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Joseph Michael Selba, experienced Foreclosure, Litigation attorney in Baltimore, MD with 1 reviews
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08 Jan, 2015 by Amy
I've been working all of my adult life--40 years-- and it was not easy for me to have to admit defeat and file for bankruptcy. Joe (Selba) made it easier to face. He is so warm, personable, professional, knowledgeable, caring, trustworthy, sincere and honest. He laid out my options and we discussed and pros and cons of each possibility. Joe's commitment to excellence -- a job well done -- strong work ethic, is reviled by none. Joe (Selba) is my "goto" person for all matters legal. I feel that I not only have an Attorney for life, but a friend for life. I want to be very clear -- this is NOT a paid endorsement. This is first person, honest, from the heart! Thank you Joe for everything! With all good wishes for good health, lasting love and prosperity to you and your family! Always, Amy
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Jefferson Hanna III, experienced Car Accident, Foreclosure attorney in Middletown, CT with 1 reviews
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02 Dec, 2014 by Philip
ATTORNEY JEFFERSON HANNA 111 IS A GREAT LAWYER AND PERSON HE TELLS YOU WHAT WILL GO ON WITH YOUR CASE I MYSELF HAD HIM 2 FOR REAL ESTATE AND 2 FOR BANKRUPTCY EVERYTHING WENT SMOOTH.
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Shalom Rubanowitz, experienced Debt Settlement, Foreclosure attorney in Los Angeles, CA with 1 reviews
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12 Sep, 2013 by Anonymous
He is great to work with and extremely professional and knowledgeable in his field. I highly recommend him to anyone looking for an overall extraordinary lawyer!
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Sean Robert Plumb, experienced Appeals, Business attorney in Shelton, CT with 1 reviews
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16 Sep, 2014 by Anonymous
I used Gonzalez Law for a civil rights case, Sean was my assigned attorney. He was attentive to every detail and travelled out of his way to meet me at home because of my disability. We have an open multi million dollar suit and he has been a dream to work with in a nightmare of a situation.
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David Christopher Haresign, experienced Appeals, Family Law attorney in Bethesda, MD with 1 reviews
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18 Aug, 2022 by Becca
We've unfortunately been involved in 3 different lawsuits and had 3 different lawyers. Chris is BY FAR our favorite. Lawsuits inherently suck your money dry and it's hard to feel good about a lawsuit or your lawyer given whatever situation you are dealing with. Chris is incredibly hardworking and thorough. When we first contacted him, we needed a lawsuit filed very quickly as we were approaching an important date that would change the facts on the ground. Chris worked tirelessly to pull together our initial filing to protect our rights and reached out to relevant stakeholders for affidavits, making himself available for several last minute signatures. He also specifically took action to file the case or respond in certain ways given how Covid has changed the way that the courts are functioning in DC (e.g., e-filing vs. going to the court, etc.). Our case was factually and legally complex and he worked for several months to negotiate with the opposing counsel and was extremely communicative with us throughout the process. Going to trial would have been costly and his ability to work with opposing counsel to come to an agreed upon resolution saved us a lot of money, and he was even able to negotiate some of the resolution costs be placed upon the defense, which saved us even more money (and energy!). Lastly, his approach and his demeanor towards us was respectful and thoughtful and made us feel like we were in good hands through the whole process. We would enthusiastically recommend him to others.
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Eric Andrew Mercer, experienced Class Action, Debt Settlement attorney in Sacramento, CA with 1 reviews
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08 Jan, 2014 by Anonymous
Yes, I would certainly recommend Mr. Mercer for legal service; and I have. After my lender denied my loan modification, I was lost and in fear of losing my house. Mr. Mercer has successfully helped many borrowers as myself in a difficult hardship situation and so what better person to go to than someone that has proof. For the average person who pays a monthly mortgage, losing a job can be very devastating. That is exactly what happened to me. Although I was fortunate to find another job, my new salary was less than my previous job, which made it very difficult for me to meet my mortgage payments. My financial hardship is one of the criteria’s to qualify for a loan modification so I applied with my lender. After a 3 month process of miss guided information, my loan modification was denied by my lender. Refusing to accept losing my home as an option, I decided to seek alternative options. I came across many counsel services soliciting their guarantee to help but when I called, the people I spoke to were telemarketers with a serious sales pitch. This is when I spoke to my cousin who was successful in modifying his loan and referred me to a lawyer in Sacramento by the name of Eric Andrew Mercer. I called Mr. Mercer, scheduled to meet in person, and the rest was history. During our initial consultation, Mr. Mercer was very clear and concise with the task in hand and the next series of events that is about to unfold. Throughout the whole litigation process, all mortgage payments were seized and most importantly, the end result was everything we hoped for and more. Mr. Mercer successfully modified our loan with a staggering new APR rate of 2%; not only that, about 1/3rd of the total principal was reduced. My family and I are very pleased with Mr. Mercer for saving our home and we cannot thank him enough for his services.
