Lawyers map
>3.1k
experienced lawyers
Filter by
21 Nov, 2023 by Bryan
Hired Justin for my divorce case. His experience help resolve issues successfully and relieved burden from me (his client).
Read more
25 Jan, 2023 by Anonymous
I was referred to Justin by EAP. I did an initial consult with him and hired him for my divorce case. He started ghosting me and would give lame excuses if and when he answered the phone. He screwed my case in all possible ways. Never spent time preparing for a hearing, never discussed what ramifications are needed. He is very unprofessional and should be avoided at all costs. He will make you and your case look like a joke in front of the Judge and am sure any NCG attorney can beat him.
Read more
29 Jan, 2020 by Michael
Mr. Ewert did a fantastic job settling my case (avoiding a judgement against me) for me and took a huge weight off my shoulders. Upon our initial meeting, he took the time to listen to my concerns and ask what my desired outcomes were. He did exactly what I asked in buying me time to build up my savings reserve and then surpassed my expectations when meeting with the other side to negotiate the best deal possible for me.
Read more
03 Nov, 2024 by April martinez
I simply called and asked for info on how to get a divorce process started PATRICIA then got on the phone and asked me the situation so I told her she then said she would take the case well here we are like a month later I’ve reached out to her twice about the process and what she needed from me we arranged to meet on a Sunday (today) and something happened so I found a way to contact her and let her know what’s going on so anyways we ended up in an argument and this woman is anything but kind and is just fake and used her husband being in the hospital to make me feel bad so unprofessional to say the least to bring personal issues into it and then to go off on someone after you were the one who wanted to meet on a Sunday… I have never left any review for any business but this woman is beyond rude and disgusting…
Read more
15 Aug, 2024 by Steven rogers
Although I wasn't able to get help there the lady was very nice, and tried to help.
Read more
19 Apr, 2024 by Melody hook
Very helpful
Read more
30 Jan, 2025 by Bryan rabel
I went to Mr Willis because of a previous experience where he and his staff went above and beyond for me and my family at a terrible time. I was confident i would get very good service this time too. However, after paying $5,800 up front and waiting over 6 months, we were still at a dead stand still. Total lack of communication. Nothing accomplished or filed. No description of services, no refund of any money that didnt get used. We had to terminate him and hire another attorney that accpmplished in a few weeks what Mr Willis couldnt in 6 months. Total expense for the finished job.....$388.00. Not to mention deadlines passed. Appraisals redone. Applications and paperwork completely wasted. We requested proof of work completed 2 months ago and still no word as usual. I wouldnt recommend him for any legal services ever. We are very disgusted and disappointed and out nearly $6,000. After such an amazing job before i cant believe it. Just.......wow.
Read more
02 Sep, 2024 by Debbie girouard
The worst Attorney ever. He tell you one thing and does another thing, Do not use him. I only reason I gave him one star because had to.
Read more
21 May, 2024 by J d
Mr. Willis was responsive, and efficient.
This case had been in the hands of several attorneys prior.
He asked a fair wage for difficult work.
He gave wise counsel, and gave it to me straight.
The legal theory was sound, and the execution was to standard.
I will continue to recommend him to friends and family, and have only heard good reviews back from them.
Read more
16 May, 2023 by Arthur bartholomew
Solid law firm
Read more
14 Jun, 2022 by Kimberly nightingale
13 Jun, 2022 by Candace briscoe
Very helpful and kept in touch with me regarding my case. Always available to answer my questions and call me back when needed. Very nice staff and pleasant to deal with.
Read more
18 Sep, 2024 by Beckie casarez
I recently attempted to reach out to Howard Bailey Jr regarding my father's case back in the late 90's but unfortunately, my experience has been less than satisfactory. I felt ignored when my calls went unanswered, and during my last attempt, I was unexpectedly hung up on by Mr. Howard Bailey Jr.
Effective communication is crucial in legal matters, and I was hoping for more professionalism and responsiveness. I would recommend potential clients consider these factors before making a decision.
