Filter by

Frederick William Schwinn, experienced Appeals, Business attorney in San Jose, CA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
29 May, 2022 by Mira r.
Fred was great! He helped me resolve the issue with western dental. Western dental refused to return my money after canceling the job they promised to do. For several months I called western dental, asking them for refund. I finally ran into Fred, who easily solved the problem. Soon after I got full refund! Thank you Fred!
Read more Avvo
star star star star star
19 Oct, 2021 by John
Received a judgement for a credit card l defaulted on over 10 years ago, they were going to take 25% of my wages by garnishing my paychecks. Over the years I avoided the paperwork and didn’t have the money to pay it off. Looking all over the internet for a local consumer attorney to guide me through this situation. While l was reading reviews l came across Mr. Fred Schwinn and just go in my car and drove over to his office. Upon my arrival Fred met me at the entrance and right away took me back to his office and looked up my case. Fred instructed me to go pick up some paperwork for him downtown, with paperwork in hand the next morning I was back in Fred’s office, sat down and discussed a few things with Fred and he, of course, just happened to know the collection agency that garnished my wages. Fred solved my situation in a matter of minutes! We reached an agreement and it was over right then and there. I’m sure it all depends on the situation but the minute l met Fred l said to myself this is my guy. Big Thank You To Mr. Fred Schwinn And The Consumer Law Center John G
Read more Avvo
star star star star star
20 Aug, 2021 by Tim
I consulted Fred Schwinn regarding a debt-buyer's action to reopen an out-of-state vacated and dismissed case. As a result of Fred's professional knowledge and experience, Fred informed me of the exact document I needed for my defense. I obtained this critical document and it was sent to the debt-buyer's attorney. Due to this supporting evidence, my case was again vacated and dismissed in court. I am forever grateful...Fred Schwinn is the very best consumer law attorney!
Read more Avvo
See more
William Ralph Carlisle, experienced Appeals, Business attorney in Winder, GA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
14 Apr, 2022 by K.thomas
I've been represented twice now by Luke & Carlisle Law Firm. Both occasions related to a negative period of my life in which Luke has been there to tackle both issues resulting in both suits being dismissed. If you're ever in need of representation, please don't hesitate to give Luke & Carlisle Law Firm a call.
Read more Avvo
star star star star star
27 May, 2021 by Tresmen
Luke has now successfully helped myself and my wife with two separate debt cases. He is definitely a family favorite. There were 0 issues with the case and just an excellent experience overall. I would recommend him to anyone in a similar situation as my wife and I were in. Thank you Luke Bolden.
Read more Avvo
star star star star star
02 Feb, 2021 by Christopher
I really did not know what to expect when I hired him but I am quite pleased. He got the facts of my case and with his online portal, I was able to follow as my case progressed through the system. Although, I did not contact him often, he always answered my email promptly and professionally. As I told him today, I hope I would never have to hire him again because of the type of law he practices but would not hesitate to do so if I found myself in need of his services.
Read more Avvo
See more
Sherry Lee Ellis, experienced Bankruptcy, Debt Settlement attorney in Sarasota, FL with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
05 Oct, 2023 by Anonymous
I was so terrified having to go thru bankruptcy. Sherry moves quick to get things rolling, very knowledgeable, easy to talk to, sweet, and understanding. Sherry is worth every penny you'll spend for her to help you out
Read more Avvo
star star star star star
04 Oct, 2023 by Nydia
It's not easy to file for bankruptcy, let alone find a reputable attorney. I didn't want to talk about it to any of my friends or relatives, so my husband googled "Best Bankruptcy Lawyer in Sarasota, FL" and Ms. Sherry Ellis' name popped up. I've had no regrets since contacting her. The amount of paperwork was insurmountable but Ms. Sherry explained the need and how it would help to determine the type of bankruptcy to file for. She has guided me throughout the whole process and was at my side during the court intervention. I didn't feel alone or ashamed of having to file for bankruptcy at all.
Read more Avvo
star star star star star
10 Jul, 2023 by Barbara
She has a great attitude and is there to help her clients. No matter if its filing bankruptcy or holding off. Which chapter to file she has all the knowledge you need!! Her empathy knows no bounds and she is there for you and will help or refer you to exactly to the best route for you.
Read more Avvo
See more
Shawn L Stone, experienced Bankruptcy, Consumer Protection attorney in Phoenix, AZ with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
09 Feb, 2024 by Brittany m
Mr Stone and his team were absolutely wonderful when I went in for assistance with some legal finance issues I was having. Communicative, informative, willing to answer any question I had, no matter what. I would recommend Stone Law to anyone. They were absolutely perfect. I will definitely go back if I need help in the future. Brittany M
Read more Avvo
star star star star star
16 Jan, 2024 by Kacie
My whole bankruptcy process went smoothly and Shawn was amazing about explaining everything in detail and answering all my questions. All staff were friendly, knowledgeable, and helpful. I highly recommend Shawn Stone!
Read more Avvo
star star star star star
10 Jan, 2024 by Anonymous
Stone Law Group was very knowledgeable & helped guide me through the entire process with ease! I would recommend them!
Read more Avvo
See more
Quentin Ray Carr, experienced Bankruptcy, Business attorney in Clarkesville, GA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
05 Jan, 2023 by Anonymous
Handled my bankruptcy case. was very pleased and satisfied with Quentin's attention to my case. He covered all my questions and then some leaving me feeling less embarrassed and more confident that my case was not just another deadbeat filing for relief. I will definitely use his firm again should i need other legal assistance. Thanks Quentin, you made a bad time in my life a little less humiliating.
Read more Avvo
star star star star star
04 Feb, 2022 by Anonymous
I searched online for a good lawyer to represent me in my area and I found that Quentin Carr has the most positive reviews. I hired him and he made the bankruptcy process easy and answered all of my questions and concerns. I definitely recommend him and will hire him again for future legal matters.
Read more Avvo
star star star star star
29 Sep, 2021 by Anonymous
Mr. Carr answered all of my questions honestly and professionally. He walked me through the entire process using clear terms and directions. I am very thankful for his service and professionalism in helping me to file and resolve my case.
Read more Avvo
See more
Sabrina A. Parker, experienced Debt Settlement, Family Law attorney in Atlanta, GA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
22 Apr, 2024 by Ann
Ms Parker was very professional and caring she provided excellent advice and consultation I would definitely recommend this law firm to anyone who needs legal assistance and consulting
