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26 Sep, 2024 by Evelyn roldan
This firm worked with me on my case for over a year. Every single step of the way they kept me informed about what the next steps would be. They were beyond fair with their actions and I truly felt like they fought for me not just as a client but as a person who really needed them to be my advocates. Emily was the attorney in charge of my case and she is smart and compassionate. She had all her t’s crossed and her i’s dotted, every step of the way. Without her experience, knowledge and wisdom we could not have been successful. We had 3 attorney’s step in to make sure we had everything we needed and I could not be more grateful for everyone’s work and dedication. They are honest and reliable. If you’re on the fence, call them. They’ll tell you if they believe they can help and they’ll fight for you!
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10 Sep, 2024 by Charlyn ramirez
I really appreciate the expertise of lawyer Kevin Schaefer and Audrey Lee-Vignon in helping me get my NYL GBS LTD appeal approved. I am so happy that I chose Dabdoub Law Firm to represent me. They were kind and patient with me and answered all of my questions. Thank you so much for helping me!
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30 Aug, 2024 by Lawonza parker
Quay Perry law clerk and Intake manager was an amazing help in my case! He was so thorough, knowledgeable, professional, answered all of my questions, guided me throughout the process and we won!! Quay, you are the very best! Thank you so much!!
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26 Sep, 2024 by Evelyn roldan
This firm worked with me on my case for over a year. Every single step of the way they kept me informed about what the next steps would be. They were beyond fair with their actions and I truly felt like they fought for me not just as a client but as a person who really needed them to be my advocates. Emily was the attorney in charge of my case and she is smart and compassionate. She had all her t’s crossed and her i’s dotted, every step of the way. Without her experience, knowledge and wisdom we could not have been successful. We had 3 attorney’s step in to make sure we had everything we needed and I could not be more grateful for everyone’s work and dedication. They are honest and reliable. If you’re on the fence, call them. They’ll tell you if they believe they can help and they’ll fight for you!
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10 Sep, 2024 by Charlyn ramirez
I really appreciate the expertise of lawyer Kevin Schaefer and Audrey Lee-Vignon in helping me get my NYL GBS LTD appeal approved. I am so happy that I chose Dabdoub Law Firm to represent me. They were kind and patient with me and answered all of my questions. Thank you so much for helping me!
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30 Aug, 2024 by Lawonza parker
Quay Perry law clerk and Intake manager was an amazing help in my case! He was so thorough, knowledgeable, professional, answered all of my questions, guided me throughout the process and we won!! Quay, you are the very best! Thank you so much!!
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26 Sep, 2024 by Evelyn roldan
This firm worked with me on my case for over a year. Every single step of the way they kept me informed about what the next steps would be. They were beyond fair with their actions and I truly felt like they fought for me not just as a client but as a person who really needed them to be my advocates. Emily was the attorney in charge of my case and she is smart and compassionate. She had all her t’s crossed and her i’s dotted, every step of the way. Without her experience, knowledge and wisdom we could not have been successful. We had 3 attorney’s step in to make sure we had everything we needed and I could not be more grateful for everyone’s work and dedication. They are honest and reliable. If you’re on the fence, call them. They’ll tell you if they believe they can help and they’ll fight for you!
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10 Sep, 2024 by Charlyn ramirez
I really appreciate the expertise of lawyer Kevin Schaefer and Audrey Lee-Vignon in helping me get my NYL GBS LTD appeal approved. I am so happy that I chose Dabdoub Law Firm to represent me. They were kind and patient with me and answered all of my questions. Thank you so much for helping me!
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30 Aug, 2024 by Lawonza parker
Quay Perry law clerk and Intake manager was an amazing help in my case! He was so thorough, knowledgeable, professional, answered all of my questions, guided me throughout the process and we won!! Quay, you are the very best! Thank you so much!!
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26 Sep, 2024 by Evelyn roldan
This firm worked with me on my case for over a year. Every single step of the way they kept me informed about what the next steps would be. They were beyond fair with their actions and I truly felt like they fought for me not just as a client but as a person who really needed them to be my advocates. Emily was the attorney in charge of my case and she is smart and compassionate. She had all her t’s crossed and her i’s dotted, every step of the way. Without her experience, knowledge and wisdom we could not have been successful. We had 3 attorney’s step in to make sure we had everything we needed and I could not be more grateful for everyone’s work and dedication. They are honest and reliable. If you’re on the fence, call them. They’ll tell you if they believe they can help and they’ll fight for you!
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10 Sep, 2024 by Charlyn ramirez
I really appreciate the expertise of lawyer Kevin Schaefer and Audrey Lee-Vignon in helping me get my NYL GBS LTD appeal approved. I am so happy that I chose Dabdoub Law Firm to represent me. They were kind and patient with me and answered all of my questions. Thank you so much for helping me!
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30 Aug, 2024 by Lawonza parker