Read more
31 May, 2024 by Toni boyer
Spoke on the phone...was matter of fact and we appreciate that, but felt dismissed and talked over like we didn't matter. Felt as if I was spoken down to...but my husband and I appreciate that he called us back. I'm sure overall he's a good lawyer.
Read more
05 Feb, 2024 by Freddy sanchez
A friend was calling 4 an Attorney.
Read more
30 Aug, 2024 by Vivtec
Zehl law had an outstanding team on their hands. My friend spoke mostly with Mr Warner and Mt Clinton and they were able to walk him through the legal process from beginning to end with little difficulty.
Read more
08 Mar, 2024 by Jessica callan
10 Oct, 2023 by Kelly zell
13 Apr, 2022 by Wild bill
28 May, 2020 by Frankie williams
13 Mar, 2020 by Gary schuhmann
Smart professional lawyers. Highly reccomend.
Read more
13 Apr, 2022 by Wild bill
28 May, 2020 by Frankie williams
13 Mar, 2020 by Gary schuhmann
Smart professional lawyers. Highly reccomend.
Read more
19 Apr, 2024 by Susan arrington
I keep leaving messages on their phone and no one calls me back...it's been a week or so now.
Read more
09 Apr, 2023 by Augustus cole
The attorneys here pay great attention to detail and make themselves available whenever you need them.
Read more
23 Jun, 2022 by Jennifer martin
We have worked with Stuart Lautin for over 15 years. Stuart's expertise regarding Real Estate is unmatched. He and his team have guided and advised us over the growth and sale of a successful property management, multiple state firm. I would highly recommend him.
Read more
11 Oct, 2024 by Justina bruzgulytė
27 Oct, 2023 by Kayla scott
Complete JOKE! They filed suit without our permission. They do not communicate at all. They do not follow directions. And they lie! Horrible service. Do not use them unless you want your situation to get worse.
Read more
24 Oct, 2023 by David pena
Did not show up to court. Lost all our paperwork and emailed copies 3 times. Resending not a big deal but annoying. Communication through out the whole process was horrible. Now we lost the case and it's very hard to over turn. He has promised to return our money in payments. First check was denied by the bank. And now he says I forgot. I have the emails to prove it.
Read more
03 Jul, 2024 by Lasha harrison
These people never answer their line when a person calls. What’s up with that? Is the organization still operating?
Read more
24 Apr, 2024 by Suzanna ned
I did the application online. Someone called me on April 23,2024 and Took all my information. She was not rude or anything. Then I get an email an hour or so later saying I was denied. The next day, I go to the office to get a complain form or something to file an appeal. Google says they are open until 5pm. It was 1238pm when I arrived. Got there and the door says they are closed at 12. It would have been great to know that before I wasted gas since im jobless at the moment. Lastly, it's hard to say if they are truely busy based on reviews since a lot of people do not post reviews, or it's usually people who got upset about something that do, but I will say, I wish they tell us ahead of time if they are taking certain cases or not so that I don't have to waste time giving all my personal information just to be denied. It really seems like there needs to be a better system in place. Plus, the resources they give does not help either so it's pointless to giving out that. Im not going to just say lonestar leagal aid, but, Texas overall can do better to help it's most vulnerable population demographics.
Read more
15 Feb, 2024 by Shante' legington
My personal experience with Lone Star in Belton, TX has been a great one. The online application was easy to complete and I received a call back the very next morning from the receptionist, followed up with a phone consultation with an attorney before noon. The attorney was very informative in explaining the laws, hearing process, including an appeal if necessary. He had already done his research before our call, and with less than a week to prepare he was able to get my case dismissed.
Read more
08 Jun, 2024 by Kari sims
I had an outstanding experience with Michael Repka. He demonstrated exceptional professionalism, extensive legal knowledge, and a strategic approach. Communication was prompt and clear, and he showed genuine care for my well-being. Thanks to his expertise, we achieved a successful outcome. I highly recommend!
