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15 Sep, 2024 by Nishant
Brent Brehm is not just an excellent attorney but a fine human being. I have been a fortunate beneficiary of his brilliance, comprehensiveness and candor, all of which he glued together with his integrity and compassion.
I reached out to him for guidance having to do with a fluid employment situation and an even more fluid health situation. Brent patiently and thoroughly explained to me and my spouse the options available to us, the attendant risks and possible unknowns. Having those facts and variables spelled out clearly replaced our anxiety with clarity. He did not over-promise or pressure us one way or another, and instead set into context some complex legalese.
His ability to glean highly consequential details and spell out the possible impact is one of his finest qualities. He identified a few points where my decision could have had suboptimal outcomes, and that intervention has directly affected my finances. Today, I feel relief rather than regret because of his insights.
Another quality of Brent Brehm that I admire is his candor. During one exchange, I remember asking him if I should have made a different choice 6 months ago. He said “But you didn’t, so let's start with the real present rather than the fictitious past.” His ability to focus on the future is a gift for his clients.
More than a year later, he jumped in once again to help me navigate a similar situation. At very short notice, he looked at complex documentation, offered actionable advice and warned about buried landmines. That guidance, once again, helped give me a stronger hand in financial negotiations.
Also, he doesn’t just advise on “what should I do?” He takes a holistic view of the situation so as to customize his advice and empower his clients. He treats them with respect, not as helpless bystanders.
Speaking from the heart, I can say that a disability eats away not just at your cognitive capabilities but your self-confidence as well. In those moments of despair, Brent offers a calm competence. In this day and age, that is a priceless gift.
I recommend him in the most emphatic terms to anyone who is looking for a disability attorney.
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15 Aug, 2023 by Linda
I had a very good experience with Brent Brehm at Kantor & Kantor, who handled my ERISA case. CFS is not an easy illness to prove, and I had done my own very detailed initial appeals, which doubtless made it more challenging for Mr. Brehm. Nonetheless, he did a masterful job of representing me. Mr. Brehm was professional and personable as well. He and the very experienced attorneys at Kantor & Kantor make a formidable team that definitely keep the opposition on their toes. I would highly recommend Mr. Brehm and this firm for any ERISA case.
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27 May, 2022 by Katya
When you’re dealing with a former employer’s disability insurance carrier who had no problem approving both your STD and LTD claims - then immediately deny them because you just exhausted your state disability benefits and the burden of paying you is now on the insurance carrier - you know you’re dealing with a major crook and need the right legal counsel to fight for you. After doing my due diligence on several law firms, I retained Kantor & Kantor and boy, was I right in choosing them. I was assigned to two other lawyers and eventually, Brent Brehm. Everyone was patient and made sure all the right things happened. Two years later, my mediation ended up in a favorable settlement, thanks largely to impressive Brent. A man of few words whose careful evaluation, wise counsel and prompt responses generated positive results. I highly recommend him to those who are battling corrupt insurance companies and need help. Be patient and trust Brent to fight for you!
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16 Mar, 2024 by Raina nelson
Eanet, PC was extremely responsive and helpful in guiding me through a tough workplace situation with a successful outcome, I highly recommend!
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29 Jan, 2024 by Steve murillo
Danielle Eanet, Esq and her team have been excellent! They are professional and extremely competent. I would highly recommend their services to anyone!
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29 Jan, 2024 by Dr. kevin sands
I am so grateful to have hired Danielle Eanet to represent me for a claim regarding a disgruntled employee. I was so scared when i received the compliant. Danielle walked me thru the process and kept encouraging me and kept my spirits up. She was always available to talk and eased my mind. Mrs. Eanet has incredible experience, knowledge, and resources. She fought hard for me. I felt like she cared about me like a family member the entire step of the way. She delivered the results i was hoping for!!! I have never slept better!! Danielle Eanet is awesome and will be recommending her the rest of my life!
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13 Aug, 2024 by Gary
My father, a WWII veteran and Purple Heart recipient, suffered a fall at the age of 101 that resulted in his death 30 days later. The insurance companies were reluctant to pay out his AD&D policies, but McKennon Law Group PC created a plan and worked at it diligently on our behalf. They ultimately secured the $500,000 of benefits we deserved. I highly recommend them!
