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04 Sep, 2009 by William
Pat’s large corporation background and post-graduate business education makes her an astute counselor for complex business transactions. She understands the 'why' as well as the 'how' of getting things done. She is also tireless in her attention to details and engagement follow-up. I would recommend her without reservation for corporate, contract, business and real estate matters.
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03 Sep, 2009 by James
We were involved in a construction contract dispute involving an unlicensed, underqualified, unresponsive and untrustworthy contractor who, among other things, filed a frivalous lien on our project. Fortunately for us, we retained Ms. Foster to handle this situation. She immediately communicated with the contractor's attorney and within weeks the lien was removed and the matter resolved in our favor. Ms. Foster was knowedgeable, aggressive, responsive and properly focused on our case. We would highly recommend her for her great work and results and would not hesitate to use her again if the need arises.
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19 May, 2016 by Michael
While I didn't get to work with Stephen we did exchange emails regarding my debt collection matter and he was very knowledgeable and helpful.
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06 Dec, 2011 by Jerry zweiger
I own a small collection agency in Lynnwood, Washington. I have used Mr. Bernheim to handle a frivolous lawsuit, general legal counsel, and most currently a complaint response. I find myself amazed each and every time I speak with him or his staff. The guidance he offers coupled with his quick response time and his reasonable billable hours makes me feel like I am a priority. This may sound unbelievable but each time I have worked with him I have walked away feeling like the money was well spent. To get that feeling as a small business on a budget is pretty awesome.
Jerry Zweiger
Pacific Credit Services, Inc
425-672-3711
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26 Oct, 2010 by Dave
Gordon did an excellent job in our BK7 case; from the very beginning he walked us through all the specifics - there were no surprises at any time. He stayed on top of our case, always followed-up, and was always there to answer any questions that we had. If fact, he saved us money when it came time for us to do our pre-online debt counseling and post-debt counseling - a federal requirement.
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12 Oct, 2010 by Rick w.
Mr.Hart, from the intitial appointment took care, to make sure I was well informed of how the bankrupcty process works. He made me feel like he was working for me, not just another client. He was extremly knowledgeable about the process. When i was finished with my case I felt that I had chosen the right attorney.
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19 Jun, 2015 by Eric
I have used David K Hiscock's services several times over the past two decades. He has done wills for my wife and myself, for my mother and for friends. He represented my wife in a minor injury case about twenty years ago, and he helped me through the probate process when my mother passed away. He has always done this work excellently, reasonably and with a great sense of humor. Highly recommended!
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23 Sep, 2015 by Anonymous
I hired Mr. Woldseth to help me with a collection notice for an old account that had been closed. He did an excellent job. He was knowledgeable and effective. He explained my options in language I could understand, gave his professional advise which proved accurate, yet allowed me to make my own decision. He negotiated firmly on my behalf and resolved the matter to my satisfaction. Mr. Woldseth is professional and personable, easy to work with and has great communication skills. I rate Mr. Woldseth 5 stars, excellent, for the work he did.
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10 Nov, 2014 by Chase
Mr. McAleenan is by far the best attorney that we have ever worked with; and that is saying something given that we were in the software business and investments.
Always responsive, informed and a calm approach to solving every issue. No nonsense and straight talk.
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02 Feb, 2015 by Anonymous
Even though I talked to this attorney on an initial phone consultation, I was impressed with his detailed oriented style, probing question and genuine caring to understand my situation and help. He was very knowledgeable and confident, yet was able to acknowledge areas that he was not specialized in, that came up during my case discussion. I know that if I decide to go through with a divorce, I will be contacting him to ask him to be my attorney. Impressive and much higher level of service than anticipated!
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24 Jan, 2013 by Lb
Awesome lawyer! I used his service Nov/12 and he got me a better deal than I could expect. He will definitely fight for your case!
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21 Mar, 2024 by Josh
Tom and Meredith were the best people imaginable to help with my mother's estate. Walked me through the whole process in a caring and personal way. No one else I'd rather have represent me or my mother's estate. One of these days I'm going to stop procrastinating and get my estate planning done and know exactly who to go to.