Read more
27 Dec, 2023 by Brenda brooks
02 Aug, 2023 by Alyssa rivera
Ruined my life when I was young and no educated about the system. Had me sign paperwork first day meeting him, never fought for me or my children honestly it was like he was working against me.
Read more
09 Oct, 2023 by Scottie
You will be hard pressed to find a more dedicated and hardworking attorney. She does not know the word quit. As a fellow practitioner I am consistently impressed with her work ethic and willingness to put in the hours to get it done. There are times I do not have all the answers and I have to pick her brain. She makes times for her clients and fellow lawyers. An impressive young woman to say the least.
Read more
08 Oct, 2023 by Former client
Ms. Kampas and Mr. Welsh solved my business' dispute that lasted nearly 3 years. Mr. Welsh is a bulldog in the courtroom and Delaney is a great compliment. I highly recommend.
Read more
22 Jul, 2023 by Anonymous
Funny they state they stand up for ethics and professionalism while talking down about single mothers.
They are not professional nor seem to care about ethics or being polite to people.
Be what you preach.
Read more
26 Sep, 2023 by James
Shandon Tonry is a sleazy, dishonest lawyer, and usually, that is what is called for in a defense attorney, but her incompetence lost my case. Turns out she was too busy pimping out her 12-year-old daughter to some 15 or 16-year-old British kid. The things that'll keep your mind busy these days, amiright? She claims to come from a background of sexual abuse, but I think she's a liar, like all the best attorneys are... except her, of course.
Read more
11 Apr, 2010 by Christina
I retained Shandon in November of 2009, my case is still being taken to court. Shandon is very smart, responsive, and willing to go the extra mile. She is also very funny.
Read more
22 Apr, 2018 by Jaime
I thank god i found mr kenneth and his awesome team ...i was at a point where i thought there was no other option for me than jail but when i hired mr kenneth he and his team explained to me what was going to happen . They relieved me from all the stress i was going thru. Up to right now they have done an exellent job dealing with not just one but with several cases in different counties. On top of all that the quote he gave me was super really good compared to all thus other attorneys i went before i found him. He also lets you work wirh him on payments and in case you are shorth he will give you the chanse to pay him what you can. If i ever get in trouble again i will with no doubt give him a call and let him fight my cases.
Read more
20 Oct, 2017 by Anonymous
The entire office is rude and has a terrible lack of communication. Actually, i take that back. It's not a terrible lack of communication it's actually non-existent. They NEVER follow through with what they say they'll do, and when you are forced to follow up with them due to their negligence, they have the nerve to be rude. And yes this includes the attorney Kenneth as well!! It's as if they're bothered that clients are actually expecting them to do the job that they've been paid to do! I would never in a million years refer anyone to this attorney nor do i wish to ever cross paths with them again.
Read more
22 Jun, 2021 by Anonymous
I hired him to help me on a protective order case and he was the WORST at returning calls, when he called me back after months you could hear it in his voice he didn’t care nor wanted to deal with the case and was always frustrated. Instead of fighting the protective order he just settled for whatever the court offered me. He eve told me he wasn’t interested in dealing with my case anymore AFTER he told me previously he would take it. All around he is a HORRIBLE attorney for family cases.
Read more
05 Jun, 2018 by B
Few of us really look forward to deal with a law situation. When I began to look for a lawyer, I knew that I wanted someone who would understand the importance of my relationship with parties invloved in the case and Charles is compassionate about his clients and cases. From my first meeting with Charles, my confidence regarding my tricky case grew enormously. . Charles has a deep knowledge of the law, and of human nature generally. Charles is a lawyer who is doing this work for the right reasons, and truly cares about making sure that his clients get the most fair and best possible outcome from the court. I highly recommend Charles Chambers, Attorney at Law, and am extremely pleased with the work that he has done on my case and am confident we will have the outcome we are fighting for, just like the many cases that Family and Friends have hired him on, truly an amazing lawyer
Read more
27 Apr, 2021 by Anonymous
This attorney failed to properly represent me, if you are looking to pay for a good attorney to represent you then I would not choose her or recommend her to anybody.
