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10 Sep, 2024 by George brundige
He is a very nice, and upfront lawyer and I would recommend him to anybody. Thank you so much!
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28 Aug, 2024 by Tim carter
Couldn't ask for a better person to handle my case Jeff is the man,knows what he is doing,ty Jeff
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26 Aug, 2024 by Anthony rojek
The experience with the Law Office of Jeff Lotter was amazing. The people there are concerned and follow through and follow up every step of the way. They work diligently to get the most appropriately favorable outcome possible. My disposition was amazingly favorable. I highly recommend the talents of this amazing office to anyone with a legitimate issue that requires favorable resolution! Thank you Jeff and staff!!
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10 Sep, 2024 by George brundige
He is a very nice, and upfront lawyer and I would recommend him to anybody. Thank you so much!
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28 Aug, 2024 by Tim carter
Couldn't ask for a better person to handle my case Jeff is the man,knows what he is doing,ty Jeff
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26 Aug, 2024 by Anthony rojek
The experience with the Law Office of Jeff Lotter was amazing. The people there are concerned and follow through and follow up every step of the way. They work diligently to get the most appropriately favorable outcome possible. My disposition was amazingly favorable. I highly recommend the talents of this amazing office to anyone with a legitimate issue that requires favorable resolution! Thank you Jeff and staff!!
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13 Aug, 2024 by April muse
My livelihood was on the line I needed legal representation fast and I needed someone very knowledgeable regarding my situation. I went online in search of an attorney and I chose Howell, Buchan, and strong because of their reviews. Attorney Brown and Attorney Buchan went over the entire process of a case such as mine and reassured me that they would get the best possible results and when I tell you they did that and more. I'm a true believer in God I had never heard of this law firm , but when I was in search of legal representation I was lead to them. I didn't even chose a lawyer from the city where I live. I highly recommend this law firm and let me not forget their legal secretary Helen Blandon she is phenomenal.
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08 Jun, 2024 by La juli
Hands down to this law firm for having the BEST secretary, paralegal and attorneys. I was very pleased on how fast and easy you made this process.
Helen, I am truly grateful for everything you did to help me with this process. You never dodged my calls or emails, you were always there and willing to help me even if it was just with your encouraging words in my time of desperation.
Thank you, many blessing
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20 May, 2024 by Marie conrad
Let me start by saying, I needed all the help I could get. A lot of processes when dealing with the state can get frustrating and overwhelming. My experience with this firm has been amazing! I cannot say enough about the attention to detail, the time with responses, and the thorough approach to each and every aspect of my situation.
I am soo grateful to Howell, Buchan and Strong and the way Helen has just been by my side throughout the whole process! SHE is a powerhouse and I would literally recommend anyone in need of the services they provide, to use them.
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27 Aug, 2024 by Gloria asport
My daughter, Natalie Asport and I were referred to Clint Moore, Esq. from the attorney general's office and the Florida Bar Association due to an insurance claim we filed during Hurricane Ian. As of today, we have not received the funds awarded to repair our roof due to the roofers alleging that Natalie had signed a contract during the claim. We found out that the roofers forged her signature, and we reached out to the attorney general's office for assistance as the attorney handling our claim revealed a conflict of interest with the roofers. We reached out Mr. Moore and he gave us awesome advice on how to deal with this matter. If we would not be able to do it on our ow, Mr. Moore would be ready to help us out as his representative. Through his guidance, we resolved the issue and negotiated with the roofers of course with a portion to be released to them and soon we can begin repairs when the funds are received. Thank you, Mr. Moore.
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20 May, 2024 by Alice jackson
I am so thankful for everything Attorney Clint did on my behalf.I thank God for Mr Clint.I pray God will bless you your family and your firm.I will be sharing your information with someone from my church.Thanks And Blessing's!
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06 Mar, 2024 by Kim metellus
Clint & Company, P.A. exceeded my expectations with their outstanding legal service. The attorney was not only knowledgeable but also approachable, making the complex legal process more understandable. Their attention to detail, reliability, and effective communication made my experience stress-free. I confidently recommend Clint & Company, P.A. for anyone seeking exceptional legal representation.