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08 Nov, 2021 by Mstislav seligman
11 Dec, 2019 by Denise “dee†dees raymond
21 Mar, 2024 by Casey day
Jay goes above and beyond to help people. I worked with Jay in the past with a slip and fall at a major retailer where I was injured. He handled the case with ease and kept me informed every step. He won the case and made sure to explain every detail.
Recently I was in a car accident out of state and Jay was a wealth of knowledge to help me again.
It's hard to find legal help that cares. Jay falls into that rare breed. Look no further, give him a call.
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31 Mar, 2023 by Raina bayas
I'm an attorney in Colorado and called Jay about a case I am contemplating taking on. He's very knowledgeable and provided me exceptional guidance. I would not hesitate to hire him.
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16 Oct, 2022 by My lea
Was a tremendous help. Went above and beyond. His guidance, time and knowledge were a great value
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11 Jan, 2025 by Tanya keeble
I cannot say enough good things about working with Kathy Pauktert. She represented me in a State Farm car accident case, that went on for 6 years and was quite stressful. Every step of the way, I really felt that she was representing me fully, with no evidence of influence because it was a State Farm case, and she gave me excellent guidance but ensured that I made my own choices regarding next steps. She communicates very promptly, is kind, and gives an extremely persnalised experience. Her expertise was evident and I would recommend her (and do!) to folks going through similar cases. Knowing how competant she is, I would use this group for any case that they have expertise in.
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10 Dec, 2024 by Nikolai jones
I have never had a better experience with a law firm than the experience I had with Gilbert Law. They kept me updated on the process and the direction we were going every step of the way. They also fought hard to make sure I was covered in my recovery.
There experience and compassion was evident every step of the way.
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15 Oct, 2024 by Ian maye
Terry took the time to walk me through some legal options. The outcome was not what I had hoped for. Still Terry saved me money and time with the advice he shared. I feel confident in my path forward now.
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30 Dec, 2024 by Kimberley kingery
30 Dec, 2024 by Ryan turner
Lorena is such a blessing. Thank you for all your help!
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16 Dec, 2024 by Christina hart
Even though my case isn't one they can help with they pointed me into the right direction. Sara was so sweet to help me out.
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01 Aug, 2023 by Zach peterson
01 May, 2023 by Trish carlson
Daniel Cook is one of the best. He is our family attorney. He is a great lawyer and person. He not only helped me through my case but guided me in the right direction just because he also cares. I refer anyone I can to him because he is the best representation of a lawyer I have had the pleasure to work with. Thank you again, Dan Cook, for helping me through one of the toughest times in my life. I'll forever be grateful for your legal advice and direction. Plus, your kindness and determination to keep me going to get through it all.
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16 Jun, 2022 by Monique
I had an extremely difficult divorce with children. She is extremely tough and thats exactly what I needed. It was scary going thru a very volatile situation and she advised me and was fabulous the entire time! I love her paralegal Jessica also! Very professional and extremely good at what they do! Thsnks girls!
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18 Jan, 2025 by N m
I originally hired Sean because a plumbing company had caused structural damages to floor joists during a renovation and they would not accept responsibility. What happened instead was Sean transferred me to Joe and the lawsuit lasted 2 1/2 years. We ended up going to arbitration and I won all damages but zero lawyers fees.
Incredibly frustrating experience.
I wouldn’t hire nor recommend them.
I regret hiring Sean and Joe.
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27 Dec, 2024 by Brian c
I worked with Will Reingold, Jr for my divorce, who was recommended to me by a friend. He was friendly and knowledgeable for a process that is painful for most. The guy always works and never seems to miss a beat. He is always on top of it and prioritizes to get things done/executed like you're his only client. He made efforts to resolve more complicated challenges like parental rights of embryos even though it's not his wheelhouse.
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29 May, 2024 by Cheryl nodland
I'd like to thank William Reingold for beautifully handling my daughter's divorce appeal case. His professionalism, legal knowledge and compassion brought a horrible situation to a successful end. We both highly recommend Mr. Reingold.
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09 Jan, 2022 by Suzy
Mr. Freeborn & Ms. Messamore went above and beyond working for me as a creditor in my ex husband’s chapter 7 bankruptcy to defend and uphold a full satisfaction of my Superior Court Owelty Lien Judgment after 20 years of him refusing to pay. This was a very challenging case. My previous 2 attorneys were unable to enforce my 20 year old court ordered judgment . Freeborn law offices worked diligently to fight for me & make me whole .