Read more Avvo
star star star star star
01 Mar, 2022 by Leslie
Very responsive and direct. Sabrina was able to provide guidance and work with courts to finalize a nasty divorce in record time. I highly recommend this firm if you want thorough, honest and timely service.
Read more Avvo
star star star star star
07 Mar, 2021 by Shannon
She assisted with a super speeder ticket for my son. Incredibly responsive, organized, thorough, helpful, and supportive throughout the entire process. Extremely grateful and appreciative of all her assistance!
Read more Avvo
See more
Stephen Thomas Craig, experienced Debt Settlement attorney in Denver, CO with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
05 Jul, 2024 by Blancaakers272
I came to Trident with over $90,000 of credit card debt. Several factors attracted me to the firm. I researched dozens of firms before selecting Trident to help me with my problem debt. Most other firms wanted their fee upfront without any guaranteed results. Even firms that had a mixture of fixed and results driven fees wanted several thousand dollars upfront. Trident was the only debt settlement company that derived all of their fees based on the amount of savings the negotiated. In addition to their fair and favorable fee structure, Trident is run by an experienced bankruptcy attorney who takes every situation and advises the best possible solution. The firm delivered on everything they promised and exceeded my expectations.
Read more Avvo
star star star star star
05 Jul, 2024 by Pricepaula930
Words do not begin to express how grateful I am to Steve Craig for helping settle and resolve debt in lightning speed. I began the process in August and my goals were reached by year-end 2014. Steve is extremely knowledgeable. He and his colleague, Alex, were always kind, understanding, respectful and professional during a difficult time. While I now work to clear my credit report in 2015, I look forward to the New Year! It is a New Day! My hard work and Trident's has changed my life. Thank you Steve and Alex from the bottom of my heart. I highly recommend Trident.
Read more Avvo
star star star star star
05 Jul, 2024 by Ronaldramirez154
I am definitely pleased with every thing that Steve has helped me with. He stepped up and let me know what needed to be done to make sure I was taken care of. He went out of his way to make sure I followed through with all the steps, and now I am on my way to being debt free. I definitely recommend using his services and will for sure be using his help in the future.
Read more Avvo
See more
Edward Charles Christman JR, experienced Bankruptcy, Debt Settlement attorney in Towson, MD with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
29 Mar, 2022 by Jeffrey
Mr. Christman, explained everything in simple terms about the whole process with both chapters of 7 and 13 bankruptcy. Any time we called with questions either Mr. Christman or someone from his staff called us back in a quick and timely manner. I would highly recommend Mr. Christman.
Read more Avvo
star star star star star
20 Jul, 2021 by Franced
With all my many questions Mr. Christman was always both available and took time to make sure I understood. The whole process which I thought would be complicated went very smooth. I especially want to thank Jane who was extremely kind helpful and patient. Because I was so impressed I referred my sister !!
Read more Avvo
star star star star star
24 May, 2021 by Shannon
Mr. Christman and his staff helped me get my finances back on track! They were always accessible to answer any questions I had and very attentive during the entire bankruptcy process. I have since recommended others to use his services. If you're looking for solutions to your debt, give Mr. Christman a call!
Read more Avvo
See more
John Addison Vos, experienced Debt Settlement, Foreclosure attorney in San Rafael, CA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
03 Apr, 2024 by Thomas
"John Vos, of Vos Law in San Rafael was the ultimate professional in helping me all throughout the legal process in my bankruptcy case. I can unequivocally recommend him and his services. He made the whole process simple and easy to follow while maintaining a high degree of accuracy." Tom L. - San Rafael, CA
Read more Avvo
star star star star star
12 Feb, 2020 by Patricia
Chapter 7 clearly explained. Excellent listener. Brought up points I had not clearly thought of, presented a much bigger picture, with my best interest in mind. On a clear path to a stronger more knowledgeable financial future
Read more Avvo
star star star star star
07 Oct, 2018 by Anonymous
I really appreciated John's legal guidance in what was the most difficult financial period of my life. From my first meeting with John, he was clear, concise and set realistic expectations; making me comfortable with the Chapter 7 bankruptcy process and possible outcomes. John was by my side for the entire process and I received the anticipated outcome as a result of John's guidance . I highly recommend John and his expertise.
Read more Avvo
See more
Heather Weis Benveniste, experienced Debt Settlement attorney in Northbrook, IL with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
29 Aug, 2018 by Beth
I had about a 6K debt from a loan I defaulted on from a creditor because I was unable to keep up with the monthly payments as a single parent. The creditor sent a sheriff to my home to demand I show up for court and make the payment in full. I was embarrassed, saddened and extremely distraught. I reached out to Heather who was so kind and sympathetic to my situation. She was able to facilitate a monthly payment plan with the creditor which was great. As I was making monthly payments, I began to have some unforeseen circumstances and once again fell in the "no payment" trap. The creditor then sent wage garnishment paperwork to myself and my job. The creditor also noted that the garnishment would begin at the end of the month! I reached out to Heather again who was once again so sweet and understanding. She asked me how would I like to resolve this? I was in shock because no one ever asked me what I wanted to do! I was overcome with relief because I just knew from the beginning that she was on my side. I gave her an ordered list - starting with the best plan to the least favorite plan to get this debt resolved. Heather reached out to the attorney representing the creditor and worked tirelessly on my behalf. I am happy to say that my #1 resolution from my list was accepted and my wages will NOT be garnished!!! I cannot Thank Heather enough for her hard work and effort!!! She is a blessing to have as an attorney and I will definitely work with her in the future!!!!
Read more Avvo
star star star star star
23 Jul, 2018 by Tracy
Back in 2015 I lost my job of 15 years. I had two debts that I could not afford to make payments. I received court papers on one of the debts in the later part of 2017. I had stopped by my mailbox on the way to work on a Monday morning, and in there was a mailing for Heather Benveniste. I opened it at work and decided to contact Heather, and I am so glad that I did. I have never had to appear in court, and on the first debt, she was able to negotiate my debt down almost $700.00 and I received court papers 6 months later for the 2nd debt. I immediately contacted Heather. Again, I never had to appear in court and she was able to get my debt reduced down $1,200.00. All together Heather has saved me the grief and heartache of having to appear in court, no wage garnishments and $1,900.00, but most importantly peace of mind knowing that everything is taken care of with the courts. Thank you so much Heather, you are AWESOME!!!