Quay Perry law clerk and Intake manager was an amazing help in my case! He was so thorough, knowledgeable, professional, answered all of my questions, guided me throughout the process and we won!! Quay, you are the very best! Thank you so much!!
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26 Sep, 2024 by Evelyn roldan
This firm worked with me on my case for over a year. Every single step of the way they kept me informed about what the next steps would be. They were beyond fair with their actions and I truly felt like they fought for me not just as a client but as a person who really needed them to be my advocates. Emily was the attorney in charge of my case and she is smart and compassionate. She had all her t’s crossed and her i’s dotted, every step of the way. Without her experience, knowledge and wisdom we could not have been successful. We had 3 attorney’s step in to make sure we had everything we needed and I could not be more grateful for everyone’s work and dedication. They are honest and reliable. If you’re on the fence, call them. They’ll tell you if they believe they can help and they’ll fight for you!
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10 Sep, 2024 by Charlyn ramirez
I really appreciate the expertise of lawyer Kevin Schaefer and Audrey Lee-Vignon in helping me get my NYL GBS LTD appeal approved. I am so happy that I chose Dabdoub Law Firm to represent me. They were kind and patient with me and answered all of my questions. Thank you so much for helping me!
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30 Aug, 2024 by Lawonza parker
Quay Perry law clerk and Intake manager was an amazing help in my case! He was so thorough, knowledgeable, professional, answered all of my questions, guided me throughout the process and we won!! Quay, you are the very best! Thank you so much!!
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06 Jan, 2024 by Sandra
Our community has had the pleasure of working with David Farber on a very difficult flash flood insurance claim. Although the insurance company denied and underpaid our claim on 10 out of 12 of our buildings, David successfully got the claim settled for hundreds of thousands of dollars more than what the insurance company initially paid. David worked diligently on our behalf and went above our expectations getting us the best outcome and results. David Farber and his team are extremely knowledgeable, helpful, honest and trustworthy. Throughout the entire process, they were all very easy to communicate with, always professional and truly a pleasure to deal with. I highly recommend David and his firm to anyone seeking legal representation.
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04 Dec, 2023 by Jessia
I was so grateful to speak to David regarding our legal matter. He was quick to respond to our request and gave us hope. I was very thankful for the time he gave us discussing our options and we look forward to working with him in the future.
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04 Dec, 2023 by Jessyca
I was referred to David , but wow do I see why . I was in a scooter accident and required services of a lawyer about a year back. I did not know what to do and how to go about dealing with the situation, David guided me through the whole process. What I appreciate about David he is very communicative, very nice and helpful. You can tell he values his clients and cares about their well being . The man's a shark and definitely fights for what's right. He got me a Hefty reimbursement and I really am grateful for having a lawyer like him. Thank you David!
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09 Jun, 2021 by Ana
Attorney Arias was extremely professional and took the time to explain how my case would be handled. Everything was remotely with detailed explanations. Was extremely happy with his services.
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31 Mar, 2021 by Jessica
I am extremely happy and grateful to Juan Arias. He is an excellent attorney, passionate, thorough, determined, very responsive, communicative and very detailed. He represented my daughter and I in the appeal of the parental termination of parental rights.  He really cared and advocated for my daughter and I.  Despite the complexity of my case and appeals court he explained everything well, he responded rapidly to motions filed, messages and emails, he took the time to review and learn our 9 entire 9 year case history well, he understood and explained to me the process including keeping me updated on anything that happen or motions filed in appeals court for my case. Most importantly, I felt my daughter and our case was lost in the system and Juan was able to bring us hope, light, peace and closure into our 9 year case and not only did we win the case but the outcome was finalized and the appeals followed by the opposing party. I highly recommend him he went above and beyond and he will truly give you his 100%, and fight for your rights and outcome you seek.
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31 Mar, 2021 by Monica
El lic juan Mejía llevó mi vaso de divorcio tuvo para conmigo una comunicación perfecta en todo momento , fue muy profesional y me tenía al tanto de cómo iba mi caso , siempre respondió efectivamente a mis dudas en el mejor tiempo y logramos sacar mi caso con facilidad y mucho profesionalismo , me guió en todo momento para que las cosas fueran de la mejor manera y en tiempo muy rápido muy profesional , honesto , cumplido y siempre Estuvo a mis llamados y consultas , gracias licenciado juan Mejía por su profesionalismo
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12 Dec, 2019 by Edward
Carrie, took our case after meeting with us in an effort to help us. She was upfront about the issues she saw and the hurdles ahead. However, despite those challenges she was moved by what they did to my wife and she took the the case. Carrie fought it and won. I wish I could write so much more, but the bottom line is she treated us like family. She was caring, compassionate, and she fought the other side like crazy until she got results. Thank you Carrie, and I’m so glad the God allowed our paths to cross. Best of luck!
