Top review highlights

AI generated excerpts from the customers reviews
Pros
1
Helpful and understanding staff who work with clients to resolve debt issues
“Very nice people and when there is an issue with payments they call you before its too late so you have a chance to make it right.”
2
Reasonable payment plans and settlements offered
“I settled a credit card debt with them at half what they said I owed, which is B.S. anyway.”
Cons
1
Aggressive and uncooperative approach, with reports of rude and unprofessional behavior from staff
“Worst set of people to deal with.”
2
Inconsistent and unreliable communication, with issues like dropped calls, lack of response, and difficulty obtaining account information
“I called about my student loans to get information on how much interest I paid in 2020 and was disconnected on 5 times. Not responsive and unprofessional.”
3
Potential for deceptive practices, such as attempting to collect on debts that are not owed or garnishing accounts without proper notification
“This debt collector is a joke. I called multiple times and left messages and return numbers so my debt could be paid they never once called me back. Then I received a summons because of them being neglectful of my account.”

All reviews

star star star star star
31 Jul, 2024 by S.m.
Went to court with them and got a signed document by the NYS Supreme Court agreeing to a smaller settlement with monthly payments. Was told I'd get contacted by mail, email, or phone in regards how to pay. Never received a thing. After multiple calls, mind you never a call back, finally got a website and control number. Logged on to pay the amount was the original full amount. Called and got transferred a voicemail. Sent an email as well with the documents from court. If I do not hear back I will be submitting all the documentation to the FTC for negligent practices. You as a company CANNOT supercede the judgement of a supreme court that you agreed to. This seems like a scam to get people to purposefully not pay the agreed terms, so you can come after them again for more money. Update 7/31/24: I called again and spoke with a kind woman named Donna Green. She explained that the website will not reflect settlement amount, and that I only need to make my payments until the settlement amount is reached and not the full amount. I hope this bit of information is helpful for another person. Thank you for the explanation Donna Green.
star star star star star
21 Jun, 2024 by Kevin
At first they refused to work with me until I called a week later and got a different rep and she agreed to take the payment arrangement I can afford. You can't get a confirmation number if you pay by phone so I started making my payments every month on time online until this month I go to make a payment and the website is totally different. I inputted all the correct info to make a payment on my account and made the payment as well as took a snapshot. This was on the 5th of this month and today the 21st I received a letter stating I defaulted on my stipulation agreement and need to make my payment or there taking me to court. So on the letter I got today they have a totally different website but the website doesn't exist or it says website is not secure and tried from multiple devices. The phone number is totally different from the original paperwork they sent me as well as the website is completely different. I pull up the screenshot of my payment I made this month and oddly the account number doesn't match my account but all my info is correct. If a payment was missed then why would you wait until the end of the month to say something first of all and secondly they immediately threaten you. Technically I don't owe them a thing being they bought my debt from the original creditor and that was there choice to buy it. I didn't borrow from them so I don't owe them anything but to avoid court I decided to just pay it monthly until it's done. The reviews are horrible for this company. I called the original number to speak with someone and the greeting is now for another company. Something doesn't add up with this company and whoever is running this place needs to get it together
star star star star star
30 May, 2024 by Phil spencer
Don't pay these people. They make deals that you can pay this amount for a charge off that they bought for pennies. You had a contract with the original credit company not Forest and Garbage. They use illegal tactics to scare you. Just throw away any mail you receive from them cause it's junk mail. Use experion or another credit site and dispute all charge offs. You will get much further cause they have to prove you owe money which you did but not to these bozos. Also if they say they couldn't reach you it's a lie they even send out text messages trying to get a reply block them. Look up some youtube vids on this there's alot of info about the tactics they use.
star star star star star
18 May, 2024 by Francisco antonio de los santos
star star star star star
06 Apr, 2024 by M stehm
See more

Best lawyers in Islandia, NY

See more
star star star star star
04 Jun, 2017 by Antoinette
Excellent lawyer. He is dedicated in helping you with your legal matters. He has a lot of experience in law and will find a way in solving what ever legal problem you might have I highly recommend him for a lawyer.
Read more Avvo
star star star star star
02 Jun, 2017 by Joseph
Provided Real Estate Representation and Closing Service. Keith went the extra mile through out the RE buying process, from start to finish. His advise was also helpful in helping me negotiate the the best contact/sales terms.
Read more Avvo
star star star star star
21 Aug, 2013 by Trey
Mr. Weidman was very helpful with my case. Explained everything in detail as to what was going on and saw me through the whole process. Would recommend him and use his services again.
Read more Avvo
See more
star star star star star
14 May, 2015 by Anonymous
Kevin went above and beyond in assisting me! He is a great person and would definitely recommend to anyone in need of services! Thank you Kevin!!!!
Read more Avvo
star star star star star
18 Feb, 2013 by Matthew
Kevin is a great guy! He represented me many years ago, and gave me the ability to move past mistakes that happened. He never miss led me, always told me the facts, and I consider him a personal friend. I would recommend him to anyone I know.
Read more Avvo
star star star star star
24 Feb, 2012 by Jared w.
Mr Cadden represented me in the Southampton Justice Court a charges of DWI , Failure to signal and possession of Marijuana. I was pulled over and arrested by a Southampton Town Police officer. I live in Manhattan and was staying in the Hamptons for the weekend when i got arrested. I got released and was told to come back to court in 3 weeks with an attorney. I made a few calls to some attorney friends i have here in NY and was directed to Mr Cadden as the "man to see for all east end criminal and traffic matters". I found out he was indeed. Mr Cadden was able to convince the DA to reduce my DWI charge to a speeding ticket, and the Failure to Signal charge was dismissed as was The Marijuana charge. I paid a $375 fine for the speeding conviction. Based on my observations of Mr Cadden in Court he appears to be very well known and respected by the Judge, DA's and people who work in The Southampton Court. As a word of caution, his fee was by no means cheap, but It was worth it considering the outstanding results.
Read more Avvo
See more
star star star star star
06 Jun, 2011 by Anonymous
Mr Ben Ami has consistently been knowledgable, helpful and responsive in all our dealings with him. We highly recommend him.
Read more Avvo
See more
Discover the ideal lawyer
You can search a lawyer by practice area, lawyer name, city, state, or ZIP code
FAQs
Questions? We have answers

What Questions Should I Ask Before Hiring a Lawyer?