Read more
07 May, 2012 by Anonymous
Listens to my concerns and finds the best solution
Read more
08 Jan, 2022 by Anonymous
Unprofessional and unorganized. Didn't know what she was doing and didn't even bring appropriate documents to court. Felt like I was dealing with someone right out of law school that didn't understand the law, nor what was going on.
Read more
08 May, 2014 by Andre
I had real estate issues. Lawyer Parsons is excellent in the real estate area. Her fees are reasonable. I highly recommend Lawyer Parsons for your legal matters.
Read more
02 Mar, 2024 by Wade
Ðavid is a great lawyer he ķnows how to handle bad landlords and he took real ĝood care of us I recommend him to anybody who need help ss far as iam concerned
Read more
31 Aug, 2022 by Bill davis
I asked Mr Shaffer a question and instead of responding to my question he managed to use profanity towards me towards me . I'll find this very unprofessional and disrespectful from an attorney who's supposed to be a professional. Of course I wouldn't expect anything less from someone who purchased liens from homeowners associations and evicted many families from their homes many with children. He and his buddy Brian Trenz make millions of dollars a victim homeowners from their home. Anyone who has had dealings and been wronged by attorney David Schaefer or his buddy attorney Brian Trenz . Please contact Bill Davis at 210 439-8254. I'm in the process of filing a complaint against Mr Schaefer with the State bar association for the rude and disrespectful profanity he used towards me in a text . What kind of professional attorney cannot answer the phone and has to respond via text. In addition has a filthy mouth and only likes to cuss people out very unprofessional.
Read more
01 Jul, 2023 by Kourtney
Nichole is the worst lawyer I have ever come across. She’s lazy and unorganized. Showed up to all of my court dates and mediation late. She was MIA for three months. Never could get a phone call or email returned. I fired her and found a new lawyer who was absolutely amazing. I wouldn’t recommend her to my worst enemy.
Read more
01 Apr, 2015 by Michael
Nicole is Amazing been in my case for almost 7 years and she never gives up keeps fighting and reviewing and doing all that she can do to ensure a victory truly amazing I will use her again and again she is good hearted and very determined when she receives you case Thanks Nicole Bates
Read more
11 Jun, 2013 by Beverly
I have had Jeff represent me in a couple of real estate transactions over the years and he has been great. Last year I had him sue someone in a contract case and everything has gone well. His assistant, Paula, always emails me a copy of every document so I know exactly what's going on.
Read more
09 Jan, 2010 by Anonymous
I contracted directly and personally with Mr. Tompkins in 2006 for a dispute with the subdivision homeowners association. Immediately after I paid the retainer, I can't never speak with or contacted with Mr. Tompkins. The excuses always " he is in the meeting." Or, " he is out of town on business." etc. My questions and concerns were never answered or take care of with Ms. Karalynn Cromeens, with whom, I was told is taking care of my case for Mr. Tompkins. After many complaints regarding Ms. Cromeens' irresponsiveness and lack of professionalism in service, I formally cancelled the contract with Mr. Tompkins law firm. However, as of today ( 1/10/2010) I can't get the un-used retainer refunded.
Mr. Tompkins personally signed the last and final billing statement, on which, it charged all the charges on reviewing and handling the complaint I filed against Ms. Cromeens on her non-service to me concerning the actual origional law suit.
It is rather pittful if an attorney and the law firm have to make money in such a disrespect, un-professional, and urgly way.
Even though, the Texas Bar Association find "no mis-conduct" on Mr. Tompkins and his law firm in handling the law suit case. But, they do agree that it is not right to "rob" the retainer which was paid for other reason. However, it seems doesn't bother Ms. Cromeens and Mr. Tompkins. If any one can help me with getting this refund back (we are talking about almost US$1.000), it is greatly appreciated.
Read more
01 Sep, 2014 by Anonymous
Mr. Jaworski handled a case for a close friend of mine, with excellent results. My friend insisted that I get in touch with Mr. Jaworski. At this point, I have worked with him on a limited basis, but have researched his advise and find him to be knowledgeable and on target.
