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5.0
26 Reviews
4.9
2995 Reviews
04 Feb, 2025 by Christy marth
Very nice gentleman asked repeatedly if I had questions very smooth process
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04 Feb, 2025 by Michelle hess
My experience with Shapiro Legal Group PLLC WAS GREAT. I must say the representative that called me was very nice and he made me feel comfortable with the whole process and explained in detail how everything went from here. There's no amount of money that could buy out the suffering with headache's and everything else that goes along with the tumor, but the people (same people who made some COVID injections) (Pfizer) let millions of women get the Depo- Provera shot for over a decade while neglecting to label the side affect that it could cause brain tumors. At least they could do is compensate/ Settle out of court with us women who did develop a brain tumor due to their negligence
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03 Feb, 2025 by Ashley s
Long overdue review! Mehdi is truly an amazing lawyer who cares. I had a complicated family court case while simultaneously an ongoing criminal case with my abusive ex. I was in postpartum and it was the beginning of separation. I was very hyper vigilant and probably not the easiest to deal with, but Mehdi fully supported me through both cases. He took my life chaos with stride. He always fought hard for me in the court room. He even advocated for me to the ADA in the separate criminal case pushing the case further than it would have without him. I sometimes had to remember he was my lawyer and not my therapist! He gave me so much advice and honestly strength. Sharing a child with an abuser is no fun. We did get everything we asked for in Family Court which was such a relief. It wouldn’t have happened with any other lawyer, only Mehdi. I truly believe that. After Family Court ended he contacted me to check in and show support. He has worked with many women who have experienced DV so he gets it. Hopefully we don’t end up back in Family Court, but if we do He’s our GoTO… If he will have us again. Ha. Ha. We love you Mehdi!
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23 Jan, 2025 by Ashish narayan
Exceptional legal expertise with a client-focused approach. Miriam Chocron consistently delivers outstanding results. Their professionalism, subject matter expertise, attention to detail, and dedication make them one of the best. I highly highly recommend them.
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07 Dec, 2024 by Asly quinteros
Gracias a Dios y a la abogada Miriam hace una semana recibí mi residencia estoy más que agradecida con ella.❤️
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20 Nov, 2024 by Orit sager
I cannot recommend Miriam highly enough. From the moment I reached out for help with my immigration case, I felt supported and understood. She took the time to explain every step of the process in detail, ensuring I was never left in the dark. What really sets Miriam apart is her deep knowledge of immigration law and the way she genuinely cares about each client’s success. Throughout my entire experience, I felt like a priority, not just another case.
Thanks to Miriam, my case was handled efficiently, and I received a positive outcome. She was always available to answer my questions, and the level of professionalism and dedication was unmatched. If you’re looking for an immigration lawyer who will fight for you with expertise and compassion, Miriam is the one to trust!
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14 Oct, 2024 by Alexandra iannelli
14 Oct, 2024 by Nicollette iannelli
The best in the business!
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11 Oct, 2024 by Richard muller
Michael Alber and his firm represented me during a difficult time where I needed Legal Assistance. They provided me with Outstanding service and guided me throughout the entire process with Professionalism. They were always there to answer all of my questions and concerns. I would Highly recommend this firm for any legal matters you may need assistance with.
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5.0
16 Reviews
4.8
22 Reviews
15 Nov, 2024 by Amy crowley
I am so grateful to Mary for her being so thorough while handling my legal matter.
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31 Jul, 2024 by Joe mclean
I reached out to Mary to inquire about my financial situation. She returned my message immediately and send me lots of reading information. She answered all of my questions and was available via e-mail, phone or text. She would often answer my questions late at night and never made me feel like any of my questions were not important. She is very knowledgeable and compassionate, and I would recommend her for anybody who is having financial difficulties. She walked me through all of the steps and was able to put my mind at ease.
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04 Dec, 2023 by Jeffrey rarick
I had worked with Mary many years ago and was extremely impressed then with her legal talent, professionalism and commitment to getting the best resolution for our situation. She was always very clear and direct on what we needed to do, and also very forthright on what outcomes we could expect.
Recently, I needed some legal council. I reached out to her and we carried on as if only a week or two had passed since our last conversation.
This is a level of professionalism that is rarely seen in the business world now. She is highly recommended.
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24 Jan, 2025 by Sofiya r.