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26 Jan, 2024 by Charles
McKennon law firm is simply the best law firm i have ever had the pleasure of working with Bob and his team are second to none, I was never left in the dark about the progress of my case. I couldn't be happier that I chose them.
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06 Dec, 2023 by Richard
give my highest recommendation to the attorneys at McKennon Law Group PC. I made a claim for long-term care benefits on behalf of my elderly mother before she passed to help pay and reimburse for her in-home caregivers. Her long-term care insurer for many years denied the claim shortly after my mother’s death. I tried appealing the denial several times but over the course of many months I got nowhere. I had my doubts that a lawsuit would be successful, but Robert McKennon and Joseph Hoff believed in the case and took it on. They were amazing: they crafted a compelling complaint that was filed in federal court and in no time, less than a year, the sizable settlement check came, My case was handled expertly, professionally, and courteously. I am incredibly grateful for their hard work and dedication to my case and would recommend them to anyone looking to compel their insurer to pay a disputed claim. - Richard R."
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24 Jul, 2017 by Theresa
Although there had been no changes to my health, my insurance company deemed I was no longer disabled, and able to return to full-time work. They abruptly cancelled my insurance. Rhonda Harris Buckner not only successfully reinstated my benefits which allowed our family to keep our house, but she also helped me apply for a separate insurance that was also granted. Rhonda made what could have been a very stressful situation as painless as possible. Traveling to her office and sitting for long meetings would have compromised my health. Our communication was done over the phone and electronically, and she always responded within 24 hours. This enabled me to focus on my health while she focused on my case. Throughout the entire process, I felt that Rhonda listened to my needs and clearly explained all options. This made me comfortable in making the decisions that were presented to me. I am very fortunate to have had Rhonda Harris Buckner's support and expertise!
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14 Jun, 2017 by Becky
I was floored when my disability insurance company called one day and said they terminated my LTD benefits. I had always cooperated and communicated with them so I had absolutely no idea this was coming. According to them, I was now fine and should return to work full time. Needless to say, I was not fine and not at all capable of working. Rhonda was recommended by another attorney and she saved the day! She was incredibly patient and thorough. She was always very thoughtful with my questions and I knew she felt my pain and was right there with me as the insurance company made me jump through their hoops. It's a very stressful thing to endure (especially as you now have no income) so it's really important to have an attorney that is so experienced, responsive and caring like Rhonda!
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10 Jun, 2017 by Lisa h
I was in a state of despair when I was referred to Rhonda, as my insurance company had closed my disability file and stopped sending me payments. When I read her appeals letter I knew I had hired a genius. She helped me reinstate my policy and quality of life. I don't know what I would have done without her. I'm forever grateful to the Law Office of Rhonda Harris Buckner!!!
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22 Nov, 2018 by Mayra
I cannot express the immense gratitude I have for my interaction with Mr. Smith. I found myself in a very challenging and unique situation with a renter's insurance claim. I vetted many attorneys before allowing my intuition to guide me to Mr. Smith. Mr. Smith demonstrated his attention to detail in the consultation process. He carefully read over the documents and gave me an informed assessment of my case. Although, Mr. Smith could not guarantee my desired outcome (as no attorney can), I decided to move forward with the process and hired him. Mr. Smith's WEALTH of knowledge allowed him to find errors in the way my claim was denied. His letter to my insurance company caused them change their initial denial of my claim and in turn they honored my claim. In addition to his knowledge, I can also speak to his honesty and transparency. He refunded a portion of my retainer as he did not use all of the time he anticipated. I am forever grateful to Mr. Smith.
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11 Jul, 2013 by Anonymous
It has been nearly four years since the wrongful death of our daughter that occurred as a result of a terrible bus accident. I want to thank attorney Mark Hiepler and let him know that I saw the love of God in his work and that of his entire staff who worked so tirelessly on behalf of our family and my daughter's children. When we were referred to Hiepler & Hiepler, we had interviewed a number of large Los Angeles area law firms that each showed great promise. However, we chose Hiepler & Hiepler because Mark stood out in his commitment to his sister and his abilities to look at our cause. We never fell through the cracks and got excellent personal attention. We saw the firm's determination in leaving no stone unturned in their preparation. Mark reached out to us in our hurt, our emptiness and our grief. We felt that we became a part of the Hiepler family. The numbers of cases Hiepler & Hiepler had won were impressive but they were not comparable to the determination and encouragement they displayed to me and my entire family. Mark and his firm, once again, won the case through the eyes of the law and, in the process, won our hearts through their diligence and compassion.