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11 Dec, 2019 by Mark
Ms. Feit is very knowledgeable in her fielcd and compassionate for her clients. She always promptly returned my phone calls/ questions and has a very good working knowledge. I highly recommend her for anyone who are having issues with an insurance company or anything else for that matter.
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10 Dec, 2019 by Robert
Carrie handled my long term insurance claim professionally and fast . She explained everything to me , had time to always respond to any questions or concerns i had, in a timely manner. If I ever need another attorney, I would definitely consult with Carrie. Highly recommended.
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26 Sep, 2021 by Fernando morel
Hired his services, it exceeded our expectations, great support and reliability of his service staff.
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20 Mar, 2020 by Paul
I contacted Hernando after he was recommended to me by my real-estate attorney. He consistently took the extra time to answer all my questions, returned phone calls promptly, and finalized my case with a successful outcome. He was always willing to take care of additional details such as securing my damaged property and hiring an expert for evaluation. Working with Hernando was not only professional, I felt as though I was working with a long time friend. If I ever find myself in need of a personal injury lawyer, I would seek his council without question.
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17 Mar, 2020 by Jaime
Hernando got my case with professionalism excellent follow up making me feel confident in the all process. Every time I call Him always was ready to answer and gave me the support I need it , as result of that He got for me more money that I expect
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10 Jul, 2023 by Ileana serra
Compre una casa y use al abogado Fuste, no pude quedar mas contenta el servicio fue excelente y el precio muy razonable. Se lo recomiendo altamente
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30 Jun, 2023 by Aileen rodriguez
People rely on lawyers and attorneys, usually, at points in their life that they'd rather not talk about. But, that's how it goes. Mr. Fuste was that attoney that for me at the point I needed him he went through every single step of the way with me when I had lost hope and thought I had lost my career in law enforcement. Mr. Fuste gave me the motivation and showed me that there was a light at the end of every dark tunnel. Mr. Fuste even checked on my well being do to the stress and traumatic experience I was passing. They had released me of my duties and told me I was no longer going to be receiving any payment. Mr. Fuste worked extremely diligently on my case and for the five months I had been released sitting at home he was able to still get me my payments. Mr. Fuste finalized and won the case after just 5 months. I returned back to work thanks to him I am where I am today and continue doing what I love most.
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29 Jun, 2023 by Geyler castro
Mr. Fuste is a true professional who dedicates his time and efforts to ensuring his clients are well informed and comfortable during the entire legal process. He is knowledgeable, communicates well and is extremely resourceful. I am so grateful to have had him represent me during the most difficult time of my life! I highly recommend him and would retain him for any future legal matters.
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02 Nov, 2020 by The (dr) a team
It's rare to find anything good to say these days about virtually anything, but we have found an exception in the legal work of Steven Swartz, Esq. of Carballo Law, P.A.! We were in a position of having to put through a travel insurance claim for our elderly parents' 6-week trip abroad that had to be cancelled due to a medical condition. The trip had been booked for mid July 2020 and we filed the claim in the beginning of May. For nearly four months we were stonewalled by the insurance company, who remained completely unresponsive to our numerous communications and then ultimately denied our claim outright... twice! We finally called Steven based on a personal recommendation, and right from our initial phone consultation we knew we had the right guy. He quickly ascertained the legitimacy of our position within the policy criteria, digested all the steps we had taken thus far, and turned out a 100-page detailed response including evidence and on-point legal citations that was followed up by the filing of a bad faith grievance with the Florida DFS and ultimately resulted in the payment of our claim... all in a little over a month! We could never have achieved such a successful outcome without him! But more than just securing our claim, Steven was a true pleasure to work with. He was attentive, forthright and clear in all our dealings with him, addressing our myriad questions and concerns quickly, cordially and comprehensively – traits that unfortunately are not always readily found in attorneys these days. We cannot recommend his services highly enough, and while we hope to never need him again, we certainly know whom we will turn to without hesitation should we require legal representation in the future. With our exceptional thanks and gratitude, we are, Al, Ann, Karen, Barry and Craig
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26 Apr, 2019 by Christian
Steven has had shed light for me in my quest for a peaceful partnership in my business venture startup. He gave me great pointers on how to keep it amicable and within the law. thank you Steven!
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05 Mar, 2019 by Javier
Steve did a great job in handling our case and ensuring we got the best outcome in the settlement. Very professional and greatly appreciated his assistance.