Simon is everything you would want in an attorney: compassionate, knowledgeable and honest. Simon, along with his staff are there to help you and understand the financial strain you’re going through. They explain every part of the process, are friendly, and are excellent communicators. Simon kept me informed every step of the way - I didn’t have to worry or follow up, it was like clock work. I’m extremely thankful to have found someone I trust and who has my
Best interest in mind.
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02 Jan, 2025 by Steven
I could not be more pleased with Simon Goldenberg's legal services. From our initial telephone consultation to the final outcome of the debt settlement, Simon conducted himself according to the highest professional standards of communication and courtesy. He was always prompt in providing updates orreplying to any queries. He has a wide experience in the area of debt trials and settlement and knows how to negotiate with the other parties convincingly and effectively. Retaining Simon will put your mind at ease and likely result in a very favorable outcome.
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30 Dec, 2024 by Daniel “dq” quintana
I reached out to Simon Goldenberg, PLLC for support in a debt settlement case and, despite being unable to engage his firm at the time, he swiftly responded to my questions and pointed me in the right direction to successfully file a response on my own. Top shelf advocacy and support that will have me coming back if ever the need arises. 10/10 Highly recommend.
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5.0
20 Reviews
4.8
60 Reviews
16 Jan, 2025 by Sharon williams
Dear Gregory,
I received your letter, in addition to the document from the judge pertaining to my Chapter 13 case. I am thankful and grateful to you for accepting my case and ensuring that I felt comfortable during this "extremely" difficult time in my life. After losing my mom and sister on Christmas Day and the following New Years Eve years ago, my overall debts were overwhelming. Your patience, listening without making me feel as though I was a burden, caring, professionalism, sensitivity and counseling was
far beyond my expectations, especially since I had never been through a bankruptcy.
I can't say thank you enough for your encouragement, positive words, updated information to assist me, and determination to see me through this journey. You are amazing!
I "highly" recommend you and Priscilla to anyone who need your
professional services. God bless you and best wishes in the future!
Sincerely,
Sharon L. Williams
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14 Oct, 2024 by Kathleen capporrimo
I would highly recommend them
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25 Sep, 2024 by Michael cassese (cass730)
I want to thank Dantzman & Dantzman law firm for helping me with my situation. I truly recommend them for their outstanding work!
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01 Feb, 2025 by Lisa compe
He service was prompt, professional and achieved very positive results. I would highly recommend him to anyone in need of representation.
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25 Jan, 2025 by Michael
I have known Peter since law school. He is an extremely competent trial attorney who is not afraid to take a case to verdict.
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24 Jan, 2025 by Jose baez
Peter Kolp and his team at Kolplaw are exceptional attorneys. Whether you have been injured by a car or are the victim of medical malpractice they stop at nothing to get you the compensation you deserve. Without question, they are second to none!
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5.0
11 Reviews
4.7
2082 Reviews
01 Feb, 2025 by Lisa compe
He service was prompt, professional and achieved very positive results. I would highly recommend him to anyone in need of representation.
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25 Jan, 2025 by Michael
I have known Peter since law school. He is an extremely competent trial attorney who is not afraid to take a case to verdict.
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24 Jan, 2025 by Jose baez
Peter Kolp and his team at Kolplaw are exceptional attorneys. Whether you have been injured by a car or are the victim of medical malpractice they stop at nothing to get you the compensation you deserve. Without question, they are second to none!
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12 Dec, 2024 by Jrd inc
David has been extremely helpful in this process. Before I even paid him he stood on the phone for about a hour with me multiple times to explain everything and address my concerns. That spoke volumes. Every time I needed to speak he would call me right away. He is a great lawyer! Had to come back and state that I have been nervous about this situation but David took time to explain to me and calm me down. A true gem in this type of law.
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27 Nov, 2024 by Rita odle
23 Oct, 2024 by Chas
David is awesome ! If you’re looking to find a lawyer for bankruptcy, I recommend him 100%. He’s answered all of my questions, is non judgmental and has a great personality. He has kept me up to date on everything and has simplified the process so it’s less overwhelming.
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15 Nov, 2024 by Jenn
One of the most trying times in my life was when I had to declare bankruptcy. Prior to meeting Todd, I was in ruins. There is no charge for the consultation. Todd was really kind and helped me feel comfortable in this circumstance when I first met him. I'm very happy that I came upon him and his practice. Every employee there is a treasure. I will always be appreciative. The paralegal, Angela, was a pleasure to work with, very understanding, and very helpful to me throughout this process. I heartily endorse!