Read more Avvo
star star star star star
03 Apr, 2018 by Jimmy and kate
Contacted Heather on behalf of my wife. Who was 2 days from having to go to court. Heather jumped on the case, and was able to settle my wife's case, and save her a few thousand without my wife having to go to court. Heather responded to our emails and voicemails in a timely manner. Very very professional and courteous.
Read more Avvo
See more
Kaelyn Steinkraus, experienced Bankruptcy, Consumer Protection attorney in Clearwater, FL with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
08 Sep, 2023 by Bobby
I'm glad I made the decision to hire Kaelyn. Between Kaelyn, Nathalie, and Crystal they have handled every aspect of this entire process of CH. 13 so much easier than I thought. After notifying my creditors of their representation in my case I was still contacted by some of the creditors, and they fought for my settlements against them for contacting me and have received some settlement checks already in my favor. Wonderful job and they really make the process as easy for you as possible. Would definitely recommend
Read more Avvo
star star star star star
05 Oct, 2021 by Adam
Kaelyn Diamond is an excellent attorney and one I would recommend to anybody in financial distress. She personally responds when I have questions, and is very reasonable and empathetic when issues arise. A huge thank you to her, and the whole team at Ziegler Diamond Law!
Read more Avvo
star star star star star
22 Sep, 2021 by Ray
The right attorney does make a difference. Right from the beginning we could tell Ms. Diamond was going to take care of this problem. After asking us just a few questions, she knew exactly what was wrong and she knew just how to proceed. She always answered all our questions patiently and completely and without making us feel like we were dumb or wasting her time. She and her staff kept us informed all along the way. We have been stressing over this situation for years but after finding Kaelyn Diamond, Esq. and Ziegler Diamond Law/Debtfighters, it was taken care of in just a few short months. If you want an attorney who cares and really knows what they are doing, then you need Kaelyn Diamond, Esq.
Read more Avvo
See more
Debra B Dutton, experienced Bankruptcy, Debt Settlement attorney in Griffin, GA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
22 Aug, 2023 by Tabetha
Debbie sat dow.man with us and made us truly feel welcome. We did not feel intimidated or less than while delving through our most private financial situations. We have a plan in place and feel truly confident with it. She is definitely a Godsend!!!!!
Read more Avvo
star star star star star
17 Dec, 2021 by Trish
Mrs. Dutton was very helpful with the legal questions I had. She was compassionate & knowledgeable about probate issues. Also knowledgeable about the other issues that I am dealing with & gave good legal advice on how to handle those. I will definitely hire or consult with her, again, if/when needed.
Read more Avvo
star star star star star
26 Oct, 2021 by Karen
A year later and Mrs. Debra is still working just as hard as day one for us. She is the most caring, honest, and loyal attorney I’ve ever met. Her staff knows exactly what’s going on and can answer a lot even in Mrs. Debras absence. We are so blessed God pointed us in her direction. She has helped us in so many ways that we can never truly repay her. THANK YOU!! We recommend her to everyone.
Read more Avvo
See more
Louis Lytone McLendon, experienced Bankruptcy, Debt Settlement attorney in Norcross, GA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
25 Feb, 2022 by Ayana
Attorney McLendon was a pleasure to work with for my court case. He is professional, timely and puts in the extra effort to get the required task completed. My court case was a long process but he made it flow smoothly with his professional performance!
Read more Avvo
star star star star star
27 Jan, 2022 by Anonymous
I received a traffic ticket worth fighting in late 2019 in DeKalb County. I wasn't aware how difficult a ticket would be to fight in DeKalb traffic court, so I got in touch with Louis after getting nervous after the arraignment hearing. Louis was extremely knowledgeable about the DeKalb Traffic Court, and he helped me navigate the entire virtual court process (that took over 3 YEARS because of COVID-19 delays). I am so grateful Louis was able to help me avoid points on my record, save my NOLO and reduce my ticket to a points violation. In my virtual pre-trial zoom call, he was incredibly professional and prepped me on what to expect with the proceedings. I couldn't recommend him enough to anyone struggling to fight a ticket! Thank you Louis for finally helping me settle this headache.
Read more Avvo
star star star star star
09 Dec, 2021 by Kelsea
Mr. McLendon is a patient and eloquent attorney who is well-informed and very capable in his expertise. He explains things for very clearly and makes sure you are informed every step of the way as well. I felt totally at ease with him handling my mom’s traffic incident. He even was on the phone with my mom to walk her through the process of paying her fine when all was said and done. I so appreciate him for that. I will gladly retain his services when needed again and recommend him highly!
Read more Avvo
See more
Andrew T. Nguyen, experienced Bankruptcy, Debt Settlement attorney in Rancho Cucamonga, CA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
28 Jun, 2024 by Antonio
The process of filing for Chapter 7 was very intimidating at first. However, Andy and his team at Nguyen Law Group were incredibly accommodating and helpful throughout the entire process. At no point did I feel like I was being taken advantage of or misled in any way, which was a fear I had after dealing with questionable attorneys in the past. Andy and his team ensured that everything went smoothly from beginning to end. Thank you, Nguyen Law Group, for all your help and support.
Read more Avvo
star star star star star
25 Apr, 2024 by Anonymous
As my husband and I were going through tough times, we got in touch with Andy, he assured us he would be able to help us and true to his word. He was very professional and patient. He stayed in touch with us throughout the whole process. We are so grateful to him. Thank you Andy
Read more Avvo
star star star star star
09 Apr, 2024 by Noemi
We were referred to Andy by an old coworker. Andy from the start was very helpful and understanding. He was very thorough and transparent with the process. My husband and I never thought of filing for bankruptcy ch. 7. But after speaking with Andy and Tracy going through it all I don’t think we would have been as relieved and happy as we were with Andy Nguyen. We can now have a fresh start to our lives and peace without the burden of the debt. Thank you for everything!
Read more Avvo
See more
Amanda G Billyard, experienced Bankruptcy, Debt Settlement attorney in Irvine, CA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
22 Mar, 2024 by Kevin
I was experiencing an unfortunate financial hardship, after attempting to solve it myself through unsuccessful debt consolidation. I reached out to the “Financial Relief Law Center”, and was greeted by Victor Ugarte who was understanding and supportive from the start. Victor answered all of my questions and calmed all of my concerns through the whole process. After reviewing my information attorney Amanda Billyard discussed with me the best course of action, and guided me through my court appearances. Financial hardships are extremely stressful, but with the support, understanding and professionalism of Victor and Amanda the whole experience was made easier. Thank you!
