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18 Feb, 2025 by Jake clough
Fantastic experience! Zach is an incredible attorney and was a joy to work with!
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18 Feb, 2025 by Sahil patel
I've had the pleasure of working with Margules Law Group, and I can't recommend Zack highly enough. His professionalism, in-depth knowledge, and ability to navigate complex legal issues are truly impressive. Beyond that, Zack is incredibly personable and always makes himself available to answer any questions, no matter how big or small. His responsiveness and clear communication give you confidence that you're in great hands. If you're looking for a business law attorney who is both highly skilled and genuinely cares about his clients, Margules Law Group is the way to go!
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24 Jan, 2025 by Larissa jarrett
C.H. Law Firm has been outstanding in representing me. Their professionalism, attention to detail, and dedication to my case have been exceptional. They communicated clearly every step of the way, ensuring I felt confident and informed. I couldn’t have asked for better representation and highly recommend their services to anyone in need of reliable and effective legal counsel.
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13 Jan, 2025 by Philly pm
Super impressed with Anila and her expertise in law. She has been very helpful and thoughtful with regard to our situation. Highly recommended for your real estate legal needs!!
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20 Nov, 2024 by Luis a
We used this law firm for a quit claim deed. Anila was great throughout the entire process. Always quick to respond to my questions, however trivial they may have been. Very informative and patient. I would definitely recommend her and use this firm again should I have the need. Thank you.
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08 Oct, 2024 by Christen ritchey
Anila is an excellent attorney - responsive, efficient and does quality work. I highly recommend her!
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06 Feb, 2025 by Frandy aguiar
Scott took my case and brought it to a fair resolution. At all times he was available and patient with my questions and concerns. I definitely recommend him!
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31 Jan, 2025 by Skye cleans
I can’t say enough great things about Scott! From start to finish, he fought for me every step of the way and never left my side throughout the entire process. His dedication, knowledge, and commitment made a stressful situation so much easier to navigate. He truly cares about his clients and goes above and beyond to ensure the best possible outcome. If you’re looking for a workers’ comp attorney who will stand by you and fight for your rights, Scott is the one to call. Highly recommend!
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27 Jun, 2024 by Alex valcourt
Nice lawyer very helpful staff
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21 Jan, 2025 by Desiree
Valerie was an amazing asset to me and my legal inquiry. For months I tried to pinpoint my area of legal concern, the best method of approach, and to speak with an attorney that would listen fully to the explanation. Valerie was that attorney. Although Valerie did not specialize in my case, the consultation led me to an attorney who does. The diligence on the part of Valerie means everything. I have an opening and the first step of getting some much needed legal assistance. I am grateful.
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12 Aug, 2024 by Carolina
David is an excellent attorney across the board. He handled my case professionally and secured the desired outcome, and he was extremely supportive throughout the process.
David was clear and concise in his communication, and he helped explain not only what was happening but why. This was extremely important as I'd never been through the legal process, and helped me remain patient and calm until resolution.
I highly recommend David and his team. Thanks again!
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07 Dec, 2024 by Maritza
Carla was very helpful. She is very professional and makes it very simple to understand the whole bankruptcy process. She answered all my questions and was able to settle any doubts I had. Carla made the process quick and easy and explained everything thoroughly. Definitely I recommend her to everyone .
Thank you very much
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05 Aug, 2024 by Kelley
I can't say enough good things about my experience with Melanie Branch, who was my divorce attorney. My divorce after a 23-year marriage was very contentious and my ex-spouse wouldn't be reasonable at all, so after a process lasting more than 2 years (outside of our control due to the antics of my ex-husband), I had to have a full divorce trial. Melanie was utterly amazing at my trial. She had so much paperwork, many binders, all perfectly organized in detail and seemingly memorized. I was an emotional mess trying to hold it together, having never gone through anything like this before, and Melanie made everything look smooth and effortless. She fought hard for me on the most nerve-wracking day of my life, and even corrected errors made by my ex-spouse and opposing counsel. I couldn't be happier with Melanie's representation of me, it was impressive. I HIGHLY recommend her firm, Ghantous & Branch, and will always be grateful I chose Melanie Branch to represent me.