I have worked with several attorneys in the past and have found Mr. Jaworski to be personable, respectful and knowledgeable. He answers questions with patience as he tries to educate the client. He does not condescend or make the client feel rushed.
After my previous experiences, he has quickly commanded (notice I did not say "demanded") my respect.
Read more
25 Jan, 2013 by Anonymous
This attorney handled a custody case for me. He had no idea what he was doing and custody case went on for over a year. He did not know that mediation was required and had no knowledge of custody cases in general. The case dragged on while Mr. Jaworski collected money and did nothing. With 30+ years of experience in law, I thought I was getting an experienced, knowledgeable attorney. I was disappointed. After 1 year and no progress in the case, I hired another attorney and he got the job done in two weeks. I could not believe how quickly the process could have been. I would definitely not recommend Jaworkski. He might be a good criminal lawyer, but DEFINITELY avoid him for family law.
Read more
20 Sep, 2018 by Farhan
Mr. Chu was a savior. He appealed my deportation judgement with the BIA and assisted me in filing an ineffective counsel plea for my previous attorney and having the case remanded. If it wasn’t for Mr. Chu’s diligent hard work and faith in me I would not be in the US anymore. After going to court with me the immigration judge decided to terminate my case and throw it out lacking merit after a 6 year pursuit. Don’t waste your time and money, hire Mr. Chu, he is worth every dollar.
Read more
22 May, 2016 by V. n
First time meeting Mr. Chu I did not get a good impression of him. I and a family member arrived at his office for consultation. Although, we arrived on time for our appointment we still had to wait for awhile until his meeting with a previous client is finished, which is understandable since important meetings should not be rushed. However, our turn had eventually been procceeded to meet him; a friendly extension of his handshake was not offered, no introduction from his part, a high-mighty attitude or behavior was displayed along with his open-collar loose dark shirt. Perharps, that was his norm of dressing in his office or getting ready for drinks at a high-class bar later, which it was perfectly fine, he deserves to relax with his hard working ethics here and there. It seemed like he already became a judgemental upon us stepping into his office based on his leaned back chair sitting behavior. We presented him a small case (not serious) and wanted to hear from a professional legal aspect. An overcharging fee of 20-25 minutes of consultation, he complied to us of contacting him if we had further legal questions. Later on that day, we called him for a question and sounded like we interrupted him. He claimed he would call us back, but never did. I have met attorneys of similar fields department with high credentials in the past, but their professionalism and positive attitude well exceeded William Chu's.
Read more
29 Jun, 2022 by Ladonna williams (doodlebug)
23 Apr, 2021 by Richard price
you can't contact after hours Is the only glitch here.
Read more
08 Feb, 2021 by Colten lewis
Dispatch was very rude and very unprofessional if you dont like your job its a simple fix......pursue a different occupation
Read more
21 Aug, 2023 by Robert green
The attorney is horrible. She sold my brother and myself out on a probate case concerning my dad. Would definitely not recommend this attorney at all.
Read more
24 Feb, 2023 by Angela bulliner
She is the best ! Gets things going fast . Been using her 15 years repeat business! Great everything done quick and fast.
Read more
29 Aug, 2021 by David w
Very rude staff and inhospitable service
Read more
03 Aug, 2022 by Thr seeker
The older caucasian receptionist who answered the phone was extremely combative and yelled at me while trying to see if I could retain this lawfirm for assistance. I felt very uncomfortable and strongly suggest finding a lawfirm that does not yell at potential clients. This receptionist needs anger management at a minimum.
Read more
13 Sep, 2020 by Loretta flores
11 Jul, 2023 by Kendall hollrah
08 Mar, 2022 by Gee brown
10 Dec, 2020 by Ashley kelley
11 Dec, 2019 by Bb hs
Good business, great job to have
Read more
23 Jan, 2019 by Richard polmon
The worst criminal attorney who works with the Clarendon Sherriff Blackburn.
A total waste of money who pretends he is a lawyer.