Read more Avvo
star star star star star
11 Mar, 2024 by Phillip
I’m grateful for the professionalism and guidance by the Financial Relief Law Center. This team was compassionate and beyond helpful during this stressful time. Amanda Billyard was always an email away with a prompt response any time I had a question. From the initial consultation until the end of the case, she was excellent. Thank you so much for your support and guidance in this process for me. I will always be grateful!
Read more Avvo
star star star star star
07 Mar, 2024 by Jeffery
Amanda Billyard was a fantastic chapter 7 bankruptcy lawyer. She stood by my side the whole way through the bankruptcy. I experienced no problems any time in my bankruptcy process. I highly recommend her as a chapter 7 or chapter 13 bankruptcy lawyer.
Read more Avvo
See more
Carolyn L Secor, experienced Bankruptcy, Debt Settlement attorney in Clearwater, FL with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
28 Dec, 2021 by Edward
She and her paralegal Sam are very knowledgeable in the field of Bankruptcy, they are very detailed with everything before filing the case they are also very caring people very personal. I will highly recommend to anyone in my family and friends.
Read more Avvo
star star star star star
28 May, 2020 by Ron & cory
My wife and I had a business go under in 2019. Carolyn treated us with respect and told us everything we needed to do, to file our business bankruptcy. She took away the guilt we were feeling by being so supportive and sweet. Her assistant Sam, guided us through every step that we needed to follow for the trustee. Because we had so much debt from the business, we also had to file personal bankruptcy. Again Carolyn and Sam were there to explain everything and guide us through the process. They were always there to answer our questions. Carolyn even called us back to answer our question while she was on vacation in another country. How many lawyers would do that? Both bankruptcies went smoothly because of Carolyns' expertise, efficiency and knowledge. We recommend Carolyn Secor to everyone who needs an efficient lawyer who treats you like family and will get things done . She makes an uncomfortable situation comfortable. Thank you so much Carolyn we appreciate you getting us through this difficult time, Ron & Cory.
Read more Avvo
star star star star star
25 May, 2020 by Allen
Everything happened exactly as she had told me in the beginning. No surprises everything happened as she said it would. Very pleased with the whole process.
Read more Avvo
See more
Emil Jonathan Fleysher, experienced Bankruptcy, Debt Settlement attorney in Deerfield Beach, FL with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
13 Feb, 2021 by Bill
Did not want to file, but I did not have a choice cus I just did not have the $$$ to pay my credit cards.Called and read reviews of a few lawyers and decided to go with this company.Glad I did they took my worries away and keep me up to date all the time and answered any questions I had.So if you are on the border whether to file bankruptcy or not call these guys. They are great
Read more Avvo
star star star star star
17 Jan, 2020 by Anonymous
It’s very difficult to find professionals this bright, articulate, knowledgeable and at the same time outstandingly kind. Mr. Fleysher is an amazing lawyer who runs circles around the completion in knowing the law, being straightforward, respectful and honest with clients during the one of most difficult and emotionally frightening times in their lives. I immediately felt better after talking to him because he is a so smart, and an unusually genuine and warm person who converses in a direct professional manner and stays focused and interested In the conversation, answering every question, He does not answer his phone or going off on tangents, he’s with you 100%. II feel very grateful to have found him and his firm. 10 stars out of 10..
Read more Avvo
star star star star star
01 Dec, 2019 by Jim and diana
We can't say enough good things about Emil. So very personable and professional! He made an otherwise difficult time manageable. He was there every step of the way to walk us through what to expect. I would highly recommend Emil and his staff to anyone!
Read more Avvo
See more
Brant Hodyno, experienced Bankruptcy, Debt Settlement attorney in Scottsdale, AZ with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
10 Jul, 2020 by Anonymous
Brant was extremely knowledgeable and helpful! I reached out to Brant's office after being sued for an extremely old credit card debt. The debt was not a large amount and although I requested and was willing to pay for a consultation and assistance, Brant acknowledged this was a matter that could easily be handled without a lawyer by myself. He then took the time to provide advice, answer all of my questions, and provide suggestions to help solve my problem. He was friendly, knowledgeable, and likeable. Without a doubt, I would reach out to Brant again and will do so for any future matters and I would highly recommend his services to anyone!
Read more Avvo
star star star star star
21 Mar, 2020 by Marco
I spoke in person with Brant Hodyno, he was personal, attentive non-judgemental and above all very honest and yet kind, which was exactly what I need it He told me that there was really not much he could do in my case due to my specific circumstances, but he gave me free advice about how to handle it, I fallow it and the result was positive. Thank you very much you help me to save my house, God bless you Mr. Hodyno
Read more Avvo
star star star star star
16 Oct, 2019 by Dd
Kristopher Childers and Brant Hodyno were very helpful on dot on what i was looking for. I came with an issue related to a civil case, went to multiple people and they all talked which wasn't related directly in my situation and made me more nervous. Brant was in middle of a client meeting, then also picked my phone and told me text him with contact details. I like the professional way of ack. someone. His counterpart/expert contacted me back in less than an hour. Kristopher Childers - heard me, understood my situation. He didn't go on and on rather asked to produce certain case copies to find out where we stand. He understood and explained what needs to be done with guidance to avoid falling in to such situations. I am a professional in IT field, I like the way they worked with me respecting time of all the parties. Already referred them on my company referral board. Guys, keep doing the great work!!!
Read more Avvo
See more
Dara J. Sandau, experienced Business, Consumer Protection attorney in Lawrence, MA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
04 Oct, 2023 by Deanna
I sent an inquiry to her through this website and within two minutes of sending it, I got a phone call. She was extremely approachable, friendly, and knowledgeable—she gave me my consultation right then and there over the phone, and before I we ended our call, I knew next steps for moving forward.
Read more Avvo
star star star star star
14 May, 2023 by Allie
Dara helped me through a housing matter and I was so grateful for her expertise and confidence. She was able to arrange a settlement for me despite the other party doing everything in their power to intimidate us. I would absolutely recommend her for any housing related issues!