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19 Sep, 2024 by Deasha walker
I would like to take out time today to share with the world how important it is to take care of yourself. You need good, professional, and driven people to represent you. Tim Powderly and his team are successfully demonstrating this with KINDNESS. They made this process not only easy for me BUT I now have my life back on track and moving forward more confident. THANK YOU, TIM POWDERLY, for educating me and representing your community very well.
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13 Oct, 2024 by Anonymous
Expert attorney that understands the law and is able to synthesize information for his clients. Have been seeking Jason’s guidance on matters for years.
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11 Sep, 2024 by Steve
Fast call back after an initial inquiry, Ira and his staff were fast and efficient in telling you how much his services cost, how long the process will take and the outcome. He has a no nonsense approach to solving your problems with opposing counsel and mortgage firm. His staff works closely with you to help gather all necessary information and documents to get you the best outcome. Ira and his staff are courteous , fast and efficient. This service costs like others but the results are excellent. My issue was a tough one and they came through...Give him a call!
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24 Dec, 2024 by Anonymous
Mr. Bilski represented me in a foreclosure action on my home. He gave excellent advice and was able to reach a settlement with the bank and had my loan modified to an affordable monthly mortgage payment. A very knowledgeable attorney and would highly reccomend him
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30 Jul, 2024 by Dj
While trying to help a family member out of a tough foreclosure situation that was due to occur within 30 days, we reached out to Matt. Within 48 hrs Matt had, in clear plain english, provided a very clear understanding of our options, potential actions and remedies. We then retained him to help us steer thru this matter. The very next day he was filing paperwork with the court and within just a few weeks we received a favorable outcome preventing the foreclosure action and allowing our family member to get back on track. Matt's pricing is fair, his responses were very prompt. We cannot thank him enough for solving this situation quickly and so professionally.
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24 Oct, 2024 by Naomi hernandez
I was very very impressed with the professionalism and expertise of Wolfson & Leon. After my accident, I was unsure of where to turn, but their compassionate and knowledgeable team guided me through the entire process. From the initial consultation to the settlement, they were transparent, communicative, and dedicated to securing the best possible outcome. Their unwavering support and relentless advocacy made a significant difference in my recovery. I highly recommend Wolfson & Leon to anyone seeking exceptional legal representation and genuine care. They truly make a difference in people's lives
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22 Oct, 2024 by Norley gudino
I cannot recommend Wolfson & Leon enough! From the very first consultation, I felt welcomed and supported. They took the time to listen to my situation and provided clear, honest guidance on the legal process.
Throughout my case, they demonstrated exceptional knowledge and professionalism. They kept me informed every step of the way, answering all my questions promptly and thoroughly. Their dedication to my case was evident, and I truly felt that they were fighting for my best interests.
Thanks to their hard work, I received a settlement that exceeded my expectations. I am grateful for their expertise and compassion during such a challenging time in my life. If you’re in need of a personal injury lawyer, look no further than Wolfson & Leon. They truly care about their clients and will work tirelessly to achieve the best possible outcome!
¡No puedo recomendar a Wolfson & Leon lo suficiente! Desde la primera consulta, me sentí bienvenida y apoyada. Se tomaron el tiempo para escuchar mi situación y me proporcionaron una orientación clara y honesta sobre el proceso legal.
A lo largo de mi caso, demostraron un conocimiento y profesionalismo excepcionales. Me mantuvieron informada a cada paso del camino, respondiendo a todas mis preguntas de manera rápida y exhaustiva. Su dedicación a mi caso fue evidente, y realmente sentí que estaban luchando por mis mejores intereses.
Gracias a su arduo trabajo, recibí un acuerdo que superó mis expectativas. Estoy agradecida por su experiencia y compasión durante un momento tan difícil en mi vida. Si necesitas un abogado de lesiones personales, no busques más allá de Wolfson & Leon. ¡Realmente se preocupan por sus clientes y trabajarán incansablemente para lograr el mejor resultado posible!