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14 Nov, 2024 by Kayla casanova
Todd Kushner and staff, especially Sindi were so helpful with my case. Everything was clear, and smooth from beginning to end. Highly recommend to anyone!
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30 Oct, 2024 by Arlene newland
Mr. Cushner made me feel at ease and the process went smoothly. His staff is very friendly. Big shout out to his staff!
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22 Jan, 2025 by Rob bonilla
Lisa Robinson represented my mother in a personal injury case involving a nursing home facility. She was very professional compassionate and caring. She explained the whole legal process and kept us updated every step of the way which resulted in her winning the case without having to go to trial. Her knowledge and expertise went above and beyond and I would highly recommend her to anyone that finds themselves in a similar situation. She is the best and a great person.
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04 Dec, 2024 by Kaitlynn laroche
Facility is beautiful. Staff is very friendly, knowledgeable and helpful! Jeff is an expert at what he does and I would highly recommend this firm!
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10 Aug, 2024 by Shay parsley
Called with a few questions, person I spoke to was extremely helpful and pointed me in the right direction. Thank you!!
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05 Dec, 2024 by Sintia mejia
Muy buen Abogado
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05 Jan, 2024 by Aris s.
Michael Schillinger is an exceptional criminal defense lawyer who truly goes above and beyond for his clients. His dedication and commitment to their cases are evident in every step of the legal process. Michael not only possesses impressive legal expertise but also a genuine kindness that sets him apart. I highly recommend his services to anyone seeking a lawyer who cares deeply about their clients' well-being.
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02 Jan, 2024 by Chris daley
Thank you so much Mike . Can’t even explain how much you have done for me and how much I appreciate it. I hope you stay safe and healthy.❤️
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08 Aug, 2024 by Martina de los santos
Karra is absolutely amazing. She's professional, honest, very thorough with excellent follow up and she will make sure you know all the information you need to see your case through completion. My schedule is very tight and her patience and consideration cannot go unmentioned. I can go on and on. This woman changed my life. I had tears of joy!! Beyond 5 stars!! THANK YOU :)
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24 Jun, 2024 by Scorley rosa
Karra was so helpful and very communicative. She was always keeping me updated with the dispute process. I would definitely recommend her excellent service.
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02 Jun, 2024 by Jeff clark
After doing research for someone to help me with credit reporting issues and inaccuracies, I am so happy I found Karra. She is honest, very well educated in this field and answered all of my questions. I just felt comfortable with her compared to the other people in this field. She gets the job done.
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5.0
4 Reviews
4.7
762 Reviews
20 Jan, 2025 by Manuel colon
Allan Silverstein helped me when nobody else would. He is kind, and patient, and understands how much pain (physical and emotional) an unexpected accident can bring to a family.
Today we celebrated the positive outcome of a long, yet successful process, where respect and kindness guided us the whole way. Thank you SO MUCH!
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21 Dec, 2024 by Fritz faublas
19 Dec, 2024 by Louie salvador
A great firm, with exceptional staff.
When you need an attorney contact Greenberg & Stein, P.C. , they’ll take good care of you.
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19 Oct, 2024 by Monique
Had the pleasure of working with SG Legal Services! I expressed to Shawn that I never had to serve papers to anyone so I was a little uncertain of how the process went, but he was very thorough and very responsive. The court documents were served as soon as possible, I made the request on a Tuesday and the attempts started the very next day. Definitely would recommend to anyone who is in need of services!
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10 Oct, 2024 by Mk
Could not recommend SG more! Dealing with an ex who makes things impossible, I ended up needing him served last minute and within a small time frame and Shawn really came through and got it done perfectly. His wife has also been extremely helpful on the back end leading up to it. Can't thank them enough!
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09 Oct, 2024 by Jaclyn bailey
Great customer service! Working with Shawn eased my anxiety. Fast reliable service.
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27 Jan, 2025 by Hoops allin
This is Werls Francois, couldn’t switch over to my Google account for some reason, but I’ll I had a massive $41,000 private student loan debt collector that was on my case and John Hilbert was able to get a fair and great deal for me because he was able to spot errors and inconsistencies in their documentation so thank you to John as always he really saved me a headache and now I have a more affordable payment that is also 100% completely interest-free. Definitely would recommend these people to anyone who needs it.
