Top review highlights

AI generated excerpts from the customers reviews
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Pros
1
Highly knowledgeable and experienced in credit law and bankruptcy
“Attorney Samira Ghazal has represented me on different matters. She is by far, the unchallenged BEST credit lawyer in the United States. Attorney Ghazal's encyclopedic understanding of credit law and lengthy career in this field make her the only go to person for all matters credit related.”
2
Provides personalized and empathetic service
“I was impressed with how rapidly her paralegal assisted me within the same day, I was even further impressed with how personable, understanding and empathetic she was while listening to my concerns.”
3
Fights hard for clients and goes above and beyond
“Attorney Ghazal fought hard for me, the consumer, to the very end, and continued to fight on even when she knew she would get no further compensation for representing me.”
4
Offers free consultations and transparent advice
“My free consultation was priceless. I would recommend her to any and everyone I know facing financial issues. She provided more information and solutions during my free consultation than others who insisted on a paid consultation.”
5
Excellent customer service and communication
“Samira was super easy to work with and made herself available for all of the questions that I had.”
Cons
1
Receptionist can be unprofessional and unresponsive
“I spoke to a receptionist that was extremely dry, uninterested like if I was disturbing her, with a strange name that, despite of not understanding her name twice, she would still say it very quickly and not care to spell her name to make it easier for me to understand.”
2
Lack of timely communication and follow-up
“I didn't hear from her the same day and even less the next day when I called again at 3:00pm and spoke to the same dryness from before, who told me that Mrs. Ghazal was going to call me a little later. Again... I heard nothing from anyone. Nor even a courtesy call to let me know that for some reason she couldn't call me.”

All reviews

star star star star star
10 Feb, 2021 by Karen arteaga
I had contacted several attorneys prior to speaking to Ms. Ghazal. Not only was I impressed with how rapidly her paralegal assisted me within the same day, I was even further impressed with how personable, understanding and empathetic she was while listening to my concerns. My free consultation was priceless. I would recommend her to any and everyone I know facing financial issues. I will be a client for life and refer her all of my clients and family as well. She provided more information and solutions during my free consultation than others who insisted on a paid consultation. Thank you from the bottom of my heart!!
star star star star star
29 Jan, 2019 by Anonymous
Pointed me in the right direction which helped me tremendously. Samira explained the right steps, and how to go about the problem.
star star star star star
24 May, 2017 by Joel lew
Samira was super easy to work with and made herself available for all of the questions that I had. She was able to have several mistaken entries on my credit report removed really quickly.
star star star star star
24 May, 2017 by John gregory
She's very professional, knowledable, compassionate. She delivers with great execution and tenacity. Her Free consultation provided me great benefit.
star star star star star
15 Mar, 2016 by A s.l.
Attorney Samira Ghazal has represented me on different matters. She is by far, the unchallenged BEST credit lawyer in the United States. Attorney Ghazal's encyclopedic understanding of credit law and lengthy career in this field make her the only go to person for all matters credit related. For the first time in my life I have felt comfortable working with an attorney. I knew always what to expect when I met with her to discuss my cases and she always SURPASSED the expectations. She helped me feel empowered by making complex legal matters easy to understand. No other attorney has done this for me. She sacrifices so much of her time and has been more than fair. Attorney Ghazal fought hard for me, the consumer, to the very end, and continued to fight on even when she knew she would get no further compensation for representing me. Folks, in this day and age, that doesn't exist. It just does not ! No one does this ! I know what it is like to be the little guy, you feel lost and scared. Attorney Ghazal was my safe heaven. Thank you for taking my cases and defending me. You won them for me and that is why the big companies fear you. You beat them ! You defend us the consumer and you are successful at it. In conclusion, you are the undisputed BEST. Thats the reality. Thank you, Alexander S.L.
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What Questions Should I Ask Before Hiring a Lawyer?

Hiring the right lawyer is crucial for the success of your case. Here are some important questions to ask during your initial consultation:

  1. What experience do you have with cases similar to mine?
    Ensure the lawyer has relevant experience in the specific area of law pertaining to your case.
  2. How do you charge for your services, and what are the estimated costs?
    Understand the fee structure, including hourly rates, flat fees, retainer fees, and any additional expenses.
  3. Who will be handling my case?
    Find out if the lawyer will handle your case personally or delegate tasks to other attorneys or paralegals.
  4. What is your approach to resolving cases like mine?
    Learn about their strategy, whether they prefer negotiation, mediation, or litigation.
  5. What potential outcomes can I expect?
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  7. What is the expected timeline for my case?
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  8. Do you have references from past clients?
    Testimonials or references can provide insight into the lawyer's professionalism and effectiveness.
  9. What challenges do you foresee in my case?
    Understanding potential obstacles helps you prepare and sets realistic expectations.
  10. Are there alternative ways to resolve my legal issue?
    Discuss options like mediation, arbitration, or settlement to resolve the issue efficiently.

Can a Lawyer Represent Me in Courts Outside of Miami, Florida?

Whether a lawyer can represent you in courts outside of your city or state depends on their licensure and the jurisdiction of the court:

  • Within the Same State:
    Lawyers licensed in a particular state can typically practice anywhere within that state, including all cities and counties. They can represent you in both state and federal courts located in that state.
  • Outside of Their Licensed State:
    If your case is in a different state, the lawyer must be licensed in that state to represent you. However, there are exceptions:
    • Pro Hac Vice Admission: An out-of-state lawyer can request special permission to represent a client in a specific case in another state. This requires filing a motion with the court and often working in conjunction with a local attorney.
    • Federal Courts: If your case is in federal court, a lawyer licensed in any state may be able to represent you, provided they are admitted to practice in that particular federal court.
  • International Representation:
    For cases outside the United States, different rules apply, and the lawyer may need to comply with the foreign country's legal requirements or collaborate with local counsel.

It's important to discuss your specific situation with the lawyer to determine if they can represent you in the desired jurisdiction and what steps may be necessary to do so.

How to Check the Credibility of a Lawyer

Before hiring a lawyer, it's crucial to verify their credibility and ensure they're qualified to handle your case:

  • Verify Their License:
    Check with your state's bar association to confirm the lawyer is licensed and in good standing. Most state bar websites have an online directory for this purpose.
  • Experience and Specialization:
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    Honors from reputable organizations reflect expertise and a positive reputation in the legal community.
  • Consultation Assessment:
    Use the initial consultation to evaluate their communication skills, responsiveness, and willingness to address your concerns.
  • Ask for References:
    A credible lawyer should be willing to provide references from past clients who can speak to their abilities and professionalism.

What Should I Prepare for My First Consultation?

To make the most of your initial meeting with a lawyer, come prepared with:

  • Relevant Documents:
    Bring all documents related to your case, such as:
    • Contracts or agreements
    • Correspondence (emails, letters, texts)
    • Legal notices or court papers
    • Financial records (if applicable)
    • Evidence (photos, videos, receipts)
  • Written Summary:
    Prepare a concise written summary of your situation, including key dates, events, and parties involved. This helps the lawyer quickly understand the context.
  • List of Questions:
    Write down any questions you have about your case, the legal process, fees, or the lawyer's experience.
  • Financial Information:
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  • Contact Information:
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  • Personal Identification:
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  • Pen and Notebook:
    Take notes during the consultation to remember important points discussed.
  • Budget Constraints:
    Be ready to discuss your budget and any financial limitations so the lawyer can provide appropriate guidance on fees and payment options.
  • Openness and Honesty:
    Be prepared to discuss your case candidly. Full disclosure allows the lawyer to give accurate advice and anticipate potential challenges.
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