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22 Oct, 2024 by Janelle van eps
Tuve una excelente experiencia con este bufete de abogados de lesiones personales y los recomiendo altamente. Fueron increíblemente profesionales, compasivos y atentos durante todo mi caso. Desde el primer día, se aseguraron de que comprendiera el proceso legal y me mantuvieron informado en cada paso del camino. Su dedicación para obtener el mejor resultado para mí fue evidente, y trabajaron incansablemente para asegurarse de que recibiera una compensación justa por mis lesiones. Su equipo bilingüe fue especialmente útil, haciendo que me se sintiera apoyada y cuidada. Si buscas un equipo que realmente se preocupe y luche por ti, este es el bufete que debes elegir.
I had an excellent experience with this personal injury law firm and highly recommend them. They were incredibly professional, compassionate, and attentive throughout my case. From day one, they made sure I understood the legal process and kept me informed every step of the way. Their dedication to securing the best outcome for me was clear, and they worked tirelessly to ensure I received fair compensation for my injuries. Their bilingual team was especially helpful, making me feel supported and cared for. If you're looking for a team that genuinely cares and will fight for you, this is the firm to choose.
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17 Oct, 2024 by Niko g
Following a motorcycle accident, I was restricted from working for 4 months. Being a self employed carpenter with 2 broken wrists and out of work that long had me stressed.
Having been referred by a family member, I felt confident that Maurizio would be able to help me get the compensation I needed while I was down. He was on top of things from start to finish so all I had to do was focus on my recovery. He fought for me and got every last dollar, even going above and beyond to help with insurance issues after the settlement to ensure nothing was left on the table. He was thorough, responsive and honest throughout the process.
Maurizio wouldn't accept anything but the best for me, I highly reccomend seeking his help if you need an attorney.
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13 Oct, 2024 by Sebastian sanchez
From the day of my accident through the day of settlement, Maurizio was more than diligent and informative of my situation. He fought hard for me over the course of 3 years to ensure I was compensated for injury and loss to the fullest extent possible. Maurizio also worked endlessly to find the right doctors and specialists to help me with my injury, all of whom were as kind and caring as Maurizio. If I'm ever in need of an attorney again, I'll be looking forward to working with Maurizio
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12 Oct, 2024 by C escobar
Attorney Lancia meticulously pursued the comprehensive policy for my automotive accident injury case. His exceptional attention to detail and consistent overperformance in handling cases are evident. Throughout the legal proceedings, Attorney Lancia maintained open and transparent communication, ensuring that I was fully informed of all developments. Furthermore, he promptly responded to any inquiries or concerns that arose.
I highly recommend Attorney Lancia for any personal injury, family law, or other legal matters.
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31 Aug, 2024 by Schae cooke
My first experience with a lawsuit was made more than bearable with John Chilson and Jarod Koenig as counsel. They made my case personal and not just a business transaction. If I could do it over, I would choose Comerford, Chilson & Moser every single time!!
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30 Aug, 2024 by Tony cox
We chose Comerford Chilson & Moser law firm because they were recommended by a highly reputable attorney in our area. We not only found them to be the most knowledgeable, diligent, and professional law firm, we found them to be caring, concerned, and sympathetic to what our family had experienced. They led us through the entire legal process with ease and we had a better outcome than we could have imagined. John Chilson and Jared Koenig became like family during our time with them. Comerford, Chilson, and Moser's reputation for excellence is well-known among opposing legal teams."
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19 Aug, 2024 by Colin bohannon
This is the only experience with a lawyer I have ever had and I cant imagine having a more knowledgeable and caring attorney then JK Moser
When our legal journey started I was not sure if we had a case. I just wanted someone to talk to and its seemed like a lot of the other law offices I called did not want to talk, just for me to submit an email to them to review. That changed when I contacted Comerford Chilson and Moser.