They truly are my legal Warriors
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12 Dec, 2021 by William m.
Stephen L Freeborn and his Paralegal did an absolutely FABULOUS JOB on preparing me and my paperwork on a chapter 7 bankruptcy. Mr Freeborn also assisted me successfully in removing judicial leans from my home. Hopefully I don’t ever have to do this again, but if I do, I know EXACTLY WHO I WILL USE: FREEBORN LAW OFFICES!!!!! THATS WHO YOU SHOULD USE!!!!!! They are THE BEST!!!!
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07 Dec, 2021 by Crystal
Mr. Freeborn and his paralegal were not the first legal team we met with about our issues. The first lawyer we spoke with came highly recommended by a family member, but he was adamant we’d have to file for bankruptcy. We gave Freeborn Law Offices a try for a second opinion. His paralegal Ms. Messamore was refreshing in explaining things in plain language, being upfront, transparent, and very thorough. I walked away from our initial consultation with Mr. Freeborn very impressed at the depth of his experience. He laid out our options clearly and concisely. It was comforting to have confidence that our case was in such knowledgeable hands. After having a plan in place, I was further impressed that he took the time to dig through the weeds and figure out who to contact to resolve our issues as it wasn’t clear. Within four months, the lien on our house was removed, we had avoided bankruptcy, and we were finally able to move on with our lives. His rates were very reasonable and worth every penny.
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03 Dec, 2024 by Jony alem
Amsale Aberra law PLLC is one of the best law firm in Seattle .
In 2019 I had a very tough immigration case and I hired another law firm and it didn’t go well, I spend more than 3k and finally my case got denied due to the lawyer’s irresponsible action. A few months later a friends of mine suggested to contact Amsale’s law firm. She was very kind, positive , thoughtful and a good listener. She listened the entire issue with the previous law firm, and what surprised me was her focus to resolve the problem instead of nailing down.
After a brief discussion and consultation, I hired her to represent me the same case which I got denied previously.
It took her shorter time comparing with the previous lawyer and successfully won my case. Not only that, through the entire process of my case with Amsale I was getting an update based on the information timeframe of each steps from immigration office.
The best part of her consultation, if she thinks your case doesn’t worse to continue, she doesn’t wanna waste your money! This is how she does business !
I will always refer to Amsale law firm for friend and family because she is trustworthy!
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17 Nov, 2024 by Stephanie
I’ve referred a number of people to the Marshall Defense Firm over the years and, without exception, their feedback concerning the firm’s service has been exceptional. The terms I hear consistently are expert, professional, intelligent, sensitive and caring. Honestly, it’s a combination of traits which I see rarely see in law firms I deal with. What a huge compliment to the firm’s legal and life philosophy.
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05 Nov, 2024 by Tonya edwards
SMDH .. no wonder why attorneys are broke😂
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20 Dec, 2014 by J.stephen
After completing his representation, Fax, purely as a favor, provided me what I needed to show a nasty debtor giving me a hard time was a liar. Fax knows collection and does It is dilligently
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12 Jun, 2012 by Karen
We worked with Fax Duncan for several years collecting bad renter debt. He was consistently very prompt, courteous, and efficient. I would use him again without hesitation. Karen Egenes
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01 Jun, 2012 by Albert
Mr Fax Duncan is very knowledgeable and up to date on tenant-landlord issues. He has always been available or called me back right away and willing to answer all my questions. He is up to date on the laws (and especially Seattle rental laws). I would not hesitate to recommend him to anyone who needs help. Can't express enough how grateful I am for his help.
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08 Dec, 2011 by Carl
Excellent lawyer! Got my case completely dismissed. I will always go back to Robert for any citation i get. I am very pleased and he worked with me through the process and always had a very timely response to me.
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07 Oct, 2011 by Rulo
When I received my speeding ticket (out-of-state driver) Robert did a great job in representing me. I was very happy to have found such a dependable and trustworthy attorney. Highly recommended!