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Debra C. Quinn, experienced Bankruptcy, Debt Settlement attorney in West Palm Beach, FL with 1 reviews
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09 Aug, 2011 by Susan
No one really wants to go through bankruptcy but if you have to, or think you do, I highly recommend Debra Quinn. I was very resistant to the idea at first but she made me realize that bankruptcy was not a shameful thing but a legal tool that would help me get back on my financial 'feet' and have a better future. I initially just couldn't imagine how it would work out for me. Ms. Quinn was sensitive to my feelings about my financial situation and after meeting with her I began to feel hopeful. She reviewed the pertinent factors in my case and even with some challenging points, was able to work her way through them, with lasting benefit to me. Ms. Quinn went out of her way to answer my (many) questions and keep me informed about the process every step of the way. Ms. Quinn displays sensitivity and respect for her clients and conveys the message that anyone can find themselves in need of her services. If you choose Ms. Quinn to guide you through the bankruptcy process, you will not be disappointed. Ms. Quinn successfully handled my case to a positive conclusion and in the process, made me feel better about myself and my future. Thanks Debra!
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Jeffrey Steven Eannarino, experienced Debt Settlement, Foreclosure attorney in West Palm Beach, FL with 1 reviews
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31 Jan, 2023 by Shanon
Jeff Eannarino is an absolute pleasure to work with, he is a true dedicated attorney and gets the job done! He handled my real-estate issues that I was turned away from by others who doubted themselvesto win. I was blessed to have been referred to Jeff. He works diligently to win and most importantly he cares!
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Mark Frank Mastrarrigo, experienced Criminal Defense, Estate Planning attorney in Hollywood, FL with 1 reviews
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01 Aug, 2017 by Laura
My mother needed to do a testament and we ended up doing a trust that was much more convenient. Mark was very patient to Through the process and took the time to explain everything to us. We made the right decision after his suggestions. In addition, the prices was very accesible. I will be returning to do a trust for my family Very soon.
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Michael Joseph Owen, experienced Bankruptcy, Business attorney in Brandon, FL with 1 reviews
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29 Jul, 2016 by Chris
Michael and his staff never estimated their ability to handle this case from day one for me. This is a complicated case dealing with a parents house in a pending 7 year foreclosure case. After much research on his background and reading several of his motions and affirmative defense stradgies in similar type cases I chose him. This a well seasoned team with excellent service skills in all aspects of their office. I highly recommend this team.
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David Joseph Fredericks, experienced Debt Collection, Estate Planning attorney in Sarasota, FL with 1 reviews
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17 Sep, 2018 by Gail
Mr. Fredericks was very knowledgeable and was able to go over all paperwork so that I understood all applicable documents.
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Michael Jerry Goldstein, experienced Debt Collection, Foreclosure attorney in Chicago, IL with 1 reviews
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07 Jan, 2016 by Anonymous
I was sued by a debt collector. I must have called and inquired over a dozen law firms in the Chicagoland area. Many did not want to take my case and others wanted an hourly rate or a sum up front. What was different with Michael Goldstein's practice vs. any other firm I had contacted is his payment structure for his representation was based on percentage of savings making it affordable for me to hire him as my attorney. He was professional and understanding with my situation. Throughout the entire process he was diligent in preparing me for court. I personally did not have to step in the court room because he had my case dismissed. I highly recommend Michael Goldstein to anyone in a similar situation.
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Sally Bussell Fox, experienced Business, Debt Collection attorney in Pensacola, FL with 1 reviews
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30 Aug, 2019 by Anonymous
I was selling a small piece of vacant property to a neighbor I've known and trusted for years. The property wasn't worth much, but my neighbor and I both wanted to make sure all the paperwork was done correctly. We contemplated printing our own documents off of a website, but I've heard too many horror stories of things going wrong years later with the sale of property. So, wanting to make sure my neighbor and I didn't accidentally mess up something in the paperwork on our own, I hired Ms. Fox to handle the closing. As it turns out, there were so many documents we would have never known needed to be signed and notarized, let alone submitted to the county clerk. Ms. Fox and her assistant Alisa were respectful of the fact that some neighbors still operate on handshakes and they didn't do anything to turn the situation into a contentious process. We were able to close in about two weeks, and when we got to Ms. Fox's office, everything was perfectly organized and ready for us. She definitely knows her stuff, and she did a great job of explaining things to us in terms we understood. The whole thing took about 30 minutes (they had sent the documents over ahead of time for us to review). I appreciate that Ms. Fox treated us as though our time was equally valuable as hers. Her retainer was very affordable (in fact, I was expecting it to be a lot more). When I saw how much work she had done at such a reasonable rate I wondered why I had ever thought of NOT using an attorney. Unlike some attorneys, she didn't even charge us for copies of everything. I do a lot of research before I hire somebody or make a significant purchase, and I'll say this: save yourself time and money because I've already done the legwork. Hiring Ms. Fox instead of using those online forms or another attorney was a great decision.