My attorney ended up being JK Moser and that was truly a blessing. Despite it not being an ideal circumstance for my family, JK over the course of our case worked tirelessly for me, my wife, and children. JK kept us constantly updated with what was going on with our case. He always made me feel like he was not only fighting for the best resolution for my children and I, but also to preserve the legacy of my wife. If you are looking for an attorney to represent you or a loved one then I can’t think of better hands for you to be in.
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02 Aug, 2024 by Beverly s
Pam worked with me across many years as a consultant during a very difficult and emotional divorce. She is a bright and savvy lawyer who was also very personable and supportive when I needed it most. Across the years she consulted, Pam was able to help me navigate and understand not only what my legal rights were, but also those of my daughter. Additionally, I appreciated her honesty during some very difficult conversations. I would highly recommend Pam as an attorney or consultant, and will be forever grateful for all of her support.
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15 Jul, 2024 by Hans blickman
My referral to Pam Schaefer occurred during a very confusing and stressful time.
My original attorney, who had very ably represented me, knew that there were remaining issues after the final ruling that would necessitate ongoing litigation. He was not keen on this, as he had developed an antipathy to my ex-wife.
He suggested someone different, and recommended someone he had very high regard for. I was apprehensive, needless to say.
During our first meeting Pam succinctly outlined the issues. She also accurately, it turned out, predicted the uphill climb we faced. Never wavering, staunchly in my corner, she and her office shepherded me through this very trying minefield.
Yes, it is true: after a settlement both parties should be a little unhappy. Schaefer law kept my unhappiness manageable. Much appreciated.
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02 Jul, 2024 by Carole zaki
Pam has a thorough knowledge of the law and defended my case with determination. She was very competent and compassionate. She and her team reassured me at a tough time and kept the communication transparent. I highly recommend this law firm.
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27 Feb, 2024 by Ryan roche
23 Feb, 2024 by Cam ruhland
10 Jan, 2024 by Einas schifferle
Aaron did an excellent job in helping me. He kept me constantly updated on any and all activity in my case. Also always timely in our meetings. He worked tirelessly until he found a solution to my problem. I strongly recommend him for your legal needs.
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27 Oct, 2024 by Kara d.
Best TRO lawyer! We called him Magic with the favorable outcome of our case. He is highly knowledgeable and professional. He walked us through every step of the process and was in constant communication which helped put our minds at ease. I wish he practiced all types of law because I would hire him for everything! Everyone should have someone like Mike on their side. We are forever grateful for his expertise and support during a very difficult time in our lives. Thank you Mike!
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30 Apr, 2024 by Chuy ponce
Michael was not only very understanding and knowledgeable, he also gave me great comfort in my situation. I suffer from panic attacks as well as extreme anxiety and he went to court for me and handled the whole thing for me. I find myself in a way more comfortable situation and would recommend him to anyone in a jam. If I find myself or a loved one in my predicament I know who I’m going to call. Thank you Michael!
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23 Jun, 2023 by Jacob gonzalez
At 20 years old I thought my life was over. I had 3 felonies that were all pending and going to be charged on me all at once, with one of them possibly giving me a strike. I contacted around 5 lawyers in the San Diego area that were asking me for outrages prices up front just to even meet up with me to discuss my cases. That’s when I met Michael L Stuart and he was the most professional criminal defense lawyer I have ever met. My license was suspended, so he even was able to show up at my house and discuss my cases with me and my parents. He showed up and was really professional and handled all three of my felony cases for a very reasonable price. I had possession of an unregistered firearm felony, assault felony, and possession of a controlled substance with intent to sell felony all pending at once. Once I hired him he immediately started working on my cases and was able to make reasonable payment plans and was very polite, respectful, professional, and all in all cared about me. Thanks to him, I was able to not get a strike on my record, and given a few months in prison with 6 months probation. Thanks to Mr. Stuart I have my freedom and life back, and am 2 years away from earning a college degree. I would highly recommend Mr. Stuart to anybody that’s made a mistake and is looking for an honest hard working lawyer.
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26 Jan, 2025 by Pedro rivera
Le Chen is thorough and very professional. My journey began around September 2024, and here we are January 2025, and I’m an American citizen. Le Chen is worth every dollar and more.