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07 Jul, 2011 by Viktor
I, as a businessperson, in the past, worked a lot with different attornies, but I never felt comfortable as I felt when working with Robert. I am a hard person to work with, and after finishing my cases before, all other attorneys never wanted to deal with me again because they told me that I asked too many questions and worried too much. However, a few month ago, I met Robert and best of his knowledge and expertise, he helped me with all of my issues without getting me worriedied up, thus he is the first attorney which told me that he will be glad to help and work with me again!
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31 Jul, 2018 by Gretchen
My case was complicated due to many missteps I took in a real estate/renter arrangement and I was threatened with a forced sale in a lawsuit filed by the tenant. When Fred received the inch thick packet from the tenant’s attorney he said in his calm understated way, and I paraphrase, in my years as an attorney I have never seen anything quite like this. He carefully read the five years worth of emails, asked many questions, and ultimately created a clear picture of what had taken place in this exchange. He identified the strengths of our argument and presented them to the tenant’s attorney precisely and forcefully, without confrontation or aggression. I was particularly impressed by his kindness and intelligence throughout the negotiations. Fred kept me informed and responded to any questions or concerns within hours of my inquiry. He listened and respected my point of view. While not offering false hope, Fred encouraged me to allow him to assume the anxiety so I could carry on with my normal daily living. We discussed settlement options to which the other side ultimately agreed and I was able to keep my house---I am exceptionally happy with Fred’s expertise and much relieved by the outcome. I strongly recommend him.
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02 Jan, 2017 by Jonathan
I had an unusual and very messy situation that several attorneys had declined to consider. Fred took the time to do an initial review of the situation and documents, then, meet in-person for further clarification and detail. Fred was patient and worked through all of the details during this meeting. He very clearly presented the obstacles I faced, and then offered an insightful, thoughtful, and a thinking-outside-of-box, strategy. He genuinely cared about getting the best outcome for my situation. Fred made a great first & lasting impression. I believe anyone would be happy with the counsel Fred provides.
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25 Jul, 2013 by Nicole
I've had the pleasure of working with Fred Finkelstein for 6 years now. Over the course of those years, we have handled cases ranging from bond and lien filings, confessions of judgment, and collection on judgments. Fred is professional, thorough, and takes initiative with his cases. The current case we are working on involves negotiating with the debtor, bond company, and a government entity. Fred works swiftly to get all parties in the loop, while protecting my company's interests and collecting funds. He is an asset to my company and I would not hesitate to recommend him.
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18 Jan, 2025 by N m
I originally hired Sean because a plumbing company had caused structural damages to floor joists during a renovation and they would not accept responsibility. What happened instead was Sean transferred me to Joe and the lawsuit lasted 2 1/2 years. We ended up going to arbitration and I won all damages but zero lawyers fees.
Incredibly frustrating experience.
I wouldn’t hire nor recommend them.
I regret hiring Sean and Joe.
Read more
27 Dec, 2024 by Brian c
I worked with Will Reingold, Jr for my divorce, who was recommended to me by a friend. He was friendly and knowledgeable for a process that is painful for most. The guy always works and never seems to miss a beat. He is always on top of it and prioritizes to get things done/executed like you're his only client. He made efforts to resolve more complicated challenges like parental rights of embryos even though it's not his wheelhouse.
Read more
29 May, 2024 by Cheryl nodland
I'd like to thank William Reingold for beautifully handling my daughter's divorce appeal case. His professionalism, legal knowledge and compassion brought a horrible situation to a successful end. We both highly recommend Mr. Reingold.
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09 Jul, 2015 by Craig
As the owner of collection agency, I have worked with many attorneys nationwide over the last 20 years. Attorney Perkins rates among the best. We approached him with a tough collection challenge which Dennis was able to bring to a positive conclusion through his determination and his ability to cut through the BS and get down to business. He was easy to communicate with and always available for conference. I will be using Dennis to represent my firm in all of our future business in Washington.
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21 Mar, 2014 by Anonymous
SEE EMAIL I SENT TO DENNIS-
Dennis,
I appreciate you as a business acquaintance. Your consistent level headed attitude and professional demeanor has been a great example for me. I only hope that sometime I can mature as a business person to display the same level headed professional attitude to everyday business.
