Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
  • Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.

What Does an Insurance Lawyer Do?

An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:

  • Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
  • Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
  • Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
  • Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
  • Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
  • Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
  • Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.

How Are Insurance Lawyers Paid?

Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:

  • Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
  • Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
  • Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
  • Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.

It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.

How Much Does an Insurance Lawyer Cost?

The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:

  • Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
  • Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
  • Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
  • Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.

Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.

Top Questions to Ask an Insurance Lawyer

Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:

  1. What experience do you have with insurance law?
    Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related.
  2. How do you charge for your services?
    Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case.
  3. What is your success rate with insurance disputes?
    Ask about the lawyer’s track record in winning or settling cases similar to yours.
  4. What are my chances of success?
    A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes.
  5. How long will the process take?
    Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years.
  6. Will you handle my case personally?
    In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.

How to Check the Credibility of an Insurance Lawyer

To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:

  • Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
  • Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
  • Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
  • Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
  • Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.

What Should I Prepare for My First Consultation?

To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:

  • A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
  • Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
  • Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
  • List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
  • Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.

By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.

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