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25 Dec, 2024 by Yer gonza
I was lucky enough to be help by this law firm. Very responsive and trust worthy. They guided me all the way to the end. I would definitely recommend them.
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18 Dec, 2024 by Xianli meng
我的绿卡申请被拒之后，通过谷歌找到了陈律师，她非常细心和耐心的了解我的情况和问题，帮助我重新递交了绿卡申请，通过一年半的时间，我获得了十年的绿卡。非常感谢陈律师的真诚帮助！🙏🙏👍👍🌹🌹❤️❤️
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30 Mar, 2024 by Barbara quintero
Jason Oleman is not your average attorney. His vast experience speaks for itself, and his dedication to his clients is truly commendable. when I found myself in need of a criminal attorney, Jason Oleman came highly recommended. His wealth of experience was evident from the start, and his positive, compassionate approach immediately put me at ease during a challenging time. Jason's kindness and professionalism truly set him apart as an exceptional legal advocate - I couldn't recommend him more highly.
- Barbara
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22 Nov, 2022 by D m
10 Nov, 2022 by Bobby joseph
Matt Marin was very responsive and directed us to an attorney who specialized in our area of concern. We are very pleased with his counsel.
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08 Oct, 2024 by Sue dempster
Stevens & Day wrote our will with us and made it so easy for us to make the decisions that needed to be made. They also helped tremendously with my mother's estate, solving some problems that arose. They were very responsive and helpful.
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04 Jun, 2024 by Maryann heath
16 Sep, 2022 by George brown
Great law office they work hard for client
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01 Nov, 2024 by Amy brailsford
I have absolutely no regrets with my choice to trust Brad Boyce with the sale of my house. His wide knowledge base and experience with selling homes of all sizes was an invaluable asset in this current housing market. He was honest and upfront about what I needed to do to prepare my home to sell and went above and beyond in his efforts to help me accomplish each task. As a single mom, his sensitivity to my needs is much appreciated. In addition, he kept a cool head when negotiations were tough and I am 100% satisfied that I got the highest dollar amount I could have hoped to receive for my home. Bravo Brad!
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02 May, 2024 by Clark price
Brad Boyce was extremely knowledgeable and professional. He also was very low pressure allowing my wife and me to find a house that met our specific needs. He was a pleasure to work with. Highly recommended!
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20 Nov, 2023 by Ashlee gill
There’s no better realtor out there! Brad’s expertise is top notch! He helped us sell our house and we dealt with a lot of complications and helped us through it all. He put in so much time and work into selling our house. He has great attention to detail, he’s super reliable, and he is very professional. We were so happy to work with Saratoga Realty!
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14 Jan, 2025 by Vilma morales
Nosotros la familia Mateo-Morales estamos muy agradecidos con sus orientaciones con nuestros asuntos legales,todo claro y correcto y sobretodo la humildad que demostraron en todo,mil gracias.
Nos sentimos muy honrados en ser sus clientes.
Bonito día y feliz año!!!!!!
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22 Nov, 2024 by Milagros perez
Amabilidad, Rapidez y muy profesional.
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07 Nov, 2024 by Norma maisonet
Estoy muy agradecida por la ayuda que me brindó. Muy profesional y te guían de la mano en todo el proceso. Se la recomiendo. Muchas gracias por su ayuda.
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09 Sep, 2024 by Jana gerard
I can not say enough about how HELPFUL, thoughtful, professional and genuine. It was just what I needed. They went above and beyond to help me over seven years. I can't give them high enough praise.
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27 Jun, 2024 by Chris klinge
I can't say enough good things about my experience with Drew and his Paralegal Tasha through the process of my bankruptcy. It's not like it used to be where you can go in and file on your own, I highly advise working with drew if you are considering it. You won't regret it, everything is very cut and dry, they handle everything and coach you through the entire process. Thanks Drew, you have changed my life for the better with your drive to serve your clients and professionalism through the process.
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13 Jun, 2024 by Rich thurman
Drew and Tasha were amazing to work with and made my process easy.