Read more Avvo
star star star star star
19 Jan, 2021 by Katie
I called Dara for advice on my tricky leasing situation, and was blown away by her knowledge and experience in this field. She was able to give me the perfect advice with great confidence and very friendly all at the same time. I would absolutely recommend Dara to my friends and family!
Read more Avvo
See more
Nathan E. DeLadurantey, experienced Consumer Protection, Credit Repair attorney in Brookfield, WI with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
24 Jun, 2022 by Anonymous
Helped me with identey froud. He had got me through this whole case. He did a really good job on it. If I were to hire another one it would be him again. He is really good at what he does and sits and works things out like he should he helped me in ways no one has Nathan is excellent.
Read more Avvo
star star star star star
24 Nov, 2021 by Dorothy
I am very pleased with the service I had concerning my car/dealership issue. What he advised me to do got my car swapped out and I could never thank him enough!
Read more Avvo
star star star star star
05 Oct, 2021 by Amy
Nate’s office was so quick to respond. He had me send over paperwork so he knew the background of our situation. He solved our real estate purchase for us and reassured me on taking the right steps!
Read more Avvo
See more
Gregory Thomas Artim, experienced Consumer Protection, Debt Collection attorney in North Versailles, PA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
12 Feb, 2023 by Patty
I had a concern about a credit card issue that a judgement for it was issued that was never brought to our attention. I google subject to find out options and came across Greg's info. I sent an email to him asking for advise. Not only did he give advise but took it upon himself to investigate further and was able to come up with a solution. He did this on his own time and did not accept compensation. What attorneys today do that? Speaks volumes.
Read more Avvo
star star star star star
03 Mar, 2021 by Anonymous
I consulted with Mr Artim on a legal matter. He was friendly, prompt with returning phone calls, and he gets the job done!!
Read more Avvo
star star star star star
27 Feb, 2021 by Christine
I sent a request to Mr. Artim over a weekend and he actually emailed me back!! I have never had a lawyer contact me on a weekend when they are supposed to be enjoying their time off. I was immediately impressed with his knowledge of the specific company I had an issue with and was able to resolve my problem within 10 days. I cannot stress that if you have any issues with a debt collector whether it’s your debt or not yours Mr. Artim is the go to guy. If I ever have an issue again he will be the first person I contact. Thank you again for all your help!! ;)
Read more Avvo
See more
Nathaniel S. Wasserstein, experienced Business, Credit Repair attorney in Upper Nyack, NY with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
14 May, 2018 by Chris
Nat worked with us on our wills. He was very patient as we had a complicated situation. He walked us through multiple options and provided a clear path forward. He was quick to respond and very easy to work with. We really appreciated working with him, and would highly recommend him to anyone.
Read more Avvo
star star star star star
24 Oct, 2017 by Anonymous
I first called the office to find out more information about starting a business and after my consultation I was immediately excited and determined that this was going to be the lawyer and company I was going forward with. He quickly turned around my information and was able to deliver very quickly to me what I was needing for my corporation and educated me so I understood exactly what it all meant and helped me make very smart decision for my goals and my business. I would highly recommend Nat Wasserstein and Trust him for my future business needs.
Read more Avvo
star star star star star
14 Oct, 2017 by Laura
Very patient answering a wide range of questions. Responsive. Good advice at points where we had to make decisions.
Read more Avvo
See more
Dennis J Sargent Jr., experienced Bankruptcy, Debt Settlement attorney in Cary, NC with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
15 Sep, 2016 by Bethany
Dennis Sargent was amazing from the get go. He was patient with me, making sure I had all the details of my seperation agreement finalized before proceeding to file for bankruptcy. He was very prompt with responses and utilized a lot of online tools to help facilitate an easy process. Having to go through a divorce and file for bankruptcy was very hard, stressful and emotional but Mr. Sargent was very clear in explaining each step of the process and how to obtain all the documents and information he needed to best help me. He made me feel so at ease and confident that I was making the right decision in filing for bankruptcy. Top class gentleman and attorney . Highly recommend.
Read more Avvo
star star star star star
03 Jun, 2016 by Leland
We are still awaiting the final outcome, but so far we could not ask for better counsel, more expert service. We thank you, Dennis, for all your efforts.
Read more Avvo
star star star star star
19 May, 2016 by Anonymous
Atty Dennis Sargent assisted me with my bankruptcy case. He has a sense of professionalism and expertise that I found to be unmatched by others in the business. Atty Sargent is honest and straightforward, and flawlessly handled my case. I might also mention that Atty Sargent's fees were very competitive, and affordable. I would definitely hire this attorney again.
Read more Avvo
See more
Jason Miyares, experienced Business, Criminal Defense attorney in Virginia Beach, VA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
21 Jan, 2021 by Anonymous
Helped us get rid of a tenant from hell. He helped navigate things in this covid era of constantly changing laws and rules.
Read more Avvo
star star star star star
21 Nov, 2020 by Kathy
I was charged with a show cause for breaking a peace bond. I honestly had no idea what I had done to break the complainant's peace since I purposely had nothing to do with her and I had moved over 100 days after she made the complaint. Jason took my case and worked diligently to discover the reason. He found that the reason was unjustified. In court, Jason discredited the complainant and found that everything she said was untrue and the case was dismissed. Jason was very understanding of my mental state as I dealt with this trying time. He was compassionate and he and his team reassured me often that I had nothing to worry about. He definitely proved in court that justice and honesty always wins. I highly recommend Jason Miyares for any legal advise or representation you need.
Read more Avvo
star star star star star
16 Aug, 2020 by Marsh
I hired Attorney Jason Miyares to advise me on a Real Estate matter and his clarity on my choices was very helpful. His 14 years of experience include doing litigation so he provided me knowledge to get the results I need with a real estate boundary issue. The Hanger Law team was very efficient and I will use Attorney Jason Miyares again if the need arises. My highest recommendation to Attorney Miyares and his team at Hanger Law.
Read more Avvo
See more
Francis G Huguenin, experienced Business, Consumer Protection attorney in Everett, WA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
26 May, 2022 by Michelle