-Barbara
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07 Aug, 2024 by Nhien huong thai
i was involment in the car accident, Attorney Than was very helpful and explain very detail and work with my every path of the way for me to get treatment and get my car fix. The case was solve quick and the outcome was more than i expected
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24 Apr, 2024 by Axel
Having Than Law represent me was the best decision I could have made regarding my case. This is a smaller firm and they genuinely care about your wellbeing along with perusing the best outcome for your case. All the staff was extremely helpful but I’m eternally grateful for Victor and Bao. They went above and beyond. Do not hesitate to call them for any of your legal needs.
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11 Dec, 2023 by Ngoc huong
I’m super happy about the service. Attorney Than is very detail about my case, he explain everything about the process and get me the highest number that possible.
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20 Sep, 2024 by Mike
The Law Office of Carrington Jones is hands down one of the best legal experiences I’ve ever had! From the moment I stepped into their office, I was greeted with exceptional customer service. They made me feel truly valued, offering coffee, water, and snacks during every visit—small touches that added to the overall welcoming atmosphere. What truly set this firm apart was Carrington Jones himself. He personally took the time to sit down with me and explain every aspect of my case. He broke everything down in a way that made it easy to understand, and I never felt rushed or confused. His knowledge and professionalism, combined with his down-to-earth demeanor, gave me confidence that I was in the best hands. If you’re looking for a law firm that treats you like more than just another client, while providing top-tier legal expertise, the Law Office of Carrington Jones is where you need to go. I left every meeting feeling informed, appreciated, and secure in my choice. Highly recommend!
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03 Jul, 2024 by Terri
Attorney Carrington and his staff are very caring about his clients.
I am very pleased with his work
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18 Apr, 2024 by Antigua
Carrington Jones and his team we're nothing short of amazing. They were so patient and caring with great communication. This law firm helped me win an a case I had previously lost which helped me put some pieces of my life back together. If you want to law firm that truly cares about you and your situation and will take the time to listen and get you amazing results. This is definitely the place for you 20 out of 10 starts. I would recommend anyone.
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07 Sep, 2024 by Michael
Our experience with Paul was fantastic! It never felt like just a job to him. He really went out of his way to advocate for our family to make our insurance company honor their contract with us. We couldn’t be more happy and grateful to Paul for sticking with us, believing in our case, and holding our insurance company accountable!
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30 Sep, 2021 by Ashley
Paul is a lawyer who holds himself with fierce integrity. He is always busy but will lend an ear to listen and give his advice. If you have the opportunity to work with Paul especially in tough times know that you are in more than capable hands.
He handled my case with diligence by accessing the facts and then relaying them appropriately to the accusing party by being the intermediary
in finding a resolution.
He was quick, professional and never backed down.
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10 Sep, 2021 by Joan and ken
Our roof was damaged due to a hail storm and our insurance company would not pay for the repairs. Upon recommendation, we hired Paul and his team to represent us. They were professional, polite, and wonderful to work with. Paul (and his team) were always available to answer questions, explain procedures, and review paperwork. This is a great law firm! They know the law concerning homeowners insurance claims and they did a remarkable job settling our case. My husband and I are grateful that we had such an experienced, trustworthy, and hard-working lawyer and team to represent us. We would highly recommend them! They are the BEST!
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01 May, 2019 by Claire
Mr. Ramirez was a life saver for me, literally. His help support and guidance gave me a chance to find solutions to all my problems. I lost my house to Irma, but with his help I have prospered in my time of need. Mr. Ramirez made sure I was compensated fairly and I was able to rebuild my home and my life. I highly recommend this fine gentleman. He truly cares and it shows in everything he accomplished for my family.
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18 Apr, 2019 by Amanda
After almost 6 months of nothing with the insurance company we retained Chris and he was a life saver for our sanity. The end result was great our roof was fixed and we received a check to cover all the other damages from the hurricane. We highly recommend Chris and The Cagle Law firm.
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28 Jun, 2018 by Brea
Chris is always very helpful and makes me feel confident in the advice he gives! Would definitely recommend his services to any person in need.
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17 Feb, 2022 by Marsha
Jeremy Hogan and his wife have worked tirelessly on behalf of the XRP Community ( a digital asset aka crypto currency). I can not thank him enough for everything he has done.
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06 Jun, 2019 by Joey
I think what set Mr Hogan apart from other lawyers is that I was able to talk to him frequently and he always seemed to truly care about my case. He was able to give me a lot of insight into how things my case would probably play out and I found his foresight to be particularly accurate. I think that shows the kind of experience he has under his belt. I also found the whole firm to operate very smoothly!