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27 Mar, 2018 by Anonymous
I have had the opportunity to work with Mr. Cieza in several litigation matters, and found him to be extremely competent and dedicated to his clients. Importantly, Mr. Cieza distinguishes himself from other attorneys by the degree of his personal investment in his clients' positions. In a legal battle, you want someone like Mr. Cieza by your side.
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03 May, 2017 by Christine
For the most part, unfortunately when you need an attorney it's because you need help with a difficult situation. That's what I received from Francisco Cieza, help. I found myself in a scary situation where I was taken advantage of and I didn't know what to do. I had never been in trouble or been in a situation where I needed a lawyer, but here I was! Francisco quickly defused my anxiety by giving me the facts of my case. This was going to be a process. I had questions, he had answers. I was nervous, he calmed me down. I never waited too long for a response whether it was a reply to an email or a phone call that he missed due to helping another client. He always followed up in a timely manner and was professional while being sympathetic to my situation. Needless to say I was very happy with the outcome of my case. I hope to never have the need for a lawyer again, but if I do I will definitely contact Francisco again! If you need an attorney I would strongly recommend his services.
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18 Apr, 2017 by Manuel
i was a client of Mr . Cieza ,He did a great job on my case . I was very satisfied with the out come of my case
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07 Feb, 2017 by Raquel
Mr. Hudson was an excellent attorney for my FMLA related case. He was extremely helpful, kind, knowledgeable and patient with all my questions and needs. All of my emails were answered within the hour as well as my phone calls. He made himself available at all times and always kept me up to date with my case. After consulting with several attorneys in the tri-county area I was very pleased when I contacted Mr. Hudson and hired him immediately.
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11 Aug, 2016 by Anonymous
Robert Hudson was exceptionally personable, patient, and timely. The whole process was new to me, and Robert Hudson and staff made it as comfortable as possible. Robert Hudson gave me very solid advice, was able to cut through the legalese in communication with me, and helped me to reach a conclusion quickly.
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10 Nov, 2015 by Terrence
Robert Hudson represented me in a Slip and Fall case in Miami, Fl. Since I am from North Carolina and had to get representation in Florida, I was quite sceptical about my case. Mr. Hudson and his team took great care of me and I am very happy with the outcome of the case. I highly recommend him for services.
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05 Feb, 2016 by Preston
Alex Blanco has a heart of gold he cares about his clients he takes the time to hear what happened and does his best to help his clients I was fired for reporting a work related on the job injury and Alex got me results you could not ask for a better lawyer.
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22 Jul, 2015 by Roland
Mr. Blanco assisted me in my home property damage claim. I was very pleased with his representation and outcome of the case. He was very professional and always showed the utmost professionalism.
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22 Jul, 2015 by Ysel
My experience with Mr. Blanco was great. I spoke to several different attorneys about my home property damage case and none of their "best case scenarios" came close to what Alex Blanco delivered. He was knowledgeable, professional, and kept me up to date about the progress of my case. Throughout the process he always answered my calls and satisfactorily answered all my questions and concerns. I was able to recover a settlement that I would never have been able to accomplish without him.
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13 Jan, 2017 by Omar
I hire Michael for a slip and fall where I had knee surgery. He got me a great result. My wife and I couldn't be any more happy with the work him and his team did. It was nice to have a lawyer who was always available to talk to me. I was nervous because it looked liked we were going to trial but we settled right before. Thanks!
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13 Feb, 2012 by Mercedes
Michael and his firm were wonderful since the very beginning of the case. I was referred to his firm from another law office and Michael and his firm were wonderful and caring! The lawyers were actually available and would pick up my phone calls to talk to me unlike other law offices I had dealt with in the past where they were always "busy" or "away from their desk." Thank you for helping me!
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03 Feb, 2011 by Anonymous
Mr. Carmona helped me resolve my legal issue in a timely manner. His firm was very responsive to my phone calls and I was pleased with the outcome.
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01 Jul, 2017 by Anonymous
I enjoyed having him on my team, he is very detailed.
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06 Jun, 2017 by Wayne
Did everything required on time and in a professional manner.
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20 May, 2020 by Mike
Attorney Russell Dohan just handled a tragic accident involving one of our family members. It was resolved quickly and the firm was so easy to work with. It was the best case scenario. If you are looking for a personal injury firm and want to feel like you are getting personal service vs being just a case number (among the big firms) this is a great firm.
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23 Mar, 2013 by Adele