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20 Apr, 2024 by Ashley pearce
19 Sep, 2023 by Jonathan farrell
Unmatched Compassion
Matthew Giangrosso of Allen Stahl + Kilbourne is an exceptional attorney who deserves praise. He defended my family against a menacing neighbor with professionalism, compassion, and unmatched dedication. What truly sets him apart is his responsiveness and genuine concern, making you feel valued regardless of your financial status. I wholeheartedly recommend Matthew Giangrosso to anyone seeking legal help. He's a true hero in the legal world!
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30 May, 2023 by Kathryn small
Have trusted Allen Stahl + Kilbourne with our legal items and they've been instrumental in helping us navigate legal matters of every aspect.
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20 Feb, 2023 by Fatime ahmed
This firm is all about helping people . They are not money hungry and really know their stuff.
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21 Mar, 2022 by Joe lalumera
28 Apr, 2021 by R. keith ries
Best personable lawyers around. They truly care and are very helpful.
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04 Dec, 2024 by Erica dos santos
“A highly knowledgeable and dedicated attorney who consistently goes above and beyond to deliver exceptional results. Their expertise, professionalism, and clear communication make them an invaluable advocate.”
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24 Jun, 2024 by Genise neus
Thank you, Melissa, for providing such great service. The divorce process has been an emotional rollercoaster. You help made this process as smooth as possible. I also appreciate you for taking the time to explain/address all my concerns. Wishing you and your team all the best.
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17 May, 2023 by Erick morrison
I had the pleasure of working with an exceptional family lawyer specializing in divorce cases in Doral, Florida. Her expertise, and dedication were truly outstanding. She provided affordable fees, prioritized child support matters, and displayed remarkable professionalism. I highly recommend this lawyer to anyone seeking a divorce lawyer in Doral, as their exceptional qualities make them an invaluable advocate in the field of family law.
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06 Feb, 2025 by Debbie abdella
Becky Clark was recently my lawyer during a very trying time and helped me navigate in a timely, efficient, and with the best possible outcome I was hoping for. Her compassion and empathy for my situation allowed me to feel comfortable and confident each step was being treated with the highest level of integrity and the grit needed to finalize my parenting plan. I highly recommend her and know you will be in good hands!
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24 Oct, 2024 by Stephanie davis
I have never been more impressed by a lawyer. Travis is friendly and beyond knowledgeable. He was so helpful and straight-forward. His best interest is definitely his clients. I couldnt ask for a better experience.
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16 Oct, 2024 by Gianna robles
Very friendly and knowledgeable. I am very thankful for the help Travis gave me today. I would love to be represented by them.
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20 Feb, 2024 by Randy ramsey
I have used Howard Stalling law firm for more than a decade and have always been impressed by their professionalism, ability to work through issues and attention to detail. I highly recommend this form to anyone in need of their services.
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13 Feb, 2024 by William brister
The Howard Stallings group is heads and shoulders above your typical law firm. Their services are thorough, professional, timely and most of all, friendly. I've enjoyed dealing with Beth Atkins and her partners for over thirty years. I highly recommend this firm.
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12 Feb, 2024 by Mike thompson
I have dealt with this group for over 20 years. Their support and responses have always been prompt and professional. We will continue to use the group for our legal needs. Good group.
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31 Jan, 2025 by Supa psych
31 Jan, 2025 by Franckly cherilus
I can’t thank Marci Ball’s law firm enough for their incredible support after my car accident. From day one, they were professional, compassionate, and dedicated to my case. The team kept me informed every step of the way and fought tirelessly to ensure I received the best outcome possible. Their attention to detail and expertise made a stressful situation much more manageable. I couldn’t have asked for a better team to represent me. Highly recommend to anyone in need of top-notch legal assistance!
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23 Jan, 2025 by Randy ritchie
My wife saw one of the best Personal Injury Attorneys, Jeff Martz. Jeff was attentive to my wife’s needs and showed confidence in her case. Not only did he help us get what we deserved but it was more than we expected. We would highly recommend him to our family and friends.