Read more
10 Dec, 2020 by Ashley kelley
11 Dec, 2019 by Bb hs
Good business, great job to have
Read more
23 Jan, 2019 by Richard polmon
The worst criminal attorney who works with the Clarendon Sherriff Blackburn.
A total waste of money who pretends he is a lawyer.
Read more
24 Feb, 2023 by Maddy hailey riley
Nice and quick
Read more
05 May, 2022 by Ray madrigal
Great service
Read more
24 Jul, 2020 by Larry cervantes
Could not get anyone to respond
Read more
Browse lawyers
Cities in Texas - Find a Lawyer Near Me
-
Houston
-
Dallas
-
Austin
-
San Antonio
-
Fort Worth
-
Plano
-
El Paso
-
Irving
-
Lubbock
-
The Woodlands
-
Arlington
-
Corpus Christi
-
Tyler
-
Spring
-
Richardson
-
Waco
-
Sugar Land
-
Beaumont
-
Frisco
-
McAllen
-
Amarillo
-
McKinney
-
Midland
-
Conroe
-
Denton
-
Katy
-
Edinburg
-
Addison
-
Brownsville
-
Laredo
-
Round Rock
-
Southlake
-
Bellaire
-
Galveston
-
Georgetown
-
Richmond
-
West Lake Hills
-
Longview
-
Abilene
-
Pearland
-
Texarkana
-
Bryan
-
Corp Christi
-
Carrollton
-
New Braunfels
-
Allen
-
Garland
-
San Angelo
-
Wichita Falls
-
Rockwall
-
Coppell
-
Grapevine
-
Odessa
-
League City
-
San Marcos
-
Flower Mound
-
Lewisville
-
Victoria
-
Bedford
-
Kingwood
-
Boerne
-
Temple
-
Cypress
-
Harlingen
-
Sherman
-
Waxahachie
-
Cedar Park
-
College Station
-
Friendswood
-
Humble
-
Kerrville
-
Weatherford
-
Colleyville
-
Angleton
-
Grand Prairie
-
Lufkin
-
Pasadena
-
Huntsville
-
Euless
-
Belton
-
Missouri City
-
Nacogdoches
-
Granbury
-
Mansfield
-
Seguin
-
Hurst
-
Keller
-
Killeen
Browse lawyers
Practice Areas in Texas
-
Business
-
Real Estate
-
Personal Injury
-
Criminal Defense
-
Litigation
-
Family Law
-
Estate Planning
-
Government
-
Intellectual Property
-
Probate
-
Consumer Protection
-
Immigration
-
Appeals
-
Tax
-
Debt Collection
-
Lawsuit / Dispute
-
Child Support
-
Insurance
-
Juvenile Law
-
Elder Law
-
Civil Rights
-
Mediation
-
Car Accident
-
Child Custody
-
Entertainment
-
Wrongful Death
-
Workers Compensation
-
Social Security & Disability
-
Medical Malpractice
-
Domestic Violence
-
Trusts
-
Divorce
-
Adoption
-
Bankruptcy
-
Federal Crime
-
Sex Crime
-
Financial Markets And Services
-
Class Action
-
Employment / Labor
-
DUI / DWI
-
Discrimination
-
Foreclosure
-
Drug Crime
-
Construction
-
Wrongful Termination
-
Sexual Harassment
-
Debt Settlement
-
Cannabis Law
-
Copyright Application
-
Admiralty / Maritime
-
Landlord & Tenant
-
Life Insurance
-
Credit Repair
-
Environmental Law
-
Education Law
-
Wills
Discover the ideal lawyer
You can search a lawyer by practice area, lawyer name, city, state, or ZIP code
FAQs
Questions? We have answers
What a Debt Collection Lawyer Can Do for You
A debt collection lawyer helps individuals and businesses navigate legal matters related to debt collection. Whether you’re a creditor seeking to recover unpaid debts or a debtor facing aggressive collection actions, a debt collection lawyer can provide valuable assistance. These lawyers help creditors pursue legal action to collect overdue debts and ensure compliance with debt collection laws. On the debtor’s side, they help defend against unlawful collection practices, negotiate repayment plans, or file for bankruptcy if necessary.