Through my years I have dealt with several different attorneys. Russell Dohan is the professional attorney that I have ever dealt with. Russell reasearched all aspects of my case, he kept me well informed about everything going on. Both in the court room and out he is very professional, curtious, respectful, etc. I can not say enough good about him, so if you are looking for an attorney that will work with you on your case then he is your man. If not for his dillegence on my case I would not have ended up with the settlement that I received, which I am very happy with. As far as I am concerned you can not get any better attorney for personal injury then Russell Dohan and his staff.
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12 Dec, 2018 by Rosana
I recommend Mario for many reasons. He is not only very professional and knowledgeable in his field but he is available and personable. Thank you Mario for your excellence and wish you continued success.
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17 Jul, 2013 by Adam
Not many lawyers go above and beyond to do what they don't have to do. Mario, he does. I was in an extremely bad situation and he really came through, for me. I appreciate what he did for me very much. If more lawyers cared about their work the way Mario does, we might have some Justice in this "System". Thank you Mario!
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11 Sep, 2024 by Rony
I was very satisfied all I can say keep the good work and keep the trust people have on you guys
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05 Mar, 2024 by John
Louis was very respectful, listened to my concerns and worked with me to resolve my issues with the insurance company that was giving us a very hard time with roof damage coverage due to the hurricane. I am very pleased with all the efforts, time spent, and professionalism that Louis portrayed and I'd recommend him to my friends and family any day.
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21 May, 2015 by Ralph
My experience with Leo's firm could not have been better. He was able to collect from my insurance company after they had denied my claim. I would recommend Leo Manzanilla to anyone who has a property claim.
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20 May, 2015 by Marlisa
When dealing with legal issues and situations, you need a professional you can trust. Not only he goes out of his way to keep you informed, but his staff works diligently to help you in a timely manner.
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26 Oct, 2017 by Ashley
I can’t say enough about Robert Rossano. I was involved in an accident where I was injured and my car was totaled. He talked me through what I needed to do and what the process would entail. Once I completed my therapy he was able to promptly settle with the maximum amount I could get from the insurance company. I quickly received my settlement thereafter. Each time I called his office my questions were answered. So thankful I found such a caring and knowledgeable lawyer to guide me through this frustrating and stressful time.
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19 Jun, 2020 by Dayami
My go to attorney for almost everything ! I’ve been using him for over 5 years I work in the construction industry and I love him . Great service ! I never have to worry once Calil takes my case I know it’s going to be handled ! I recommend him with my eyes closed . The best !
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24 Feb, 2017 by Sandra
A pipe burst in my bathroom last year and I was recommended to The Strems Law Firm by my neighbor. I made a phone call to get more information and was able to hire them to help me with my claim. After my insurance company refused to give me any money and chose to deny my claim, I was told by one of their employees that the next step would be to enter into litigation in order to be able to make my repairs. Carlos Fernandez is the attorney assigned to my case and has helped me to understand every step of the way. Him and the employees at the firm have always returned my call and or email when I wanted status on my case. As of last week, my case was finally able to be closed and I can now look forward to receiving the money to be able to make my repairs. I would not have gotten this far if it was not for the great help of Mr. Fernandez and his team at Strems. I will definitely make sure to tell my family and friends about them!
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10 Feb, 2011 by Anonymous
I was hurt in a car accident and needed a personal injury lawyer in Miami to represent me. Gregg Pessin exceeded my expectations as an injury attorney. He helped me get medical treatment and worked very hard on getting me the money I deserved from the insurance company. In the end, I actually received more money than I expected and my medical bills were covered. I would recommend Gregg Pessin for anyone in the Miami area needing a personal injury attorney.
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21 Dec, 2016 by Dexter
First let us thank Matthew for the work and professionalism he provided to us through our case. Additionally we came to experience Matthew in a personal way, he is passionate, professional and persistent. There was never a time in our case that he did not respond to our calls and emails with efficiency and timely updates. Matthew was very thorough and simplistic in how he walk us through the terminology and nuisances of our case. He did not provide us with a false hope, but constantly assured us he was working to meet our needs and in the benefit of our reuest. If he thought that a strategy was not wise he would suggest another means to accomplish our goal. Not only is Matthew an attorney but a true person at heart with character, ethics and morality. If you are looking for a exuberant, informed and passionate attorney, Matthew is the person you want on your side. Thank you again Matthew for your counsel and may your practice succeed in every way.
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21 May, 2015 by Bill