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Joanne Marie Postel, experienced Child Custody, Domestic Violence attorney in Miami, FL with 1 reviews
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22 Feb, 2017 by Anonymous
Considerate, passionate and always willing to put her clients' interests first!
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Christopher E. Mast, experienced Car Accident, Estate Planning attorney in Naples, FL with 1 reviews
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10 Jun, 2015 by Raymond
I do not live in Florida and that made choosing a Florida attorney a little more difficult. A Florida family member had passed passed away late in 2014 and we needed to probate the Florida estate. We ended up retaining Mr. Mast after speaking to a number of attorneys. He was by far the most candid and most reasonable. The estate was not particularly complicated and Mr. Mast did not try to embellish or justify why he needed to charge an inflated fee. His fee was most reasonable and his final bill was exactly where he projected it would be. It was refreshing not to hear an attorney "sales pitch" - a tactic that other florida attorneys used to try to justify why their fees should be higher. He was knowledgeable and always promptly responded to our questions. He filed all papers in a timely manner. I have no hesitation in recommending him and I am very glad we retained his services. Ray M
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Jana Logan, experienced Business, Foreclosure attorney in San Diego, CA with 1 reviews
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20 Mar, 2009 by Anonymous
Being in an industry that is filled with a high number of litigious situations makes it imperative to have counsel that can get a handle on an issue and address it efficiently and effectively. Ms. Logan has shown herself to be such counsel on more than one occasion. I would recommend her without reservation.
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John Frederick Hayter, experienced Business, Debt Collection attorney in Gainesville, FL with 1 reviews
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03 Nov, 2020 by Anonymous
John Hayter knows the law and will protect you and your assets. He is a good person, a great lawyer, and I would use him again.
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Spencer Mahar Gledhill, experienced Debt Collection, Family Law attorney in Orlando, FL with 1 reviews
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20 Aug, 2014 by Anonymous
I hired Mr. Spencer Gledhill to represent me in a Civil Lawsuit, he was very professional throughout the process, during a Jury trial for the lawsuit he made a motion for a Directed Verdict and it was granted, I could not be happier with the way that he handled my case as well as himself while representing me.
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Aristides Juan Diaz, experienced Business, Debt Collection attorney in Orlando, FL with 1 reviews
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18 Apr, 2011 by Rex godber
Mr. Diaz and his staff have been a valuable asset to our company for a number of years. His dedication and commitment to professional, courteous service has always been paramount and his follow through is excellent. I would highly recommend the expertise of his firm for any number of legal services. Trust, honesty and hard work says it all!
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Celine Rose Gaston, experienced Business, Foreclosure attorney in Riverside, CA with 1 reviews
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01 Jul, 2019 by Mike
My name is Mike and Celine Gaston was Amazing. Anytime I had questions she would always answer or return my calls the same day and always worked in my best interest. I am so grateful for her help and will definitely be hiring her again in the future. Anybody with legal needs would be wise to hire her.
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Brian Michael Bochenek, experienced Business, Estate Planning attorney in Jacksonville, FL with 1 reviews
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27 Jun, 2013 by Cynthia
I cannot say enough good things about Mr. Bochenek. He is in the process of representing me in a landlord tenant case and was willing to take my case, which is in Palm Beach County, Florida, although we both live in Jacksonville, Florida. I feel confident that with his assistance, I will win a case against a landlord who wrongfully kept almost $1,500 in a security deposit. I highly recommend Mr. Bochenek and believe him to be an asset to his profession.
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Susan Ann Martinez, experienced Criminal Defense, Foreclosure attorney in Navarre, FL with 1 reviews
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14 Apr, 2014 by Joe
I am 58 years old and I had hoped that I would go my entire life without needing the services of an attorney (other than preparing a WILL) but unfortunately I had a situation come up that I was forced to hire an attorney. I can honestly tell anyone/everyone that Ms. Martinez and her staff (Erika, Crystal, etc) have been a tremendous help to me over the past few months with my case! Not only are they very professsional with the way they have handled my case but they have also been very empathic with my situation as well which is greatly appreciated! They have been very prompt in returning my calls and e-mails and I really feel like they have truely listened to my questions and concerns and have answered them quickly and in great detail. I highly recommend the LAW OFFICES OF SUSAN A. MARTINEZ to anyone looking for an attorney!
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Gianna Occhiogrosso, experienced Criminal Defense, Family Law attorney in Hollywood, FL with 1 reviews