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19 Oct, 2012 by Anonymous
I can't say enough about Patti and her services as my real estate lawyer. She is expremely detailed, client focused, and genuine in her business dealings. She is very fluent in all aspects of real estate law and has an acute instinct to the mechanics of business. I have always found her to be responsive and provided the highest quality of deliverables while keeping me abreast of the status.
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07 Feb, 2009 by Anonymous
I have had excellent results--no complaints with using this attrny
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07 Jul, 2012 by Rene'
I went to Tim Durkop when my ex-husband, an airline captain, filed a Ch 13 bankruptcy to avoid his court ordered debt obligations and a contempt charge. Tim took on a very complicated case that lasted over two years with more than 150 filings. The other side needed three attorney's to handle the case, and yet Tim's superior knowledge of the law came through in every instance, and in the end we won hands down.
Tim is the exact opposite of what one hears about lawyers. He is respectful and kind, yet has a keen intellect that allows him to cleverly strategize a case and back it legally. He has an uncanny knowledge of the law and almost photographic memory. If you are lucky enough to get him on your team, you are in great hands....I can't recommend him enough.
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18 Jan, 2012 by Mike seyler
I like to provide reviews of attorneys that my company has business with and has found to be outstanding. This guy is no Joke skilled. We serve papers for thousands of attorneys all over the world..and only a very few has impressed me enough to provide reviews....
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05 Dec, 2009 by Anonymous
John handled an international collection for me on behalf of a client. An international transaction and contract that never took place and I was owed substantial amounts in Italy, Germany and Austria. We collected 80% of the amount owed and in the process I learned a lot about the European Legal Process. This man is a true gentleman and a walking encyclopedia!
Just a small item but it needs to be noted here, the amount of time he is an active lawyer is wrongly placed on your website, he has over 15 years experience.
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05 Jan, 2009 by Anonymous
His knowledge on European affairs and his way of protecting clients are second to none. He could have written a book about corporate set ups and the advantages/disadvantages to US citizens. Not a time watcher, and he makes you feel as if he's known you forever. I have no idea why he was not snatched by one of the top corporate firms in NY or London but he seems to enjoy being a lone ranger.
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03 Jan, 2025 by Michael clacher
Wheat Legal offers a service I can only commend.
Timely responses, detailed explanations and overall just a pleasure to deal with. I'm grateful to have found this entity.
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29 Nov, 2024 by Gary dewitt
Jeff at Wheat Legal helped me during a tough time with my business. He provided me insights and advice that helped me immensely. He is thorough and professional, and I cannot recommend his services enough.
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05 Sep, 2024 by Kelsie alford
Have loved working with Jeffrey! He’s the best when it comes to business disputes and contracts! Never a doubt that he’ll do what’s right for us!
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02 Jul, 2014 by Anonymous
Brian Sommer is one of the most amazing attorneys that I've ever met. He's a world class negotiator and mediator. When I found myself in a very difficult landlord-tenant dispute late on a Friday, he made great personal sacrifices to attend to the situation that I was facing, and dedicated himself to working on it through the weekend. His approach to the complicated situation was calming and professional. He deescalated the emotional reactions and work with the parties involved to bring them to common ground over a matter of days. What could've been a very costly, lengthy and stressful litigation, was resolved equitably and quickly. Based on Brian's steadfast dedication to his clients as well as his skill in matters of law, mediation and humanity, Brian has my highest recommendation as an attorney.
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21 Aug, 2012 by Ryan
I am just starting a business and am new to the whole process. Wanda has been extremely helpful in preparing the information, walking me through the process, and ensuring that I understood all aspects. She has been great and informative in this hectic process for me and I look forward to the professional relationship we are building into the future.
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29 Nov, 2012 by Doniella
MY experience with Larry over many years has been consistently positive. He is an up-beat, up to date attorney who makes himself available when needed.
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01 Dec, 2010 by Jo
After six years and tens of thousands of dollars spent, we finally changed lawyers, then our debtor declared bankruptcy. Referred to Mr. Hurley and couldn't be happier. He is fair, honest, realistic and kept us in the loop for the whole ordeal. A very reasonable and moral attorney, no dirty tricks or pumped up bills---hard to find. I wish he lived on our side of the mountains.
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03 Oct, 2024 by Kaitlyn
Was extremely patient with my case and completely understanding of the mess I was in! He tried his very best to help me with. I will recommend him to anyone that needs the help! I appreciate all the help he gave me!