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24 Jan, 2025 by Mary perez
Dear Mr Young I am so grateful for all of your help with my situation in getting my credit card debt waived. You can imagine how much stress I was under. I can not thank you enough. Now I can rest easy and put this burden behind me. Thank you again.
Mary Perez Avila
I am so sorry not to mention Mr. Hilbert in my review.
They are a great team, I have a lot of health issues and this has been a great help for me.
Mary Perez Avila
I am forever grateful.
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17 Jan, 2025 by Shelly portnoy
Audra was very helpful. She explained everything in a clear and understandable way. It was a pleasure working with her.
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24 Jan, 2025 by Julia kutchman
What a wonderful human being!! I am so grateful to have found Rachel. She is extremely thorough, honest, and patient with what comes with filing Bankruptcy. She made it so easy and simple! I can't imagine how stressful this would have been without her. I would highly recommend booking an appointment with her, you won't be disappointed!
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05 Jan, 2025 by Giovanni casaretto
Rachel was an absolute lifesaver throughout my bankruptcy process. From the very beginning, she made me feel at ease, offering comfort and reassurance during a stressful time. Her patience and understanding in answering all my questions were exceptional, and she never made me feel rushed or overwhelmed. What stood out the most was how much she genuinely cares about her clients as individuals. Rachel took the time to ensure I fully understood every step, and her professionalism and dedication made all the difference. I truly appreciate her support and highly recommend her to anyone going through this process.
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17 Jul, 2024 by Everlyn prado
Rachel is a fantastic person, polite, professional and a great lawyer. She helped me solve my personal issue in no time at an affordable price.
Please reach out to her, it will be the best decision you’ll made.
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23 Jan, 2025 by Ron
It was a pleasure working with this law firm. They took my case, kept me informed the entire time and brought my case to a closure quickly. I’m very thankful for them and would recommend them to anyone looking for a great law firm to handle their injury case
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23 Jan, 2025 by Romano reid
Ari Mor has an impeccable record of winning 🏆 cases involving landlord tenant issues. This is definitely an attorney whose moral compass exceeds expectations. I’d personally recommend Ari to any and everyone
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14 Jan, 2025 by Wilson weng
The experience was nothing short of amazing. Kinga and Jay were extremely friendly, transparent, and made sure I was up to date on everything. They never hesitated to reach out to me, return my calls and answered every question I had.
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24 Jan, 2025 by Parker sundby
Cassandra has been incredible with her knowledge and expertise with touring/production agreements. She is a very valued contact for me!
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23 Jan, 2025 by Roma morozov
Cassandra is very reliable, knowledgable and easy to work with. She responded quickly and thoroughly to all my inquiries.
She helped me with contract drafting/copywriting and the whole process was really simple.
I look forward to working with her again soon. Highly recommend!
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09 Jan, 2025 by Charlie martinez
I have had several wonderful experiences with Cassandra Spangler. She has worked with me to get me the best deals possible and has perfectly attended to my needs as a working musician and producer. Cassandra has increased my worth and value and protected me in this competitive business.
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11 Mar, 2024 by Steven geras
10 Feb, 2023 by Lorraine
"I knew better than to go by "I know a lawyer!" when I'm still in pain. It's not a very astute way of choosing an attorney, So, if I am forced to make a change after these past 7 years, Eric will be the attorney I found on my own. Thank you, Eric! I sincerely appreciate your help!
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29 Nov, 2021 by Anonymous
Your advice made me feel like I still have hope to fight this. Than you for being so informative. I’ll definitely keep you in mind for future reference hope I don’t need you in the future, no offense. If I do, I know where to go. Again thank you for your time.
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14 Jan, 2025 by Jennifer haggerty
I don’t know where I’d be without Gordon Law, P.C. They saved me during one of the hardest times of my life. My divorce was messy, and I was scared I’d lose everything. But Steven fought for me like no one else could. He was relentless in court and made sure I got what I deserved. It wasn’t just about winning—it was about making sure I was okay. I’ll never forget how hard they worked for me. If you need a lawyer who truly cares, this is the place to go.
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09 Jan, 2025 by Klara whitacre
I was very satisfied with the team of family law attorneys at Gordon Law. Alex was responsible and hard working and was great handling my child custody and support case.