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15 Jun, 2015 by Anonymous
Mr Goldsholle, gave me an informative, honest appraisal of the difficult circumstances I was having with a Liberty Mutual auto claim. His input was very helpful and I highly recommend him in matters concerning these issues.
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20 Jan, 2024 by The birdman
26 May, 2023 by Marghuerite reinosa - johnson
I would like to highlight attorney Shepardsons attention to fact finding details and his extensive experience litigating successfully in a number of civil cases involving both large corporation entities and governmental agencies. I would highly recommend his law firm, he definitely has the best interest of his clients and has a vast knowledge of the law.
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05 May, 2021 by Bruce allen
The best of the best.
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27 Sep, 2019 by Gregg fry
01 Nov, 2024 by Tish gordon
30 Oct, 2024 by Meliza diaz
I had an grate experience with Hillstone Law after my car accident. From the moment I reached out, their team was incredibly responsive and compassionate.100% recommend :)
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30 Oct, 2024 by Henry smart
Great job through it all
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05 Sep, 2024 by 倪崧皓
Professional and knowledgeable immigration lawyer. He answered my question regarding investing immigration and really understand my needs and provided the best solution. Recommended.
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04 Sep, 2024 by Claudia garcia
Mi nombre es claudia Garcia y soy de el salvador primeramente le doy gracias a Dios y al Abogado por averne ayudado en mi proceso de asilo también le agradezco por su apollo en todo el proceso me encanto que el equipo es bilingue , y que el Abogado es muy cerbicial y que todo el grupo es muy amable.
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04 Sep, 2024 by Alfonso victoriano
El abogado Santamaria y su personal nos ayudó a mi esposa y a mí con nuestro caso de visa u y nuestra experiencia fue muy agradable porque nos explicaron paso a paso lo que se iba a hacer, nos ayudaron con todas las aplicaciones y traducciones, todas las preguntas que tuvimos nos las contestaron para que no tuviéramos ninguna duda, porque nuestro primer lenguaje es el español. Muy amables todos, siempre fueron. Yo los recomendaría 100%
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01 May, 2024 by Kamili samms
My experience with Ms. Graves and her team was exemplary. They were always available to explain the process and keep me notified of the next steps. I was very pleased with the results of the services provided and felt confident in her ability to effectively negotiate my terms. I would highly recommend The Graves Law Firm for any family law needs.
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31 Jan, 2024 by Brandon backhaus
Facing divorce? Don't know what to do? Terrified of the process? Do yourself a favor and contact The Graves Law Firm in Pasadena. Ms. Graves was there for me each step of my divorce. She was always professional, courteous, and understanding that what I was going through was extremely difficult. There was no judgement. Just solutions. I felt that Ms. Graves and associates were experts in family law. And while we avoided court, I felt Ms. Graves and her team were ready to fight for me. In particular, Ms. Chuvac and Ms. Seminaris became trusted allies. I would recommend and have recommended The Graves Law Firm if you unfortunately find yourself needed someone in your corner in family court.
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09 Jan, 2024 by Sherman peters
The Family Law Practice, the Graves Law firm. Excellent.
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10 Feb, 2020 by Ed nicoletti
16 Dec, 2019 by Halima crenshaw
He was just too busy
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23 Aug, 2018 by Timothy leatherby
Puts you on hold then just asks you to leave a message
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14 Jun, 2024 by Anonymous
Don't expect any sort of real communication for over a year of your loved ones passing. This attorney has an unreasonable delay in services performed. They never answer the phone and you can leave all the voicemails and emails you want, it will go ignored. I would never want my loved ones to feel the way this attorney has made me and others in the will to feel after going through what we have had to go through with them.
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29 May, 2021 by Anonymous
Mr Johnson and his staff have assisted our family in estate planning. His entire organization is professional and easy to work with.