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17 Dec, 2011 by Samuel
GIanna is an amazing attorney. She fought hard to help me in my child support case and got me better results than I ever even hoped for. I would recommend her to anyone.
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Jason Alan Kapit, experienced Business, Criminal Defense attorney in Weston, FL with 1 reviews
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22 Nov, 2017 by Anonymous
Full disclosure, the attorney you are reading this review about just happens to be my husband. I have consulted with him, effectively hiring him to do anything and everything legal, financial, real estate related and otherwise. This is not a "please consider my husband" testimonial, but rather a synopsis from a former practicing attorney in the field with an objective view as it relates to the kinds of deals Jason Kapit handles. I know firsthand how difficult real estate transactions can be. Having practiced family law for almost a decade, much of the focus was concentrated around the division of assets, ultimately requiring the household residence to be sold. Having Jason Kapit handle these types of sensitive deals, with not only a keen understanding of real estate but also a legal perspective (contract language, negotiation), especially in the fraud-filled South Florida environment, was a welcomed sigh of relief for clients who were emotionally drained during such an arduous process. There is no shortage of Real Estate agents, but having an agent such as Jason Kapit, with this unique background is a major benefit to many clients I have represented in the past and it only stands to reason that any home buyer or seller would be hard-pressed to find someone comparable when it comes to assisting in residential real estate sales.
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Coury P Mascagni, experienced Family Law, Foreclosure attorney in Washington, DC with 1 reviews
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09 Dec, 2017 by Anonymous
Won the case in an expert way....brilliant lawyer. He was reliable, expert, honest, responsive to the problem.
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Paul Matthew Shipp, experienced Criminal Defense, Family Law attorney in Manhattan, KS with 1 reviews
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21 Jul, 2017 by Jeanette
With everything that was taken from me in an abusive marriage and all that was attempted in a prior custody battle, he came through... with intelligence, heart, toughness, and a type of resolve that isn't common among his professional peers. He does it out of the kindness of his heart through Legal Services and according to his internal moral compass. If he were to go into private practice, he would quickly gain the type of wealth that matches his ability. But there are those of us who benefit during the time being, the disenfranchised, railroaded, and/or abused, whom he saves the day for. He is a champion for children above all else. My boys owe their security, comfort, and happiness to Paul Shipp and I owe him a debt of gratitude for it I can never repay. He is humorous and down to earth... knows his business and looks out for his clients even if it means having to sternly realign them. You are lucky if you ever get him in your corner.
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Jarrad Carl Miller, experienced Business, Class Action attorney in Reno, NV with 1 reviews
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12 Apr, 2010 by Michelle
Jarrad is very pleasant to work with, and more importantly he is very knowledgeable with regards to the law and does his "homework" to know and understand all that is taking place with our business issue. Jarrad always makes himself available if we need to speak with on the phone, or if we communicate by email he is quick to answer. He also has an excellent paralegal who works closely with him, who is always available to discuss matters with or to pass on information to Jarrad. In my opinion, Jarrad offers excellent advice, and represents us as if he were a part of our company. I highly recommend Jarrad to anyone who wants an intelligent and caring attorney.
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Walter C. Jones IV, experienced Foreclosure, Personal Injury attorney in Palm Beach Gardens, FL with 1 reviews
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04 Feb, 2013 by Anonymous
I was in a car accident and knew nothing about Florida laws. Mr. Jones was very helpful and led me through the whole process. We made a great recovery.
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Ganka Alexandrova Hadjipetrova, experienced Business, Civil Rights attorney in Palo Alto, CA with 1 reviews
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03 Nov, 2011 by Magdalena
Although Mrs. Hadjipetrova could not finish my case (due to long absence from U.S,) she was constantly ready to help with exactly what was needed, no matter Monday or Sunday, day or night. And her calm and balanced personality it just misleading - she's 100% right into the point. Broadly knowledgeable, open-minded and naturally charismatic. The life experience and common sense are just another plus.
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Gil Lee Arbel, experienced Criminal Defense, Domestic Violence attorney in Encino, CA with 1 reviews
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29 Oct, 2015 by Anonymous
My real estate company hired Mr. Arbel to handle a legal issue between us and a large financial institution. I am more than happy with the results he obtained. The problem had been persisting for many months before we contacted Mr. Arbel, who resolved it in only two and a half weeks. He secured a settlement for us that complied with all of our demands. Mr. Arbel was diligent in keeping us informed of what he was doing and was persistent in getting answers from the opposing. His rate was very reasonable and he provided a log of all of his hours and work done. I definitely recommend Mr. Arbel as an attorney for any legal matter!
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What a Foreclosure Lawyer Can Do for You