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FAQs
Questions? We have answers
What a Debt Collection Lawyer Can Do for You
A debt collection lawyer helps individuals and businesses navigate legal matters related to debt collection. Whether you’re a creditor seeking to recover unpaid debts or a debtor facing aggressive collection actions, a debt collection lawyer can provide valuable assistance. These lawyers help creditors pursue legal action to collect overdue debts and ensure compliance with debt collection laws. On the debtor’s side, they help defend against unlawful collection practices, negotiate repayment plans, or file for bankruptcy if necessary.
If you’re dealing with a debt collection issue, a lawyer can ensure your rights are protected and work toward a resolution that aligns with your financial or business needs.
When Should I Hire a Debt Collection Lawyer?
You should consider hiring a debt collection lawyer if you are facing any of the following situations:
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For Creditors:
- Unpaid debts: If you’re a creditor (such as a business or individual) with unpaid invoices, loans, or accounts receivable, a lawyer can help you pursue legal action to recover the debt.
- Debtor refuses to pay: When a debtor is unwilling or unable to make payments, a lawyer can assist with filing lawsuits, securing judgments, and enforcing those judgments to collect the debt.
- Negotiating repayment plans: If you’re willing to work with a debtor to arrange a payment plan, a lawyer can negotiate and draft a legally enforceable agreement.
- Legal representation in court: If a debtor disputes the debt or countersues, a lawyer can represent you in court and ensure your legal interests are protected.
- Securing liens or garnishments: A lawyer can help you secure liens on a debtor’s property or garnishments on their wages to recover the owed debt.
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For Debtors:
- Facing debt collection lawsuits: If you’ve been sued by a creditor or collection agency, a lawyer can represent you in court and help you defend against the claim or negotiate a settlement.
- Debt collection harassment: If creditors or debt collection agencies are harassing you or violating your rights under the Fair Debt Collection Practices Act (FDCPA), a lawyer can help stop the harassment and potentially sue for damages.
- Negotiating debt settlements: If you owe a significant amount of money but want to avoid bankruptcy, a lawyer can negotiate with creditors to reduce the total amount owed or set up a payment plan.
- Disputing a debt: If you believe a debt is incorrect or have been wrongfully targeted by debt collectors, a lawyer can help you dispute the claim and provide evidence to resolve the matter.
- Bankruptcy options: If your debts are overwhelming and you’re unable to repay them, a debt collection lawyer can help you explore bankruptcy as an option for debt relief.
Hiring a lawyer early in the process can help you protect your financial interests and avoid escalating legal issues.
What Does a Debt Collection Lawyer Do?
A debt collection lawyer provides a variety of services depending on whether they are representing the creditor or the debtor. Their responsibilities often include:
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For Creditors:
- Filing lawsuits: A lawyer can file a lawsuit against a debtor who has failed to pay what they owe. This includes preparing and submitting legal documents, representing you in court, and pursuing judgments.
- Negotiating settlements: If the debtor is willing to settle, the lawyer can negotiate a payment arrangement or reduced settlement that ensures you recover some or all of the debt.
- Securing judgments and enforcement: After obtaining a court judgment, a lawyer can help enforce it through methods like wage garnishment, bank levies, or property liens.
- Reviewing contracts and agreements: A lawyer can review your contracts and lending agreements to ensure that they comply with the law and are enforceable if a debtor defaults.
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For Debtors:
- Defending against debt collection lawsuits: If you’re being sued by a creditor, a lawyer can challenge the lawsuit, dispute the debt’s validity, or negotiate a more favorable settlement.
- Stopping harassment: If debt collectors are using unlawful practices to collect a debt (such as threatening you or contacting you excessively), a lawyer can intervene and protect your rights.
- Negotiating debt relief: A lawyer can negotiate with creditors to reduce the total amount of debt you owe or develop a manageable payment plan that suits your financial situation.
- Disputing inaccurate debts: If a debt is not valid, a lawyer can help you gather evidence to dispute the claim and prevent further collection actions.
- Filing for bankruptcy: If your debts are overwhelming, a lawyer can advise you on whether filing for bankruptcy is the best option and help you through the process.