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30 Apr, 2020 by Christian
Chris Johnson is excellent. He created the Trust for my mother and stepdad. Every part of the process was professional, detailed and informative. Chris is trustworthy and very thorough in his work. I highly recommend him to anyone looking to create a Trust or anyone in Probate.
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01 Feb, 2019 by Dean
Daniel is working on my family’s trust and is completely unresponsive. He never returns phone calls and apparently is never available. If you would like an attorney that you can not ever reach, them this is your guy. There are so many other attorneys and law firms out there to choose from. I highly recommend finding one that will take the time to return a simple phone call.
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06 Sep, 2012 by Anonymous
Dan and his staff work hard at making sure that they are up to date with laws that affect their clients on a regular basis they focus on on the best strategy to protect their clients from Probate and unneeded law suits. His staff are passionate about what they do and really focus on doing what is best for the client. I highly recommended Dan to anyone who need assistance with Estate Planning.
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19 Dec, 2011 by Wanda
From three expert Tax professionals I contacted, Mr. Hales is the attorney who responded the next day giving me detailed law and regulations regarding my question on a tax situation allowing me to make the best decision; then as a community service, he appeared as an Expert on my cable talk show! He is well informed in many topics, and on one of the shows he informed us about Wills & Trust. I think he is a fascinating speaker. Daniel Clark Hales is well versed in his area of law and makes it a priority to stay on top of changing matters in the legal arena. You are very fortunate if you have him as your legal representative.
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FAQs
Questions? We have answers
What a Life Insurance Lawyer Can Do for You
A life insurance lawyer specializes in legal matters related to life insurance policies and claims. They assist beneficiaries, policyholders, and insurance companies in navigating the complexities of life insurance law. These lawyers help clients with issues such as denied or delayed claims, policy disputes, beneficiary designations, fraud allegations, and contract interpretation. By leveraging their expertise, life insurance lawyers aim to ensure that clients receive the benefits they are entitled to under their policies.
Whether you're facing a denied claim, need assistance with policy interpretation, or are dealing with disputes over beneficiary rights, a life insurance lawyer can provide the legal guidance and representation you need to protect your interests.
When Should I Hire a Life Insurance Lawyer?
You should consider hiring a life insurance lawyer in the following situations:
- Denied or Delayed Claims: If an insurance company has denied or unreasonably delayed payment of a life insurance claim, a lawyer can help challenge the decision and pursue the benefits owed.
- Disputed Beneficiary Designations: If there is a dispute over who is the rightful beneficiary of a life insurance policy, a lawyer can help resolve the conflict through legal means.
- Policy Interpretation Issues: If you're unsure about the terms and conditions of a life insurance policy, a lawyer can interpret the contract language and explain your rights and obligations.
- Allegations of Fraud or Misrepresentation: If an insurance company accuses the policyholder or beneficiary of fraud or misrepresentation, a lawyer can defend against these claims.
- Bad Faith Insurance Practices: If an insurer acts in bad faith by not honoring the terms of the policy, a lawyer can hold the company accountable under applicable laws.
- Contestability Period Disputes: If a claim is denied based on issues arising during the contestability period, a lawyer can examine the validity of the denial.
- Estate Planning and Tax Considerations: A lawyer can provide advice on how life insurance policies fit into estate planning and any tax implications.
What Does a Life Insurance Lawyer Do?
A life insurance lawyer offers a range of legal services, including:
- Claims Assistance: Help beneficiaries file claims correctly and efficiently to avoid unnecessary delays or denials.
- Appealing Denied Claims: Review the reasons for denial and prepare an appeal by gathering evidence, drafting legal arguments, and negotiating with the insurance company.
- Litigation: Represent clients in court if disputes cannot be resolved through negotiation, advocating for their rights to receive policy benefits.
- Policy Analysis: Examine policy documents to interpret terms, conditions, exclusions, and riders, providing clarity on coverage and benefits.
- Dispute Resolution: Mediate or negotiate settlements in disputes over beneficiary designations or policy interpretations.
- Defense Against Fraud Allegations: Defend clients against accusations of fraud or misrepresentation made by insurance companies.
- Bad Faith Claims: Pursue legal action against insurers who engage in bad faith practices, seeking compensation for damages.