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06 Jan, 2016 by Allison
I felt the service provided was excellent. I received more then expected in this settlement. I would recommend this firm to anyone.
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18 Aug, 2024 by Thomas
I had the wonderful experience of having Charles W. Smith as my lawyer. When I tell you the attention the detail and the kindness that he puts out was absolutely amazing.
Anytime I would call I was always greeted by Gina Amat & Rebeca McCormack. They really take care of their clients and completely listen to any issues or concerns you have. Whether I emailed them or called them I always got a response.
This is a no fool around law firm, they are there to get the job done and make sure their clients are taken care. I did not feel like a client to them, I felt like I was somebody that they truly cared about and they wanted to make sure that I was happy by the end results.
I would recommend them to anybody that I know because I know that they would be in great hands. If they could write a handbook on how respectable, honest and hardworking that they all are and have the other law firms use that as a guide, then I believe all lawyers would have five-star reviews.
Thank you for everything that you have done.
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21 Nov, 2022 by Shara vithoulkas
Best lawyer in Orlando. Her and Clarice work so hard fighting for your family with excellence, integrity and such brilliance. Her rates are so reasonable. My only regret is that we hadn’t heard of her sooner. She is simply the best
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13 Apr, 2022 by Jason
Mr Smith is by far the BEST lawyer I have dealt with in every aspect of the way. Between his values on client satisfaction and his dedication to his cases on an individual bases shows that not only is he a very personable man but a highly professional one as well. While most lawyers I took the time to visit In reference to my case, I was always looked at as a difficult situation and possibly too much work to handle. I’m laments terms if it was too much work they didn’t take the case. Mr Smith not only took my case but won it in such a short amount of time. His communication, efforts, persistence and constant follow up ensured I felt like the case was being treated fairly and handled appropriately. I can’t thank him enough for all he has done for me and strongly recommended him to ANYONE that needs help from a great lawyer. Although each case is different and not every case is one that he may be able to take I would definitely give him a call to discuss your individual situation. 5⭐️
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28 Jun, 2018 by Sophia
Naji Israoui, ESQ. is an amazing lawyer. Approachable, knowledgeable, thorough and a warrior. He went the distance and took care of everything. I got my medical treatment and my bills taken care of. He handled every single hurdle with professionalism. He guided me through and was extremely reassuring. He explained all my options and told me the absolute truth. I highly recommend his firm.
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22 Nov, 2015 by Tina w.
Working with Naji has been a pleasure, which is a huge compliment since the work is not pleasant. He has great customer service, takes his time explaining everything that is going on, next steps, etc. Any time I had questions he got back with me promptly and was very patient.
Frankly, if you want an attorney who will get you the maximum possible for you, he is the man to hire.
Thank you Naji!
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18 Oct, 2015 by Anonymous
After being in a auto accident I was not too sure what the next steps were to take, so I was recommended to go speak to Naji, he made everything so much easier for me. Naji was very clear and explained step by step the process of dealing with accidents. Whenever I had a question he was always very quick to reply whether it was through a phone call or e-mail. Throughout the whole process he kept me informed. I am very happy with the results. It was great working with him.
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04 Nov, 2016 by Anonymous
Raj was extremely helpful, understanding and compassionate during a difficult time for our family. He was always on point and quick to get back to us with any updates. He was extremely detailed and explained things very well. We will always call Raj first with any of our legal needs.
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13 May, 2014 by Judy
Raj was very professional in the services he provided for me. He kept me informed as the case progressed and followed up with me to make certain I understood any documents and what needed to be completed.
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04 Jul, 2013 by Jon
Mr. Nayee was professional and did a wonderful job explaining my case. He informed me of the procedure and what to expect every step of the way. I highly recommend him.
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11 Nov, 2016 by Anonymous
I want to say thank you from the bottom of my heart to Melvin "Mel" Wright and his whole team for all he has done for my son. At a very, very dismal time in our lives, when we literally felt all odds were against us because of very particular immunity laws surrounding our case, Mel fought long and hard and hung in there until he found a vein of hope to help my son in his recovery. Mel never gave up no matter how many dead-ends nor obstacles we faced. Our case was not an easy case at all due to the facts and extreme injuries involved. Mel made himself easily available to offer explanations to my many, many questions or even to just hear me rant or vent about the unfairness of immunity laws. Mel became not only our attorney but a true confidant. He truly goes above and beyond to make his clients feel like family. In a time when attorneys are a dime a dozen, Mel and his team, the whole firm actually, exceeded my expectations. If we ever need an attorney again, without a doubt, we would definitely call Mel. And, we most definitely would refer Mel Wright without any questions.