Randy R
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FAQs
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What a Foreclosure Lawyer Can Do for You
A foreclosure lawyer specializes in helping homeowners navigate the legal complexities of foreclosure, working to protect their rights and potentially save their homes. Foreclosure lawyers assist homeowners facing foreclosure by negotiating with lenders, filing legal defenses, and representing them in court. They also help with loan modifications, short sales, and other alternatives to foreclosure. Whether you’re behind on mortgage payments or already in foreclosure proceedings, a lawyer can help you explore your legal options and work toward a solution.
If you’re at risk of losing your home, a foreclosure lawyer can provide guidance on how to stop or delay the foreclosure process and protect your financial future.
When Should I Hire a Foreclosure Lawyer?
You should consider hiring a foreclosure lawyer in several situations where you are facing financial difficulties with your mortgage. Common reasons to hire a lawyer include:
- Facing foreclosure proceedings: If your lender has initiated foreclosure proceedings, a lawyer can help you file a legal defense and explore options for stopping or delaying the process.
- Loan modification: If you want to modify the terms of your mortgage to make payments more manageable, a lawyer can help you negotiate with your lender and ensure that the modification complies with legal standards.
- Challenging the foreclosure: If you believe your lender has violated foreclosure laws or the terms of your mortgage agreement, a lawyer can help you challenge the foreclosure in court.
- Stopping a foreclosure sale: If your home is about to be sold at a foreclosure auction, a lawyer may be able to file for a temporary restraining order or injunction to halt the sale.
- Short sale or deed in lieu of foreclosure: If you cannot afford to keep your home but want to avoid foreclosure, a lawyer can assist with arranging a short sale or a deed in lieu of foreclosure, where you voluntarily transfer ownership of the home to the lender to avoid foreclosure.
- Filing for bankruptcy: If you’re unable to manage your mortgage debt and other financial obligations, a lawyer can advise whether filing for bankruptcy might stop foreclosure and help you restructure your debts.
Hiring a lawyer as soon as possible - especially when foreclosure is imminent - can provide you with more legal options to save your home or limit financial damages.
What Does a Foreclosure Lawyer Do?
A foreclosure lawyer provides a variety of legal services to homeowners facing foreclosure, working to protect their rights and help them avoid losing their homes. Their responsibilities often include:
- Negotiating with lenders: A lawyer can negotiate with your lender to modify your mortgage or create a repayment plan, helping you avoid foreclosure by securing more favorable terms.
- Filing a legal defense: If your lender is improperly foreclosing or has made errors in the foreclosure process, a lawyer can file a legal defense, challenging the foreclosure in court. Defenses may include violations of foreclosure laws, predatory lending practices, or failure to follow the terms of the mortgage.
- Representing you in court: A lawyer can represent you in foreclosure proceedings, whether you are defending against the foreclosure, seeking more time to negotiate with the lender, or filing for bankruptcy.
- Stopping or delaying foreclosure sales: If your home is scheduled for a foreclosure auction, a lawyer can help file a motion to stop or delay the sale, giving you time to explore other options.
- Advising on bankruptcy: A foreclosure lawyer can assess whether filing for Chapter 7 or Chapter 13 bankruptcy would be beneficial, as bankruptcy can temporarily stop foreclosure and give you time to reorganize your finances.
- Arranging short sales or deeds in lieu of foreclosure: A lawyer can help facilitate a short sale (selling the property for less than the mortgage balance) or a deed in lieu of foreclosure (transferring the property to the lender), which may allow you to avoid the foreclosure process.
How Are Foreclosure Lawyers Paid?
Foreclosure lawyers typically charge for their services based on the complexity of the case and the legal work involved. Common payment structures include:
- Hourly rate: Many foreclosure lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and location.
- Flat fee: For specific legal services, such as negotiating a loan modification or filing a bankruptcy petition, some lawyers offer a flat fee. Flat fees can range from $1,500 to $5,000, depending on the scope of the work.