Hiring the right lawyer is crucial for the success of your case. Here are some important questions to ask during your initial consultation:

  1. What experience do you have with cases similar to mine?
    Ensure the lawyer has relevant experience in the specific area of law pertaining to your case.
  2. How do you charge for your services, and what are the estimated costs?
    Understand the fee structure, including hourly rates, flat fees, retainer fees, and any additional expenses.
  3. Who will be handling my case?
    Find out if the lawyer will handle your case personally or delegate tasks to other attorneys or paralegals.
  4. What is your approach to resolving cases like mine?
    Learn about their strategy, whether they prefer negotiation, mediation, or litigation.
  5. What potential outcomes can I expect?
    While no lawyer can guarantee results, they can provide an assessment of possible scenarios based on their experience.
  6. How will you communicate with me throughout the process?
    Establish expectations for updates, preferred communication methods, and response times.
  7. What is the expected timeline for my case?
    Get an estimate of how long the process may take from start to finish.
  8. Do you have references from past clients?
    Testimonials or references can provide insight into the lawyer's professionalism and effectiveness.
  9. What challenges do you foresee in my case?
    Understanding potential obstacles helps you prepare and sets realistic expectations.
  10. Are there alternative ways to resolve my legal issue?
    Discuss options like mediation, arbitration, or settlement to resolve the issue efficiently.

Can a Lawyer Represent Me in Courts Outside of Islandia, New York?

Whether a lawyer can represent you in courts outside of your city or state depends on their licensure and the jurisdiction of the court:

  • Within the Same State:
    Lawyers licensed in a particular state can typically practice anywhere within that state, including all cities and counties. They can represent you in both state and federal courts located in that state.
  • Outside of Their Licensed State:
    If your case is in a different state, the lawyer must be licensed in that state to represent you. However, there are exceptions:
    • Pro Hac Vice Admission: An out-of-state lawyer can request special permission to represent a client in a specific case in another state. This requires filing a motion with the court and often working in conjunction with a local attorney.
    • Federal Courts: If your case is in federal court, a lawyer licensed in any state may be able to represent you, provided they are admitted to practice in that particular federal court.
  • International Representation:
    For cases outside the United States, different rules apply, and the lawyer may need to comply with the foreign country's legal requirements or collaborate with local counsel.

It's important to discuss your specific situation with the lawyer to determine if they can represent you in the desired jurisdiction and what steps may be necessary to do so.

How to Check the Credibility of a Lawyer

Before hiring a lawyer, it's crucial to verify their credibility and ensure they're qualified to handle your case:

  • Verify Their License:
    Check with your state's bar association to confirm the lawyer is licensed and in good standing. Most state bar websites have an online directory for this purpose.
  • Experience and Specialization:
    Ensure the lawyer specializes in the area of law relevant to your case. Review their website, professional profiles, and case history.
  • Disciplinary Record:
    Look up any history of disciplinary actions or complaints through the state bar association's records.
  • Client Reviews and Testimonials:
    Read reviews on legal directories like Avvo, Martindale-Hubbell, Google, or Yelp to gauge client satisfaction and experiences.
  • Professional Memberships:
    Membership in professional organizations or specialty bar associations can indicate a commitment to their field and adherence to high ethical standards.
  • Awards and Recognitions:
    Honors from reputable organizations reflect expertise and a positive reputation in the legal community.
  • Consultation Assessment:
    Use the initial consultation to evaluate their communication skills, responsiveness, and willingness to address your concerns.
  • Ask for References:
    A credible lawyer should be willing to provide references from past clients who can speak to their abilities and professionalism.

What Should I Prepare for My First Consultation?

To make the most of your initial meeting with a lawyer, come prepared with:

  • Relevant Documents:
    Bring all documents related to your case, such as:
    • Contracts or agreements
    • Correspondence (emails, letters, texts)
    • Legal notices or court papers
    • Financial records (if applicable)
    • Evidence (photos, videos, receipts)
  • Written Summary:
    Prepare a concise written summary of your situation, including key dates, events, and parties involved. This helps the lawyer quickly understand the context.
  • List of Questions:
    Write down any questions you have about your case, the legal process, fees, or the lawyer's experience.
  • Financial Information:
    If your case involves financial matters, bring relevant documents like pay stubs, tax returns, bank statements, or invoices.
  • Contact Information:
    Provide details of any witnesses or other parties relevant to your case, including their names and contact information.
  • Personal Identification:
    Bring a valid photo ID for verification purposes.
  • Pen and Notebook:
    Take notes during the consultation to remember important points discussed.
  • Budget Constraints:
    Be ready to discuss your budget and any financial limitations so the lawyer can provide appropriate guidance on fees and payment options.
  • Openness and Honesty:
    Be prepared to discuss your case candidly. Full disclosure allows the lawyer to give accurate advice and anticipate potential challenges.
Scroll to top