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11 Nov, 2016 by Derek
Mel and his team were very effective and efficient every step of the way. Any questions or concerns that arose were responded to promptly and handled appropriately. The firm was very welcoming at a difficult time and I was fortunate to have had the experience of working with them. I have and will continue to in the future recommend this practice.
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13 Oct, 2014 by Margaret
Thank you to Attorney Melvin B. Wright and Colling Gilbert Wright & Carter for representing me in a suite filed, maintaining the highest legal standards and ethics from beginning to end. The firm’s commitment provided impeccable legal representation that devoted its firm's full attention and resources to my particular situation, and assured achieving the best outcome of having a successful favorable settlement. I highly recommend the winning law firm of Colling Gilbert Wright & Carter.
Greatly Appreciative,
Margaret
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31 Aug, 2023 by Terron
Laura Blundy went above and beyond for my case, I am so grateful to have Laura as my attorney to represent me. She worked tirelessly and she answered all of my questions highly recommended her if your in a car accident. Thank you Laura Blundy for your hard work.
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16 Feb, 2016 by Rex
I have had the privilege of having Laura represent me in both business and personal legal issues. In both cases Laura took the time to listen to the details of the situation and bring the issue to the final end result that I wanted to obtain. She is very available via phone and email. I will certainly use Laura's services when the need arises.
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09 Jul, 2014 by Fatima
I hired Laura not too long ago to help me with a Domestic Violence Injunction. Laura was always by my side and was on top of the case. She was there to answer my calls right away after dialing, whether at Midnight or Early in the morning. She did the same for any E-Mails sent to us, providing us with any documents that would be needed for the outcome we wished for. Then came the day of the hearing. She was punctual and there early, and she was sharp and was able to persuade the judge to go in a manner that is greatly done. Normally, Injunctions only last for about 1 - 2 years. But, with Laura's help we got an answer that seemed impossible, a ten year injunction. We got an answer that went beyond out expectations. I would recommend Laura for anyone. If you are reading this, Thank You Laura!
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12 Oct, 2016 by Kenneth
I have used Mr. Gutierrez as co-counsel on a number of cases. I have found that he and his office are consistently at the top of their game. They work hard, communicate well, and achieve results.
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28 Dec, 2014 by Anonymous
I would not think twice about reccommending Daniel to anyone who has been in a car accident or is having any sort of issue with their insurance company. Daniel has represented both my wife and I in a car accident as well as a home insurance claim where our insurance company originally denied our claim where a water pipe bursted in our home! He went above and beyond in terms of keeping us updated about what was going on as well as making sure we were completely compensated for the losses we occurred as a result of the incidents. We are extremely greatful for his dedication and appreciate all his hard work.
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19 Aug, 2014 by Carol
I hired Daniel for a home owners ins claim. Security first did not want to cover my flood claim. Daniel was hot on them and they wanted to settle. This was a very difficult case. Daniel did a out standing job. I feel so satisfied for all he accomplishment with security first. I would highly recommend him. He's honest and he feels your pain. He's the best attorney I have ever hired .
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24 Jul, 2015 by Richard smith
I WOULD LIKE TO SAY Ms KOTUR IS A TRULY FINE ATTERNEY, THAT REPRESENTED ME AGAINST THE INSURANCE COMPANYS, SHE VERY AGGRESSIVELY REPRESENTED ME NOT BACKING DOWN IN MY PERSONAL INJURY CASE., I WOULD TRULY RECOMMEND HER FOR ANY LEGAL CASE,S IN FLORIDA, SHE IS A TRULY EXPERIENCED ATTERNEY,
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19 Feb, 2009 by Anonymous
Ms. Kotur represented me in my personal injury case. I was very pleased with her services. She obtained a great result for me and aggressively represented me against a major insurance company wich was originally unwilling to negotiate. I do recommend her to friends and family in need of legal services throughout Florida.