How Are Debt Collection Lawyers Paid?
Debt collection lawyers typically charge for their services in different ways depending on the complexity of the case and whether they represent a creditor or debtor. Common payment structures include:
- Hourly rate: Many debt collection lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and the case’s complexity. Hourly fees are common when the lawyer is representing either party in litigation or negotiation.
- Contingency fee: For creditors, some lawyers work on a contingency fee basis, meaning they only get paid if they successfully recover the debt. Their fee is typically a percentage of the recovered amount, usually ranging from 20% to 40%.
- Flat fee: For specific services, such as reviewing a contract, drafting a demand letter, or defending a straightforward debt collection lawsuit, a lawyer may charge a flat fee.
- Retainer: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.
It’s important to discuss fees with your lawyer during the initial consultation and understand the total cost of their services before proceeding with your case.
How Much Does a Debt Collection Lawyer Cost?
The cost of hiring a debt collection lawyer depends on whether you are a creditor or debtor, the complexity of the case, and the lawyer’s experience. General cost estimates include:
- Hourly rates: Most debt collection lawyers charge between $150 and $500 per hour. Complex cases involving litigation or large amounts of money may result in higher legal fees.
- Contingency fees: If the lawyer works on a contingency basis, they typically charge between 20% and 40% of the recovered amount. For example, if you recover $10,000 and the contingency fee is 30%, the lawyer would take $3,000.
- Flat fees: For simpler services like drafting a demand letter or responding to a debt collection lawsuit, flat fees may range from $500 to $2,500, depending on the work required.
- Retainers: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.
Always ask for a detailed cost estimate during your consultation to avoid surprises and ensure that the services fit your budget.
Top Questions to Ask a Debt Collection Lawyer
Before hiring a debt collection lawyer, it’s important to ask the right questions to ensure they have the experience and expertise to handle your case. Key questions to ask include:
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What experience do you have with debt collection cases?
Make sure the lawyer has experience handling cases similar to yours, whether you’re a creditor or debtor. -
How do you charge for your services?
Clarify whether the lawyer charges by the hour, on a contingency fee basis, or a flat fee, and ask for a detailed estimate of the total cost. -
What is the likelihood of success in my case?
Ask the lawyer for an honest assessment of your case and the potential outcomes. -
How long will the process take?
Debt collection cases can take time, so ask the lawyer how long they expect the process to last, from filing the claim to recovering the debt or resolving the dispute. -
What are my legal rights?
Ask the lawyer to explain your rights as a creditor or debtor, including protections under laws like the Fair Debt Collection Practices Act (FDCPA). -
Will you personally handle my case?
In larger firms, junior attorneys or paralegals may handle parts of the case. Make sure you know who will be managing your case.
How to Check the Credibility of a Debt Collection Lawyer
To ensure you are hiring a reputable debt collection lawyer, take the following steps to verify their credentials and track record:
- Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
- Look for debt collection experience: Review the lawyer’s website or professional profile to ensure they specialize in debt collection law and have successfully handled cases like yours.
- Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle debt collection cases.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on debt collection matters.
- Check for certifications or memberships: Look for certifications or memberships in organizations like the National Creditors Bar Association (NCBA) or other relevant associations that focus on debt collection law.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a debt collection lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
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For Creditors:
- List of outstanding debts: Bring a detailed list of the debts owed to you or your business, including invoices, contracts, or other supporting documentation.
- Previous communication with the debtor: Provide copies of any emails, letters, or phone call logs showing attempts to collect the debt.
- Contracts or agreements: Bring any contracts or agreements related to the debt, as they may be critical in proving your case.
- Judgment information (if applicable): If you’ve already obtained a court judgment against the debtor, bring the judgment documents and any enforcement attempts.
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For Debtors:
- Debt collection letters or notices: Bring any correspondence from creditors or collection agencies, including demand letters and collection notices.
- Payment records: Provide proof of any payments made toward the debt, including receipts, canceled checks, or bank statements.
- Debt validation or dispute documentation: If you’ve disputed the debt or requested validation, bring copies of the dispute letters and the creditor’s response.
- Legal summons or lawsuit documentation: If you’re facing a lawsuit, bring the court summons, complaint, and any legal documents related to the case.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best legal advice tailored to your needs.