Alexis was the first lawyer to respond of several I contacted. Her advice was clear, honest and frank. She in fact stated it could be difficult to recover damages , even though she could've pursued adding a case and $$. Although I decided not to pursue, I felt very comfortable with her advice and counsel. I will use her in the future if the need arises Bill in Miami Lakes
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19 Jun, 2014 by Thomas
My wife and I were referred to Mr. Chohonis by one of my wife's co-workers. We were having issues with our landlord regarding termites in our apartment and other issues with our lease. Mr. Chohonis walked us though our issue, explained to us with great detail what we had to work with, and what we could do. Throughout the whole process, he kept in constant contact, looped us in with every email and phone conversation had with our landlord, and at the end of it all was able to get us out of our lease without ever having to take it to court. I am beyond grateful for Mr. Chohonis and would absolutely call upon his services in the future should there be a need. I highly recommend him.
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11 Apr, 2022 by Rodney
I had a title issue and Raul handle it fast and very professional. Communication was great easy to talk to everything was awesome.
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08 Jul, 2019 by Anonymous
This attorney called me back the same day I contacted his office. He was very knowledgeable about towing practices and options available in order to get my car back. He took time to answer all my questions and explain everything in detail. He was great help. Unfortunately, he wasn't able to take my case because of proximity (Tampa Bay). Thank you, Igor!
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25 Jan, 2018 by Jorge
I have dealt with countless number of attorneys in Miami in my time, and recently discovered the services of Jorge Garcia-Menocal thanks to the recommendation of a good friend. We walked into his office with a concern and a general feeling of powerlessness after countless fruitless attempts to mitigate with my issue. Jorge right away showed an incredible amount of empathy and professionalism which i whole-heartedly feel is rare to find. I left his office extremely impressed with his knowledge and readiness to put my needs over my finances, and would highly recommend Mr Garcia to my friends and family.
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FAQs
Questions? We have answers

What an Insurance Lawyer Can Do for You

An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.

Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.

When Should I Hire an Insurance Lawyer?

Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:

  • Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
  • Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
  • Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
  • Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
  • Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
  • Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
  • Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.

What Does an Insurance Lawyer Do?

An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:

  • Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
  • Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
  • Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
  • Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
  • Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
  • Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
  • Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.

How Are Insurance Lawyers Paid?

Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:

  • Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
  • Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
  • Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
  • Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.

It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.

How Much Does an Insurance Lawyer Cost?

The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:

  • Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
  • Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
  • Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
  • Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.

Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.

Top Questions to Ask an Insurance Lawyer

Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:

  1. What experience do you have with insurance law?
    Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related.
  2. How do you charge for your services?
    Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case.
  3. What is your success rate with insurance disputes?
    Ask about the lawyer’s track record in winning or settling cases similar to yours.
  4. What are my chances of success?
    A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes.
  5. How long will the process take?
    Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years.
  6. Will you handle my case personally?
    In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.

How to Check the Credibility of an Insurance Lawyer

To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:

  • Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
  • Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
  • Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
  • Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
  • Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.

What Should I Prepare for My First Consultation?

To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:

  • A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
  • Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
  • Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
  • List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
  • Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.

By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.

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