Our business is very niche, so our legal requirements are can be complex, unusual and take time. Frank streamlines the legal process, helps us make strong Legal and Business decisions. More importantly they have help us collect on Tens of Thousands of dollars of Loss of Use revenue and damage claims. It is nice to know that we have a Law firm that works hard for us and cares about our financial profitability. I would highly recommend Frank and his group they are simply fantastic.
Read more Avvo
star star star star star
11 Apr, 2022 by Adam
Frank was very helpful during our initial call and went above and beyond to clarify my situation, I would recommend Frank to anyone.
Read more Avvo
star star star star star
04 Apr, 2022 by David
I had a surprise wage garnishment happen and Frank helped me navigate the waters in verifying it was legit and facilitating a settlement. Frank is very knowledgeable with debt collection matters. His expertise was extremely valuable and very much appreciated. He went above and beyond with his service, and I was very happy with the results. I would definitely hire Frank again.
Read more Avvo
See more
Scott D. Bullock, experienced Criminal Defense, Debt Settlement attorney in Flemington, NJ with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
21 Sep, 2023 by Sara
Scott Bullock just helped my family's local business tremendously through a couple different situations. He proved to be very invested in our cause. Scott exceeded our expectations with the amount of time he gave to us and we found his cost very reasonable considering. Besides this, he is a genuinely kind local guy who wants to see you succeed. We recommend his services.
Read more Avvo
star star star star star
15 Oct, 2018 by Nicholas
Scott, was excellent with helping me buying a house. I was a first time home buyer and did not know what to expect. I realized it was a very stressfull experience but Scott made it a whole lot better. He helped me though each step and moved very quicly through the review process since he knew I had a closing date happening soon. thank you, Nick
Read more Avvo
star star star star star
27 Jun, 2018 by Anonymous
Scott is a consummate professional. He rapidly provided a disposition to my case and stuck with me when personal challenges delayed resolution from my end. I appreciate his hard work and strongly recommend him.
Read more Avvo
See more
Monica Marie Guilarte, experienced Business, Car Accident attorney in Laurel, MD with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
03 Dec, 2018 by Anonymous
Monica Guilarte is incredibly knowledgeable and professional. She was always very responsive, easy to work with and she kept me updated every step of the way. I will recommend her again and again.
Read more Avvo
star star star star star
08 Mar, 2018 by Ty
When I consulted with Ms. Guilarte she told me she could get my trail date pushed up sooner. & when I hired her she did just that & got It pushed up 3 weeks sooner. Got the case dismissed & expunged off my record along with some other cases from my past. I highly recommend her and will not be calling anyone else but her in the future.
Read more Avvo
star star star star star
22 Dec, 2017 by Brian
I had a very complex matter regarding my drivers license and the MVA due to legal circumstances . After consulting several local “big time” firms they all said the same thing- “you won’t be able to drive..it’s not going to happen...get used to Uber..etc” I approached Monica and never hesitated in her optimism to get the job done and navigate the brutal MVA hearing/rules process. When everyone else said “no” Monica said “yes” and now I am back on the road moving forward with my life. And on top of everything Monica didn’t charge me what the “big guys” were trying to charge for services. I am truly thankful
Read more Avvo
See more
Ivan Raevski, experienced Bankruptcy, Child Custody attorney in Metuchen, NJ with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
16 Feb, 2020 by Yasmin
The Best Attorney to deal with, Mr. Raevski really helped me with my divorce case and I got my child custody as was best for my child. I will always have him as my family lawyer for any future consulting or cases if I need one.
Read more Avvo
star star star star star
15 Feb, 2020 by Roger
I went for a free consultation with Ivan about my debts. He explained all my options really well. Now I am in the process of retaining him for a ch 7 bankruptcy as it seems like the best option for me.
Read more Avvo
star star star star star
14 Feb, 2020 by Helen
I had incurred a lot of debt because of my illness, both credit card and medical bills. Ivan really helped me to clear up all that debt by filing a ch 7 bankruptcy. The fee was reasonable and he gave me an affordable payment plan. I highly recommend.
Read more Avvo
See more
Joshua Randall Trigsted, experienced Consumer Protection, Credit Repair attorney in Lake Oswego, OR with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
04 Sep, 2020 by Scott
Josh and his crew was quick to getting me resolution to my case. His expertise in dealing with debt collectors got me the result that I needed. Its nice to have someone to count on while dealing with an unscrupulous debt collector.
Read more Avvo
star star star star star
13 Aug, 2020 by Billy
Josh is the MAN! If you are in need of help with collections, absolutely give Josh a call. He saved me twice and not only did the collection get wiped out, I made money on it too. Absolutely give Josh a call!
Read more Avvo
star star star star star
27 Nov, 2019 by Matthew
we are in the beginning stages of the case to come but I am confident and comforted by his overall knowledge of federal fair debt collection practices and the fact that he took the time out of his day to figure out if I was being wronged spoke volumes. Shortly after explaining the facts he wanted to push forward in making sure my debt was taken care of during this time of hardship for me and my family, for that I am so grateful. thanks again Josh and Happy Holidays to you and yours.
Read more Avvo
See more
Rebeka Ann Seelinger, experienced Bankruptcy, Credit Repair attorney in Erie, PA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
12 Oct, 2022 by Tonya
Rebeka made sure I was well prepared for my hearing. She always kept me in the loop. Rebeka notified me anytime I had paperwork that needed completed. She let me know about my appointments well in advance. All and all an excellent choice. Thanks to Rebeka and the firm for a job well done. ⭐️ ⭐️ ⭐️ ⭐️ ⭐️
Read more Avvo
star star star star star
08 Jun, 2022 by Rachel
Rebeka was so understanding and made sure that I comprehend everything that I needed to do to complete the bankruptcy. She was thorough with explanations, was very quick to respond to any questions that I had, and frequently checked in on me during the process and even afterwards! This has been a difficult time in my life, but having Rebeka there to assist me through this bankruptcy was such a load off of my shoulders. I cannot thank her enough!
Read more Avvo
star star star star star
29 Nov, 2021 by Anonymous
Attorney Seelinger was respectful,listened to my financial issues gave me the best advice filed chapter 7 everything went flawlessly and now I'm out of debt and on my way to a better credit rating and credit history,I whole heatedly suggest you contact attorney Seelinger for your financial help.
Read more Avvo
See more
Discover the ideal lawyer
You can search a lawyer by practice area, lawyer name, city, state, or ZIP code
FAQs
Questions? We have answers