A foreclosure lawyer specializes in helping homeowners navigate the legal complexities of foreclosure, working to protect their rights and potentially save their homes. Foreclosure lawyers assist homeowners facing foreclosure by negotiating with lenders, filing legal defenses, and representing them in court. They also help with loan modifications, short sales, and other alternatives to foreclosure. Whether you’re behind on mortgage payments or already in foreclosure proceedings, a lawyer can help you explore your legal options and work toward a solution.

If you’re at risk of losing your home, a foreclosure lawyer can provide guidance on how to stop or delay the foreclosure process and protect your financial future.

When Should I Hire a Foreclosure Lawyer?

You should consider hiring a foreclosure lawyer in several situations where you are facing financial difficulties with your mortgage. Common reasons to hire a lawyer include:

  • Facing foreclosure proceedings: If your lender has initiated foreclosure proceedings, a lawyer can help you file a legal defense and explore options for stopping or delaying the process.
  • Loan modification: If you want to modify the terms of your mortgage to make payments more manageable, a lawyer can help you negotiate with your lender and ensure that the modification complies with legal standards.
  • Challenging the foreclosure: If you believe your lender has violated foreclosure laws or the terms of your mortgage agreement, a lawyer can help you challenge the foreclosure in court.
  • Stopping a foreclosure sale: If your home is about to be sold at a foreclosure auction, a lawyer may be able to file for a temporary restraining order or injunction to halt the sale.
  • Short sale or deed in lieu of foreclosure: If you cannot afford to keep your home but want to avoid foreclosure, a lawyer can assist with arranging a short sale or a deed in lieu of foreclosure, where you voluntarily transfer ownership of the home to the lender to avoid foreclosure.
  • Filing for bankruptcy: If you’re unable to manage your mortgage debt and other financial obligations, a lawyer can advise whether filing for bankruptcy might stop foreclosure and help you restructure your debts.

Hiring a lawyer as soon as possible - especially when foreclosure is imminent - can provide you with more legal options to save your home or limit financial damages.

What Does a Foreclosure Lawyer Do?

A foreclosure lawyer provides a variety of legal services to homeowners facing foreclosure, working to protect their rights and help them avoid losing their homes. Their responsibilities often include:

  • Negotiating with lenders: A lawyer can negotiate with your lender to modify your mortgage or create a repayment plan, helping you avoid foreclosure by securing more favorable terms.
  • Filing a legal defense: If your lender is improperly foreclosing or has made errors in the foreclosure process, a lawyer can file a legal defense, challenging the foreclosure in court. Defenses may include violations of foreclosure laws, predatory lending practices, or failure to follow the terms of the mortgage.
  • Representing you in court: A lawyer can represent you in foreclosure proceedings, whether you are defending against the foreclosure, seeking more time to negotiate with the lender, or filing for bankruptcy.
  • Stopping or delaying foreclosure sales: If your home is scheduled for a foreclosure auction, a lawyer can help file a motion to stop or delay the sale, giving you time to explore other options.
  • Advising on bankruptcy: A foreclosure lawyer can assess whether filing for Chapter 7 or Chapter 13 bankruptcy would be beneficial, as bankruptcy can temporarily stop foreclosure and give you time to reorganize your finances.
  • Arranging short sales or deeds in lieu of foreclosure: A lawyer can help facilitate a short sale (selling the property for less than the mortgage balance) or a deed in lieu of foreclosure (transferring the property to the lender), which may allow you to avoid the foreclosure process.

How Are Foreclosure Lawyers Paid?