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06 Jan, 2025 by Claudio parrott
Mr. Gordon at Gordon Law, P.C. helped me so much with my parents' uncontested divorce! He explained everything clearly and was really nice. I felt much better after talking to him. Thank you!
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14 Jan, 2025 by Jennifer haggerty
I don’t know where I’d be without Gordon Law, P.C. They saved me during one of the hardest times of my life. My divorce was messy, and I was scared I’d lose everything. But Steven fought for me like no one else could. He was relentless in court and made sure I got what I deserved. It wasn’t just about winning—it was about making sure I was okay. I’ll never forget how hard they worked for me. If you need a lawyer who truly cares, this is the place to go.
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09 Jan, 2025 by Klara whitacre
I was very satisfied with the team of family law attorneys at Gordon Law. Alex was responsible and hard working and was great handling my child custody and support case.
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06 Jan, 2025 by Claudio parrott
Mr. Gordon at Gordon Law, P.C. helped me so much with my parents' uncontested divorce! He explained everything clearly and was really nice. I felt much better after talking to him. Thank you!
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07 Dec, 2024 by Adrian dec
Best stock of filters and best price
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19 May, 2022 by Josh goldman
18 Feb, 2022 by Joe wasser
David is diligent & Quick with an eye on the ball. We have closed close to 200MM worth of contracts in the last 12 months. I would never think of going elsewhere.
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04 Jan, 2025 by Grit kuhnen
13 Dec, 2024 by Kelly bossard
Highly recommend Kamini Fox. She is a consummate professional who knows her business very well.
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27 Sep, 2024 by Scott nalls
The service was excellent! Kamini was smart and very approachable to different strategies to get our program complete. She has a lot of wisdom and was able to push back appropriately. I would highly recommend!
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01 Jan, 2025 by Natalia gerbino
25 Jul, 2024 by P w
I cannot express enough gratitude to Mr. Kolber and his amazing staff. Filing for bankruptcy was a very difficult decision, but he talked me through the logistics and everything went well. He is compassionate, kind, knowledgeable and understanding. Sandy handled most of the paperwork and we had great communication. She is quite an asset to his team. This was a dark time in my life, but Mr. Kolber and Sandy helped to make it less of a hardship. I am eternally grateful.
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01 Jul, 2024 by S
Allen was the only attorney to get me justice after a 7 year battle involving 3 other attorneys. Thank you Allen. You are truly a master of your craft!
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03 Jan, 2025 by Muhammad umair
Mr mewaffy doing good work
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21 Dec, 2024 by Edwin agramonte
“I had the privilege of working with Constantinidis & Associates on my accident case, and I couldn’t be more satisfied with the outcome. From the very beginning, they took the time to thoroughly explain my legal options and provide sound advice. Throughout the entire process, Gus was highly professional, responsive, and always kept me informed at every stage. Their expertise and attention to detail gave me confidence and peace of mind. Thanks to Constantinidis & Associates , my case was resolved efficiently and favorably. I highly recommend them to anyone in need of legal representation!” Thank you for all your help.
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06 Dec, 2024 by Eduardo perez
Very Professional
Excellent communication with customer
Friendly Staff
Recommend 100%
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22 Aug, 2024 by Elizabeth
1000% recomendable, es muy bueno en su trabajo y muy profesional, te ayuda en todo lo que está a su alcance, donde antes veía oscuridad con el vi la luz completamente, es un abogado muy honesto, dios lo siga bendiciendo y espero que pueda seguir ayudando a muchas más personas en su caso de banca rota. Bendiciones
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13 Jun, 2024 by Mark
My experience with Mr Denaro as my Chapter 7 attorney was like father and son guidance. He gave me the whole rundown from beginning to end, and I I felt completely safe the entire time he represented me. Definitely would recommend him to anyone looking to file Bankruptcy.
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15 Mar, 2024 by Lesli
Denaro es un abogado tan afirmativo y confiable. Garantiza manejar lo que se necesita desde el fondo y me brindó una experiencia fácil y transparente a cambio.
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16 Jan, 2025 by Anonymous
David and his team of lawyers are the real deal. Through their combined efforts, we were able to get over half a million dollars of total debt discharged despite our relatively high income from multiple sources. Forget those debt negotiation companies. If you can get over the artificial stigma ofbankruptcy, what you should pursue is a fresh start. The first thing David will tell you is to never rush into a bankruptcy petition. His team will guide you through the steps you need to take to construct the six-month look back period prior to filing the petition for a successful Chapter 7 case. He is always available via email and Zoom meetings upon request.