- Retainer: In more complex foreclosure cases, especially those involving ongoing negotiations with lenders or court appearances, a lawyer may require a retainer. This is an upfront payment that is billed against as the lawyer works on your case.
- Contingency fee (rare): In some rare cases, particularly when suing a lender for wrongful foreclosure, a lawyer may work on a contingency fee basis. This means they only get paid if they win the case or settle on your behalf.
It’s important to discuss fees and payment arrangements with your lawyer upfront, especially if you are facing financial difficulties.
How Much Does a Foreclosure Lawyer Cost?
The cost of hiring a foreclosure lawyer depends on the complexity of the case, the lawyer’s experience, and the amount of time required to resolve the issue. General cost estimates include:
- Hourly rates: Foreclosure lawyers typically charge between $150 and $500 per hour. For example, a simple case with 10 hours of legal work at $300 per hour would cost $3,000.
- Flat fees: For straightforward services such as filing for bankruptcy or negotiating a loan modification, flat fees typically range from $1,500 to $5,000, depending on the complexity of the work.
- Retainers: In more complex or ongoing foreclosure cases, a lawyer may require a retainer ranging from $2,500 to $10,000, depending on the length of the case and the lawyer’s experience.
In addition to legal fees, you may also need to cover additional costs, such as court filing fees or expenses related to property appraisals.
Top Questions to Ask a Foreclosure Lawyer
Before hiring a foreclosure lawyer, it’s important to ask key questions to ensure they have the necessary experience and approach to help you. Key questions to ask include:
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What experience do you have with foreclosure cases?
Ensure the lawyer has experience handling foreclosure cases similar to yours and has successfully helped homeowners avoid foreclosure or negotiate better terms. -
How do you charge for your services?
Clarify whether the lawyer charges by the hour, a flat fee, or requires a retainer, and ask for a detailed estimate of the total cost of their services. -
What are my options for stopping foreclosure?
Ask the lawyer to explain the different legal strategies available for stopping or delaying foreclosure, such as loan modifications, filing a legal defense, or bankruptcy. -
What is the likelihood of success in my case?
Ask the lawyer for an honest assessment of your case and the chances of successfully avoiding or delaying foreclosure. -
How long will the process take?
Foreclosure cases can vary in duration, so ask the lawyer how long they expect the process to take and what factors might affect the timeline. -
Will I need to go to court?
Ask whether your case is likely to settle out of court or if a trial may be necessary. If a trial is possible, ask what steps the lawyer will take to prepare. -
What steps can I take to protect my home?
Ask the lawyer for advice on steps you can take to protect your home, such as making partial payments, negotiating with your lender, or exploring foreclosure alternatives.
How to Check the Credibility of a Foreclosure Lawyer
To ensure you are hiring a reputable foreclosure lawyer, take the following steps to verify their credentials and experience:
- Check their bar status: Verify with your state bar association that the lawyer is licensed to practice law and has no disciplinary actions against them.
- Look for foreclosure experience: Review the lawyer’s website or professional profile to ensure they specialize in foreclosure law and have successfully handled cases similar to yours.
- Read client reviews and testimonials: Look for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about their experience with the lawyer.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on foreclosure matters.
- Check for certifications or memberships: Look for lawyers who are members of organizations like the National Association of Consumer Advocates (NACA) or who have specialized certifications in real estate or foreclosure law.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a foreclosure lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
- Mortgage documents: Bring a copy of your mortgage agreement, payment history, and any correspondence you’ve received from your lender, including foreclosure notices or demand letters.
- Financial information: Provide information about your income, expenses, and debts, as this will help the lawyer assess your financial situation and determine the best legal strategy for your case.
- Previous communications with your lender: If you’ve already tried to negotiate with your lender, bring any emails, letters, or records of phone calls that document these communications.
- Court documents (if applicable): If foreclosure proceedings have already begun, bring any court documents related to the case.
- Questions about your legal options: Prepare a list of questions about the foreclosure process, your options for avoiding foreclosure, and how the lawyer plans to help you.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice for protecting your home from foreclosure.