- Estate Planning Support: Advise on the integration of life insurance policies into estate plans, including beneficiary designations and tax considerations.
How Are Life Insurance Lawyers Paid?
Life insurance lawyers typically charge for their services in one of the following ways:
- Contingency Fee: The lawyer receives a percentage (usually between 25% and 40%) of the amount recovered from the insurance claim. This means you pay nothing upfront, and the lawyer only gets paid if you receive a settlement or judgment.
- Hourly Rate: The lawyer charges an hourly fee for their services, with rates typically ranging from $200 to $500 or more per hour, depending on experience and location.
- Flat Fee: For specific services like reviewing a policy or drafting a demand letter, some lawyers may offer a flat fee.
- Retainer Fee: An upfront payment against which the lawyer bills their hourly rate. Retainer amounts vary based on the anticipated workload.
- Payment Plans: Some lawyers offer flexible payment options to make their services more affordable.
It's important to discuss payment arrangements during your initial consultation to understand how fees and expenses will be handled.
How Much Does a Life Insurance Lawyer Cost?
The cost of hiring a life insurance lawyer varies based on several factors:
- Contingency Fees: If the lawyer works on a contingency basis, you typically pay no upfront fees. The lawyer's fee will be a percentage of the recovery. For example, if you recover $100,000 and the contingency fee is 30%, the lawyer would receive $30,000.
- Hourly Rates: If charged hourly, total costs depend on the time required to resolve the case. For instance, if the lawyer charges $300 per hour and works 20 hours on your case, the cost would be $6,000.
- Flat Fees: Services like policy reviews or simple consultations may cost between $500 and $2,000.
- Additional Costs: Be aware of other expenses such as court filing fees, costs for obtaining documents, expert witness fees, and administrative expenses, which may be billed separately.
Always request a detailed fee agreement to understand all potential costs involved.
Top Questions to Ask a Life Insurance Lawyer
-
What experience do you have with life insurance cases similar to mine?
Ensure the lawyer has a strong background in handling cases like yours. -
How do you charge for your services?
Understand the fee structure, including contingency fees, hourly rates, and any additional costs. -
What are the potential outcomes of my case?
Ask for an honest assessment, including best-case and worst-case scenarios. -
How long will it take to resolve my case?
Get an estimate of the timeline, from filing a claim to settlement or court judgment. -
Will you handle negotiations with the insurance company?
Confirm that the lawyer will represent you in all communications and negotiations. -
What is your approach to handling disputes with insurance companies?
Learn about their strategies for dealing with insurers who deny or delay claims. -
Can you provide references from past clients?
A reputable lawyer should be willing to share testimonials or references.
How to Check the Credibility of a Life Insurance Lawyer
- Verify Their License: Check with your state bar association to ensure the lawyer is licensed and in good standing.
- Experience and Specialization: Look for a lawyer who specializes in insurance law, particularly life insurance cases.
- Client Reviews and Testimonials: Read reviews on platforms like Avvo, Martindale-Hubbell, or Google to gauge client satisfaction.
- Professional Memberships: Membership in organizations like the American Bar Association's Tort Trial and Insurance Practice Section indicates a focus on insurance law.
- Disciplinary Record: Ensure the lawyer has no history of disciplinary actions or complaints.
- Ask for References: A credible lawyer should be willing to provide references from past clients.
What Should I Prepare for My First Consultation?
To make the most of your initial meeting with a life insurance lawyer, bring the following:
- Policy Documents: Copies of the life insurance policy, including any riders or amendments.
- Correspondence: Any letters, emails, or communications with the insurance company, especially denial letters or requests for additional information.
- Claim Documents: Copies of the claim filed, supporting documents provided, and any responses received.
- Death Certificate: A copy of the insured's death certificate, as it is a critical document in life insurance claims.
- Beneficiary Information: Documentation showing your designation as a beneficiary.
- Medical Records: If applicable, any medical records that may be relevant to the case.
- Questions and Concerns: Prepare a list of questions about your case, the legal process, and the lawyer's experience.
By being thoroughly prepared, you enable the lawyer to assess your situation effectively and provide tailored legal advice to address your life insurance concerns.