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18 Feb, 2009 by Anonymous
Ms. Kotur represented me a few months ago here locally. I was very satisfied with her representation. She took the time to explain every scenario in my case and how the law applied. I was so happy with her that I referred some friends to her and now they are her clients as well.
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03 Mar, 2022 by Dan condie
One of the best law firms in Florida!
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17 Jul, 2021 by Precious jones
30 Oct, 2019 by Arthur barksdale
Great firm and office.
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12 Feb, 2019 by Brandy
Alex was one of the attorney’s that replied back to me on a lawyer referral site. I was in an auto accident where a driver ran a red light. I could not avoid hitting her.
This accident aggravated a previous injury and instantly life changed. The at-fault driver was driving her mother’s car. The Mother’s policy limits were mediocre, which just seemed so unfair after everything.
After doing some research, it was discovered that the at-fault driver also had a separate auto policy. However they we’re not very cooperative in the beginning. Thanks to Alex’s tenacity, both insurance companies tendered me their limits.
Everyone in the Ed Norman office has been great to deal with. I loved the personal attention that went into my case. They were always very responsive and helpful!
I referred my brother to them and they are doing the same great work on his case! I would definitely trust them to protect my best interests in the future!
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18 Aug, 2016 by Nicola
My husband and I had a terrible experience with the first lawyer we hired to handle a Family Law dispute with my husband's ex-wife; he actually put us in a worse position than where we started. Mr. Couch was referred to me by some close friends and he was more than happy to help. The difference between Mr. Couch and many other attorneys you will come to encounter is that he actually cares about his clients. I have never met someone so caring and devoted- he was honest and upfront with us the entire time and he still fought hard for us. I actually get choked up thinking about how wonderful Mr. Couch was and how effective and helpful he was to our cause- we were in a really tough place and he has actually made our life and our situation better! Words cannot express how grateful we are to Mr. Couch. He is truly amazing.
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05 Jul, 2016 by Anonymous
This was my first time hiring an attorney and my experience was very positive.
He is very knowledgeable in his field, is very dedicated to his cases and clients and is passionate about work. He was always prompt to respond and kept me updated constantly. He took the time to explain the things I did not understand and for that I am very grateful.
I would not hesitate to hire him if I ever need a laywer again and will definitely recommend him to my friends and family.
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03 Mar, 2022 by Dan condie
One of the best law firms in Florida!
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17 Jul, 2021 by Precious jones
30 Oct, 2019 by Arthur barksdale
Great firm and office.
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03 Mar, 2022 by Dan condie
One of the best law firms in Florida!
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17 Jul, 2021 by Precious jones
30 Oct, 2019 by Arthur barksdale
Great firm and office.
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05 Feb, 2024 by Jenette
EVERYONE at this office are cream of the crop! I had the best experience with Matt Pardy. After a car accident I was in horrible pain and soon after I lost both my parents I was a mess. Matt was so kind and went above and beyond to get me amazing treatment for my injuries and he really was my savior. He was there through the loss of my mother and was so patient and kind. He sat through tear filled calles assuring me everything will be ok and I cant thank him enough for that!!! I felt like I was priority One! To have an attorney answer every question no matter how situational is so helpful! I never felt ignored like some others do to there clients! I was treated like I was his only case! I cant recommend Matt Pardy enought you'll be takencare of!!!
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08 Jul, 2023 by Erika
My family’s case was handled with such professionalism. Mr. Pardy took care of everything and obtained us a nice settlement amount. So grateful to Pardy & Rodriguez.
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19 Mar, 2015 by Alexandra herrand
Mantengan siempre ese trato amable, respetuoso y profesional para todo el que pase esa puerta solicitando sus servicios. Lo mas importante para mi fue la comunicación al cliente, abogados, personal (empleados), me he sentido como entre familia. Congratulaciones hoy y siempre! Estoy y estaré siempre satisfecha y agradecida con todos ustedes especialmente con la licenciada (abogada) Darylaine Hernandez.
-Alexandra
(reproduced with permission from our client, Alexandra)
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27 Feb, 2015 by Anonymous
I was represented by Darylaine Hernandez for a car accident. She was compassionate and caring throughout the process. I was very happy with the result. I particularly enjoyed observing the team atmosphere among the staff. I highly recommend this law firm.
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12 Jun, 2017 by Anonymous
Mr. Paul was very informative, knowledgeable and professional. He gave me all the information I needed and I look forward to working with him should things go in that direction.