If you’re dealing with a debt collection issue, a lawyer can ensure your rights are protected and work toward a resolution that aligns with your financial or business needs.
When Should I Hire a Debt Collection Lawyer?
You should consider hiring a debt collection lawyer if you are facing any of the following situations:
-
For Creditors:
- Unpaid debts: If you’re a creditor (such as a business or individual) with unpaid invoices, loans, or accounts receivable, a lawyer can help you pursue legal action to recover the debt.
- Debtor refuses to pay: When a debtor is unwilling or unable to make payments, a lawyer can assist with filing lawsuits, securing judgments, and enforcing those judgments to collect the debt.
- Negotiating repayment plans: If you’re willing to work with a debtor to arrange a payment plan, a lawyer can negotiate and draft a legally enforceable agreement.
- Legal representation in court: If a debtor disputes the debt or countersues, a lawyer can represent you in court and ensure your legal interests are protected.
- Securing liens or garnishments: A lawyer can help you secure liens on a debtor’s property or garnishments on their wages to recover the owed debt.
-
For Debtors:
- Facing debt collection lawsuits: If you’ve been sued by a creditor or collection agency, a lawyer can represent you in court and help you defend against the claim or negotiate a settlement.
- Debt collection harassment: If creditors or debt collection agencies are harassing you or violating your rights under the Fair Debt Collection Practices Act (FDCPA), a lawyer can help stop the harassment and potentially sue for damages.
- Negotiating debt settlements: If you owe a significant amount of money but want to avoid bankruptcy, a lawyer can negotiate with creditors to reduce the total amount owed or set up a payment plan.
- Disputing a debt: If you believe a debt is incorrect or have been wrongfully targeted by debt collectors, a lawyer can help you dispute the claim and provide evidence to resolve the matter.
- Bankruptcy options: If your debts are overwhelming and you’re unable to repay them, a debt collection lawyer can help you explore bankruptcy as an option for debt relief.
Hiring a lawyer early in the process can help you protect your financial interests and avoid escalating legal issues.
What Does a Debt Collection Lawyer Do?
A debt collection lawyer provides a variety of services depending on whether they are representing the creditor or the debtor. Their responsibilities often include:
-
For Creditors:
- Filing lawsuits: A lawyer can file a lawsuit against a debtor who has failed to pay what they owe. This includes preparing and submitting legal documents, representing you in court, and pursuing judgments.
- Negotiating settlements: If the debtor is willing to settle, the lawyer can negotiate a payment arrangement or reduced settlement that ensures you recover some or all of the debt.
- Securing judgments and enforcement: After obtaining a court judgment, a lawyer can help enforce it through methods like wage garnishment, bank levies, or property liens.
- Reviewing contracts and agreements: A lawyer can review your contracts and lending agreements to ensure that they comply with the law and are enforceable if a debtor defaults.
-
For Debtors:
- Defending against debt collection lawsuits: If you’re being sued by a creditor, a lawyer can challenge the lawsuit, dispute the debt’s validity, or negotiate a more favorable settlement.
- Stopping harassment: If debt collectors are using unlawful practices to collect a debt (such as threatening you or contacting you excessively), a lawyer can intervene and protect your rights.
- Negotiating debt relief: A lawyer can negotiate with creditors to reduce the total amount of debt you owe or develop a manageable payment plan that suits your financial situation.
- Disputing inaccurate debts: If a debt is not valid, a lawyer can help you gather evidence to dispute the claim and prevent further collection actions.
- Filing for bankruptcy: If your debts are overwhelming, a lawyer can advise you on whether filing for bankruptcy is the best option and help you through the process.
How Are Debt Collection Lawyers Paid?
Debt collection lawyers typically charge for their services in different ways depending on the complexity of the case and whether they represent a creditor or debtor. Common payment structures include:
- Hourly rate: Many debt collection lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and the case’s complexity. Hourly fees are common when the lawyer is representing either party in litigation or negotiation.