What a Debt Settlement Lawyer Can Do for You

A debt settlement lawyer specializes in helping individuals and businesses negotiate with creditors to reduce or eliminate unsecured debts, such as credit card balances, medical bills, and personal loans. These lawyers provide legal advice on debt relief options, represent you in negotiations, and protect your rights under consumer protection laws. By leveraging their expertise, a debt settlement lawyer can often secure more favorable terms than you might achieve on your own, potentially reducing the total amount owed and helping you avoid bankruptcy.

When Should I Hire a Debt Settlement Lawyer?

You should consider hiring a debt settlement lawyer in the following situations:

  • Overwhelming Debt: If you're struggling to make minimum payments on your debts or are facing significant financial hardship, a lawyer can help explore options to reduce your debt burden.
  • Creditor Harassment: If creditors or collection agencies are harassing you with frequent calls, letters, or threats, a lawyer can intervene to protect your rights under the Fair Debt Collection Practices Act (FDCPA).
  • Lawsuits from Creditors: If a creditor has filed a lawsuit against you for unpaid debts, a lawyer can represent you in court and negotiate settlements to prevent wage garnishment or asset seizure.
  • Complex Debt Situations: If your debts involve legal complexities, such as co-signers, joint accounts, or disputed charges, a lawyer can navigate these issues effectively.
  • Considering Bankruptcy: If you're contemplating bankruptcy but want to explore alternatives, a debt settlement lawyer can advise on whether debt settlement is a better option for your situation.
  • Protecting Assets: If you have significant assets you wish to protect from creditors, a lawyer can help structure settlements to safeguard your property.

Hiring a lawyer early can maximize your chances of a favorable outcome and prevent legal missteps that could worsen your financial situation.

What Does a Debt Settlement Lawyer Do?