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02 Mar, 2016 by Kenny
Jerrod was easy to work with and very knowledgable about personal injury. I got in a car accident and he sat down and explained all my options. When I had questions, he was always available to talk. My case was handled with care. Good lawyers who are honest and have the best interests of their clients are hard to find. Jerrod is a diamond in the rough.
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07 Dec, 2016 by Anonymous
I am so lucky to have this lawyer on my side he is no joke the guru of real estate law fraud n commercial law the Derek Jeter of litigation he literally saved our familys life right before Christmas he got us our home,hes so good he literally made the opposing lawyer quit the case seriously she quit,hes simply amazing,very firm, sensitive, wonderful sense of humor kept me laughing when i wanted to cry hes the best A+num 1 this man is a veteran council ,very skillful,very knowledgeable i dont have enough words to describe Shawn but hes very popular very nice person even took me n my daughter to lunch n cheered us up and he won my case for me when i had noone was scared and alone hes deffinetly a life saver and a must have in my honest opinion this guy is doesnt put %100 he puts %150 of his efforts to win .
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16 Jun, 2011 by Daniel
I have used Mr. Rader for landlord tenant law, taxation and real estate negotiations. He has ethical standards and a non-confrontational personality. He has also been with one of Orlando's most prestigious law firms for over 30 years, where I have worked with other excellent attorneys, upon his recommendation.
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17 Jan, 2016 by Anonymous
Mr. Rugh represented us against someone who claimed they were injured in our parking lot. From the beginning he spent time answering my questions and explaining the process (my first time being sued in 15 years!). He did a fantastic job and ultimately the guy who sued me (and his attorney) dismissed the case for $100, when they had originally demanded $1 million! I highly recommend him.
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07 Apr, 2010 by Anonymous
Finally an honest lawyer. Mr. Rugh defended me in a lawsuit where a man claimed he was seriously injured. The lawsuit caused anxiety for my wife and I and Mr. Rugh calmed our fears and spent a lot of time explaining what was happening. He gave us all the time we wanted and was masterful in getting the case against us dismissed. I can't recommend he and his staff any higher. They have completely changed our opinion of lawyers and showed us there are some outstanding and honest lawyers out there.
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03 Mar, 2014 by Maureen
What an amazing and passionate man. He listened and took action quickly with my case.
He is the one and only lawyer I will ever call.
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14 May, 2019 by Steven
Vanessa is intelligent, hardworking, and knows the law very well. She was able to help me identify several corner cases in my communications and negotiate a civil contract matter with a lot of specific and unusual circumstances, and she was able to do it incredibly fast (because it was time sensitive). On several occasions she was only minutes away. Because of her help, I was able to be confident negotiating my dispute and it worked out.
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05 Apr, 2019 by Dave n
After being involved in accident with a self insured carrier. She was able to find coverages where others couldn’t. She also did an excellent job negotiating my medical bills down.
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05 Feb, 2022 by Marta
Donna was thorough, easy to work with and got the case moving forward quickly. Provided best and worst case scenario and allowed me to make best choices for me.
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04 Apr, 2011 by Anonymous
Mike, although not at the firm noted on this website, recently represented my small non-profit organization. I was thoroughly impressed with professionalism, integrity, and hard work.
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FAQs
Questions? We have answers
What an Insurance Lawyer Can Do for You
An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.
Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.
When Should I Hire an Insurance Lawyer?
Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:
- Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
- Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
- Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
- Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
- Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
- Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
- Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.
What Does an Insurance Lawyer Do?
An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:
- Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
- Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
- Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
- Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
- Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
- Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
- Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.
How Are Insurance Lawyers Paid?
Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:
- Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
- Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
- Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
- Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.
It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.
How Much Does an Insurance Lawyer Cost?
The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:
- Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
- Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
- Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
- Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.
Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.
Top Questions to Ask an Insurance Lawyer
Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:
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What experience do you have with insurance law?
Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related. -
How do you charge for your services?
Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case. -
What is your success rate with insurance disputes?
Ask about the lawyer’s track record in winning or settling cases similar to yours. -
What are my chances of success?
A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes. -
How long will the process take?
Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years. -
Will you handle my case personally?
In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.
How to Check the Credibility of an Insurance Lawyer
To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:
- Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
- Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
- Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
- Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
- Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.
What Should I Prepare for My First Consultation?
To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:
- A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
- Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
- Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
- List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
- Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.
By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.