Be wary of other lawyers who advertise legal fees of $1500 and under. The last thing you want is to turn your Chapter 7 case into a Chapter 13 due to lack of good counseling, guidance, or diligence. David’s law firm does charge a little bit more than those other firms, but his team will stick with you to the end and never simply give up. And if you can get all of your unsecured debts fully discharged, the legal fees are worth every last penny.
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14 Dec, 2024 by Anonymous
David and his staff were such a great support during my personal crisis. They were extremely knowledgeable and professional in their field, and helped me receive a Chapter 7 bankruptcy. It was a difficult decision for my family but I felt it necessary. I couldn’t of asked for a better or more honest lawyer and his staff Robert and Mathew , to take me through this.
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05 Feb, 2024 by Anonymous
This has been a life changing experience for me. There is a reason why this is considered one of the best law firms in NYC. Everyone on this team was so supportive and clear on all the necessary steps to complete this process. I was so stressed and worried, and was helped every step of the way. I am so happy and lucky to work with such an amazing and compassionate team. Thank you to David, Robert and the entire team for helping me successfully file for bankruptcy. I will definitely recommend this firm to everyone who is in need of this type of help. I also feel that this was a great learning experience for me as well and a fresh start in my life, and will be forever grateful.
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5.0
21 Reviews
02 Oct, 2024 by Jennifer
My husband and I hired Mr. Hollender for a legal matter. He was very professional, helped to ease our worries, and pleasant to work with. Mr. Hollender is extremely knowledgeable and it was much appreciated.
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11 Aug, 2023 by Anonymous
Mr. Hollender took the time out of his busy schedule to speak with me at length on the phone and without an appointment. He offered honest advice and knew exactly what I was feeling without me saying it. I highly recommend him - not only for his professionalism and expertise, but for being a kind and genuine human being.
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01 Aug, 2023 by Keith
Paul was very supportive and informative through out the entire process which made me feel at ease. He was friedndly and a courteous professional. I searched for a bankruptcy lawyer for about two months and I was fortunate to find a lawyer like Paul.
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31 Jul, 2024 by John
I hired him to resolve four very old traffic tickets. Speedy, great result, no points, just a small fine. I highly recommend Mr. Kehoe. I would hire him again if needed,
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05 Jul, 2023 by Anonymous
I was going slightly over 80mph near the I-87 / I-90 interchange near Albany. I hired Mr. Kehoe based on a positive consultation. He offered to comp his fee if it went to trial. I ended up getting the ticket plead down to a parking ticket - non moving violation. I learned about fine around a week after my trial date. I am happy with the result.
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04 Aug, 2022 by Becky
We have used Randall on a few occasions over the course of 5 years for speeding tickets for teenage drivers. Randall allows us to handle over the phone or via email, allowing us to have a "paper trail" of all of our conversations. Randall has handled multiple incidents and we've also referred him to others that have used him as well. His handling fee is due up front and is very reasonable. He sends us copies of all communications he sends out, and then gets back to us with the plea deals and handles them in court without us ever having to even step foot in a court room. Randall is a name we remember by heart when referring him and while we hope to never need him again, should we need a traffic lawyer, Randall is our guy!
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What a Bankruptcy Lawyer Can Do for You
A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.
If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.
When Should I Hire a Bankruptcy Lawyer?
You should consider hiring a bankruptcy lawyer in the following situations:
- Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
- Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
- Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
- Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
- Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
- Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.
Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.
What Does a Bankruptcy Lawyer Do?
A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:
- Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
- Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
- Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
- Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
- Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
- Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
- Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.
How Are Bankruptcy Lawyers Paid?
Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:
- Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
- Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
- Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.
It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.
How Much Does a Bankruptcy Lawyer Cost?
The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:
- Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
- Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
- Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
- Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.
Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.
Top Questions to Ask a Bankruptcy Lawyer
Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:
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What experience do you have with bankruptcy cases?
Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy. -
How do you charge for your services?
Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses. -
Which type of bankruptcy is best for me?
Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals. -
What debts can be discharged?
Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable. -
How long will the process take?
Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge. -
Will I be able to keep my assets?
Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply. -
What happens after bankruptcy?
Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.
How to Check the Credibility of a Bankruptcy Lawyer
To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:
- Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
- Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
- Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
- Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
- List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
- Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
- Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
- Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
- Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.