A debt settlement lawyer provides a range of services to help you manage and reduce your debts:

  • Legal Consultation: Evaluates your financial situation, explains your rights, and advises on the best debt relief options, such as debt settlement, debt consolidation, or bankruptcy.
  • Negotiating with Creditors: Communicates with creditors and collection agencies on your behalf to negotiate reduced settlements, lower interest rates, or extended repayment terms.
  • Drafting Settlement Agreements: Prepares legally binding agreements that outline the terms of the settlement, ensuring that the creditor cannot pursue additional claims once the debt is settled.
  • Protecting Against Creditor Harassment: Uses legal tools to stop abusive collection practices and enforces your rights under consumer protection laws.
  • Representing You in Court: If creditors file lawsuits, the lawyer can defend you, potentially getting cases dismissed or negotiating settlements to avoid judgments.
  • Financial Planning Advice: Provides guidance on budgeting, managing expenses, and rebuilding credit after debt settlement.
  • Bankruptcy Alternatives: Helps you explore alternatives to bankruptcy, which can have long-term effects on your credit and financial opportunities.

How Are Debt Settlement Lawyers Paid?

Debt settlement lawyers typically charge for their services in one of the following ways:

  • Flat Fee: A set fee for specific services, such as negotiating with a single creditor or handling a straightforward settlement.
  • Hourly Rate: Charging an hourly fee for the time spent working on your case. Rates can range from $200 to $500 or more per hour, depending on the lawyer's experience and location.
  • Percentage of Savings: Some lawyers charge a fee based on a percentage of the amount they save you in the settlement. For example, if they negotiate a $10,000 debt down to $6,000, they might charge 25% of the $4,000 saved.
  • Retainer Fee: An upfront payment from which the lawyer deducts fees as they work on your case. You may need to replenish the retainer if it is exhausted.
  • Payment Plans: Some lawyers offer payment arrangements to make their services more affordable, allowing you to pay the fee over time.

It's important to discuss payment structures and fees during your initial consultation to understand the total cost and ensure it fits within your budget.

How Much Does a Debt Settlement Lawyer Cost?

The cost of hiring a debt settlement lawyer varies based on several factors:

  • Flat Fees: May range from $500 to $3,000 per creditor, depending on the complexity of the negotiations.
  • Hourly Rates: Typically between $200 and $500 per hour. Total costs depend on the amount of time required to settle your debts.
  • Percentage of Savings: Commonly 15% to 25% of the amount saved through negotiation. For example, if your lawyer saves you $10,000, their fee might be $1,500 to $2,500.
  • Retainer Fees: Initial retainers can range from $1,000 to $5,000, depending on the anticipated workload.

Additional costs may include:

  • Court Fees: If legal action is necessary, such as filing motions or defending against lawsuits.
  • Administrative Fees: Charges for copying documents, postage, or other administrative tasks.

Always request a detailed fee agreement and discuss all potential costs upfront to avoid unexpected expenses.

Top Questions to Ask a Debt Settlement Lawyer

  1. What is your experience with debt settlement cases similar to mine?
    Ensure the lawyer has a successful track record in negotiating debt settlements for clients with situations like yours.
  2. How do you charge for your services, and what are the estimated total costs?
    Understand the fee structure, including any upfront costs, percentages, or additional fees.
  3. What are the potential outcomes of my case?
    Ask for an honest assessment of how much your debts could be reduced and the likelihood of successful negotiations.
  4. How long will the debt settlement process take?
    Get an estimated timeline for negotiations and resolution.
  5. Will you handle communications with all my creditors?
    Clarify whether the lawyer will negotiate with all your creditors or only specific ones.
  6. What happens if a creditor refuses to settle?
    Discuss alternative strategies if a creditor is uncooperative.
  7. How will debt settlement affect my credit score?
    Understand the potential impact on your credit and how to rebuild it afterward.
  8. Can you help protect me from creditor lawsuits or wage garnishment?
    Inquire about legal protections and how the lawyer can assist if creditors take legal action.

How to Check the Credibility of a Debt Settlement Lawyer

  • Verify Their License: Ensure the lawyer is licensed and in good standing with your state's bar association.
  • Experience and Specialization: Look for a lawyer who specializes in debt settlement or consumer debt law.
  • Client Reviews and Testimonials: Research online reviews or ask for references to learn about other clients' experiences.
  • Professional Memberships: Membership in organizations like the National Association of Consumer Bankruptcy Attorneys (NACBA) or local bar associations can indicate a commitment to the field.
  • Disciplinary Record: Check for any past disciplinary actions or complaints filed against the lawyer.
  • Consultation Feedback: Use the initial consultation to assess their communication style, professionalism, and confidence in handling your case.

What Should I Prepare for My First Consultation?

To make the most of your initial meeting with a debt settlement lawyer, bring the following:

  • Detailed List of Debts: Include all creditors, account numbers, balances, interest rates, and any correspondence you've received.
  • Income and Expense Statements: Provide documentation of your income sources and monthly expenses to give the lawyer a clear picture of your financial situation.
  • Credit Reports: Obtain a recent copy of your credit report from all three major bureaus (Experian, TransUnion, Equifax).
  • Correspondence from Creditors: Bring any letters, notices, or legal documents you've received from creditors or collection agencies.
  • Legal Documents: If you've been served with lawsuits, summons, or wage garnishment orders, bring those documents.
  • Questions and Concerns: Prepare a list of questions about your options, the debt settlement process, and potential outcomes.
  • Budget Information: Be ready to discuss what you can realistically afford to pay toward settlements.

By being thoroughly prepared, you enable the lawyer to assess your situation effectively and provide the best possible legal advice tailored to your needs.

Scroll to top