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25 Apr, 2024 by Allen lowery
There the bést añd tóók my case with no money down ór àny payments uñtil we wiñ wiçh they hàve çontacted Dódge experts to testify and everything very prompt and get down to all the right facs there's no way can loose when the other gúys don't have the éxperts
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15 Mar, 2024 by Andrew williams
27 Oct, 2023 by Lexi poborsky
11 Jul, 2024 by Kristopher lichtanski
I have had an excellent experience with CCL and Ms. Choi in the matter of a complicated easement / title situation. The office staff was super responsive, appointments were scheduled quickly and in collaboration with my schedule/availability, and the meetings I had with Ms. Choi were focused, organized, and super productive. I felt that Ms. Choi was prepared for the meetings, understood what I was dealing with, and discussed with me multiple options and potential outcomes regarding this legal matter, which is going to end up in Court. I could not have asked for a better attorney for my situation (and I have consulted with others prior to CCL) and I very much look forward to my ongoing work with CCL and Ms. Choi. I recommend CCL and Ms. Choi wholeheartedly!
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05 May, 2024 by Ricardo saenz
I arranged a meeting with her to discuss immigration matters and seek professional validation of the process I had completed on my own. Unfortunately, during our reunion, she seemed more focused on protecting herself than genuinely assisting me. However, when I attended my USCIS appointment today, everything was in order, and the concerns she raised did not materialize. It was a stressful experience unnecessarily.
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26 Apr, 2024 by Larry hu
I did not have a good experience with the law firm. My main issues is that Boyoon Choi would repeatedly interrupt me and cut me off before I could finish speaking and there were some mannerisms like scoffing (in a subtle but noticeable way) that came off as pretty condescending and I received a general negative feeling from the tone of voice she used with me. She was also 6 minutes late to our Zoom meeting but cut our 30 minute meeting short nonetheless so we really only had 24 minutes together. I'm sure she would probably bill the time for 30 minutes to my MetLife benefits and not the 24 minutes that I actually got. The way I see it, if a client does not have the correct understanding then inform them in a respectful way. Trying to be subtle with mannerisms like quietly scoffing or responding with a negative tone, one that felt a bit indignant towards me feels less like you're working with someone that's trying to advocate for you and more like you're talking to someone that's trying to take out whatever stress she may be having towards you. It seems that no wonder her staff seems to sound a bit on edge over the phone as I can imagine what it can be like to be subjected to that over time.
She also knew that my home is in Snohomish County but told me that she can't help with the eviction process in that area, but took my money through my MetLife benefit anyway. That's pretty messed up.
Lastly, I also felt it was problematic to be told that she did not know the RCW that covered why a 90 day notice to vacate due to sale is not enforceable unless it is specifically mentioned in the lease agreement. When I requested clarification for her to specify how is this the case, she could only tell me it's part of the general landlord tenant rights that a lease agreement has to specify that an early termination can take place due to sale and that this language would not be specifically mentioned due to it being covered under the general umbrella of tenant rights. However, RCW 59.18.650 clearly states it's permissible for a landlord to end a lease agreement early with cause for the purpose of selling a home.
Boyoon Choi should really be careful with giving advice that she clearly does not know the basis for. It is concerning when you ask for the RCW that she does not know it, and scoffs at you while mentioning it's part of the general rights for a tenant.
Anyways, here is what I was told by another source about the permissibility of ending a lease early to sell the home:
In Washington State, typically, if a landlord provides a 90-day notice to vacate for the purpose of selling the property, this is generally considered lawful. In Washington State, the enforceability of a 90-day notice to vacate due to the sale of a property typically does not require a specific clause in the lease agreement stating that sale of the home entails the tenant moving out. The standard process allows landlords to issue such a notice as part of the rights to dispose of their property, assuming other legal and procedural requirements are met (e.g., proper notice period and service).
Lastly, she was also incorrect about my MetLife legal benefit. She said I don't have benefits for litigation as part of my benefit but in my MetLife portal it clearly states: "This service covers the Participant as a landlord for matters involving leases, security deposits and disputes with a residential tenant. The service includes attorney services for the eviction of a tenant up to and including trial."
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10 Dec, 2020 by Victoria
Very glad I hired this attorney! Very generous with time, above and beyond service! Won our case. He is like a detective. He knows his law! And he knows how to approach the judge and get the right outcome for his clients.
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19 Aug, 2010 by Anonymous
My decision to hire and work with Aaron was based on my need for an attorney who could clearly guide me through an employment law case with many facets. Because the case involved former employees, government agencies, and issues of indemnification, I needed an attorney who would be very conscientious of each decisions impact on the next stage of the case. I found Aaron's work to be well-researched, his decision making guidance useful and his court room presence reassuring. I highly recommend Aaron and his staff.
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02 Mar, 2010 by Adissatisfiedcustomer
My experience using Aaron Bigby as an attorney was negative:
-Aaron made some decisions regarding my case without consulting me first.
-Aaron was thorough and detail oriented when researching and preparing information I did not request.
-Aaron shared details of my case with another person without my permission; he was also loquacious about his other clients ongoing cases when talking to me.
-Aaron was not responsive to my repeated requests to keep me apprised of what was happening in my case.
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30 Nov, 2008 by Anonymous
Mr. McLean was hired to handle a construction case and completely dropped the ball, communication wise. On several occasions, calls went unanswered. I was left hanging, unaware the person I had entrusted to handle my case was busy pursuing other, bigger financial pursuits. In the end, I found myself finding another attorney to handle my case. I guess the bottom line here was: dismal results.
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28 Feb, 2015 by Anton
I hired him to represent me when one of my suppliers left. He fabricated a legal claim as to why the supplier couldn't leave. It was false and ineffective. Now I'm out revenue and I'm paying a big bill. Worst lawyer ever.
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FAQs
Questions? We have answers
What an Insurance Lawyer Can Do for You
An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.
Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.
When Should I Hire an Insurance Lawyer?
Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:
- Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
- Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
- Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
- Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
- Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
- Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
- Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.
What Does an Insurance Lawyer Do?
An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:
- Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
- Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
- Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
- Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
- Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
- Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
- Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.
How Are Insurance Lawyers Paid?
Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:
- Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
- Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
- Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
- Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.
It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.
How Much Does an Insurance Lawyer Cost?
The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:
- Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
- Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
- Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
- Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.
Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.
Top Questions to Ask an Insurance Lawyer
Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:
-
What experience do you have with insurance law?
Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related. -
How do you charge for your services?
Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case. -
What is your success rate with insurance disputes?
Ask about the lawyer’s track record in winning or settling cases similar to yours. -
What are my chances of success?
A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes. -
How long will the process take?
Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years. -
Will you handle my case personally?
In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.
How to Check the Credibility of an Insurance Lawyer
To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:
- Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
- Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
- Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
- Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
- Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.
What Should I Prepare for My First Consultation?
To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:
- A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
- Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
- Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
- List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
- Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.
By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.