Foreclosure lawyers typically charge for their services based on the complexity of the case and the legal work involved. Common payment structures include:

  • Hourly rate: Many foreclosure lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and location.
  • Flat fee: For specific legal services, such as negotiating a loan modification or filing a bankruptcy petition, some lawyers offer a flat fee. Flat fees can range from $1,500 to $5,000, depending on the scope of the work.
  • Retainer: In more complex foreclosure cases, especially those involving ongoing negotiations with lenders or court appearances, a lawyer may require a retainer. This is an upfront payment that is billed against as the lawyer works on your case.
  • Contingency fee (rare): In some rare cases, particularly when suing a lender for wrongful foreclosure, a lawyer may work on a contingency fee basis. This means they only get paid if they win the case or settle on your behalf.

It’s important to discuss fees and payment arrangements with your lawyer upfront, especially if you are facing financial difficulties.

How Much Does a Foreclosure Lawyer Cost?

The cost of hiring a foreclosure lawyer depends on the complexity of the case, the lawyer’s experience, and the amount of time required to resolve the issue. General cost estimates include:

  • Hourly rates: Foreclosure lawyers typically charge between $150 and $500 per hour. For example, a simple case with 10 hours of legal work at $300 per hour would cost $3,000.
  • Flat fees: For straightforward services such as filing for bankruptcy or negotiating a loan modification, flat fees typically range from $1,500 to $5,000, depending on the complexity of the work.
  • Retainers: In more complex or ongoing foreclosure cases, a lawyer may require a retainer ranging from $2,500 to $10,000, depending on the length of the case and the lawyer’s experience.

In addition to legal fees, you may also need to cover additional costs, such as court filing fees or expenses related to property appraisals.

Top Questions to Ask a Foreclosure Lawyer

Before hiring a foreclosure lawyer, it’s important to ask key questions to ensure they have the necessary experience and approach to help you. Key questions to ask include:

  1. What experience do you have with foreclosure cases?
    Ensure the lawyer has experience handling foreclosure cases similar to yours and has successfully helped homeowners avoid foreclosure or negotiate better terms.
  2. How do you charge for your services?
    Clarify whether the lawyer charges by the hour, a flat fee, or requires a retainer, and ask for a detailed estimate of the total cost of their services.
  3. What are my options for stopping foreclosure?
    Ask the lawyer to explain the different legal strategies available for stopping or delaying foreclosure, such as loan modifications, filing a legal defense, or bankruptcy.
  4. What is the likelihood of success in my case?
    Ask the lawyer for an honest assessment of your case and the chances of successfully avoiding or delaying foreclosure.
  5. How long will the process take?
    Foreclosure cases can vary in duration, so ask the lawyer how long they expect the process to take and what factors might affect the timeline.
  6. Will I need to go to court?
    Ask whether your case is likely to settle out of court or if a trial may be necessary. If a trial is possible, ask what steps the lawyer will take to prepare.
  7. What steps can I take to protect my home?
    Ask the lawyer for advice on steps you can take to protect your home, such as making partial payments, negotiating with your lender, or exploring foreclosure alternatives.

How to Check the Credibility of a Foreclosure Lawyer

To ensure you are hiring a reputable foreclosure lawyer, take the following steps to verify their credentials and experience:

  • Check their bar status: Verify with your state bar association that the lawyer is licensed to practice law and has no disciplinary actions against them.
  • Look for foreclosure experience: Review the lawyer’s website or professional profile to ensure they specialize in foreclosure law and have successfully handled cases similar to yours.
  • Read client reviews and testimonials: Look for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about their experience with the lawyer.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on foreclosure matters.
  • Check for certifications or memberships: Look for lawyers who are members of organizations like the National Association of Consumer Advocates (NACA) or who have specialized certifications in real estate or foreclosure law.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a foreclosure lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • Mortgage documents: Bring a copy of your mortgage agreement, payment history, and any correspondence you’ve received from your lender, including foreclosure notices or demand letters.
  • Financial information: Provide information about your income, expenses, and debts, as this will help the lawyer assess your financial situation and determine the best legal strategy for your case.
  • Previous communications with your lender: If you’ve already tried to negotiate with your lender, bring any emails, letters, or records of phone calls that document these communications.
  • Court documents (if applicable): If foreclosure proceedings have already begun, bring any court documents related to the case.
  • Questions about your legal options: Prepare a list of questions about the foreclosure process, your options for avoiding foreclosure, and how the lawyer plans to help you.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice for protecting your home from foreclosure.

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