- Contingency fee: For creditors, some lawyers work on a contingency fee basis, meaning they only get paid if they successfully recover the debt. Their fee is typically a percentage of the recovered amount, usually ranging from 20% to 40%.
- Flat fee: For specific services, such as reviewing a contract, drafting a demand letter, or defending a straightforward debt collection lawsuit, a lawyer may charge a flat fee.
- Retainer: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.
It’s important to discuss fees with your lawyer during the initial consultation and understand the total cost of their services before proceeding with your case.
How Much Does a Debt Collection Lawyer Cost?
The cost of hiring a debt collection lawyer depends on whether you are a creditor or debtor, the complexity of the case, and the lawyer’s experience. General cost estimates include:
- Hourly rates: Most debt collection lawyers charge between $150 and $500 per hour. Complex cases involving litigation or large amounts of money may result in higher legal fees.
- Contingency fees: If the lawyer works on a contingency basis, they typically charge between 20% and 40% of the recovered amount. For example, if you recover $10,000 and the contingency fee is 30%, the lawyer would take $3,000.
- Flat fees: For simpler services like drafting a demand letter or responding to a debt collection lawsuit, flat fees may range from $500 to $2,500, depending on the work required.
- Retainers: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.
Always ask for a detailed cost estimate during your consultation to avoid surprises and ensure that the services fit your budget.
Top Questions to Ask a Debt Collection Lawyer
Before hiring a debt collection lawyer, it’s important to ask the right questions to ensure they have the experience and expertise to handle your case. Key questions to ask include:
-
What experience do you have with debt collection cases?
Make sure the lawyer has experience handling cases similar to yours, whether you’re a creditor or debtor. -
How do you charge for your services?
Clarify whether the lawyer charges by the hour, on a contingency fee basis, or a flat fee, and ask for a detailed estimate of the total cost. -
What is the likelihood of success in my case?
Ask the lawyer for an honest assessment of your case and the potential outcomes. -
How long will the process take?
Debt collection cases can take time, so ask the lawyer how long they expect the process to last, from filing the claim to recovering the debt or resolving the dispute. -
What are my legal rights?
Ask the lawyer to explain your rights as a creditor or debtor, including protections under laws like the Fair Debt Collection Practices Act (FDCPA). -
Will you personally handle my case?
In larger firms, junior attorneys or paralegals may handle parts of the case. Make sure you know who will be managing your case.
How to Check the Credibility of a Debt Collection Lawyer
To ensure you are hiring a reputable debt collection lawyer, take the following steps to verify their credentials and track record:
- Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
- Look for debt collection experience: Review the lawyer’s website or professional profile to ensure they specialize in debt collection law and have successfully handled cases like yours.
- Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle debt collection cases.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on debt collection matters.
- Check for certifications or memberships: Look for certifications or memberships in organizations like the National Creditors Bar Association (NCBA) or other relevant associations that focus on debt collection law.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a debt collection lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
-
For Creditors:
- List of outstanding debts: Bring a detailed list of the debts owed to you or your business, including invoices, contracts, or other supporting documentation.
- Previous communication with the debtor: Provide copies of any emails, letters, or phone call logs showing attempts to collect the debt.
- Contracts or agreements: Bring any contracts or agreements related to the debt, as they may be critical in proving your case.
- Judgment information (if applicable): If you’ve already obtained a court judgment against the debtor, bring the judgment documents and any enforcement attempts.
-
For Debtors:
- Debt collection letters or notices: Bring any correspondence from creditors or collection agencies, including demand letters and collection notices.
- Payment records: Provide proof of any payments made toward the debt, including receipts, canceled checks, or bank statements.
- Debt validation or dispute documentation: If you’ve disputed the debt or requested validation, bring copies of the dispute letters and the creditor’s response.
- Legal summons or lawsuit documentation: If you’re facing a lawsuit, bring the court summons, complaint, and any legal documents related to the case.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best legal advice tailored to your needs.
