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12 Aug, 2020 by Shara
Andrew was very diligent and assisted my client in resolving their probate case quickly and efficiently, preventing a foreclosure. So thankful to have found him, and highly recommend.
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13 Apr, 2018 by Anonymous
Excellent attorney great work ethic . Prompt and very caring to my needs. I would hire him again .
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15 Mar, 2018 by Anonymous
Andrew Ponnack is very knowledgeable and extremely caring attorney! His secretary Aviva is truly amazing... They both are there for you and deliver! Thank you both for all your hard work and effort during a trying time! JC
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20 Apr, 2020 by Anonymous
Dan is currently working on my case of a foreclosure. His service has been excellent so far. I live in another city but he has kept me updated on all aspects of my case. Watching him defending my case was a joy to see. He is well prepared and seems to get the job done. Happy I chose him.
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11 Jun, 2019 by Gloria
Daniel Bialczak, Esq. IS an excellent Attorney! He handled everything from A to Z for me. Every time I spoke to him he had great news and accomplish a lot. His expertise and negotiating skills have surpassed any attorney I’ve ever worked with. He is amazing. Seriously, if you need an attorney, hire Daniel Bialczak, Esq.. The law offices of Korte and Associates are exceptional. You cannot ask for a better law firm!! BRIAN KORTE AND DANIEL BIALCZAK ESQ. ARE THE BEST! And Tammie Thank you guys so much for representing me!
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25 Mar, 2019 by Sean
I had the pleasure of working with Dan for several incidents:
The first was with our landlord who was being unresponsive on our 8+ service requests that had not been responded to for over 2 months. Dan offered advice on the best way to get both the landlord and management company to respond and it worked really well! We had people fixing up our rental house within 48 hours!
The second time was when we wanted to end our lease early. Again, Dan offered advice on the best way to go about this and we were able to satisfactorily end our lease without extra charges.
The third time was when we needed to get our deposit back from our rental company. Dan advised how to approach the landlord and management company and we were able to recover our entire deposit!
Dan's positive, can-do attitude made him a pleasure to work with and helped get us results.
Thank you sir!
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31 Mar, 2015 by Jessica
We recently needed, for the first time, the assistance of an attorney. Not knowing the industry, I called several offices before having the pleasure of speaking with Nicole. She immediately made me feel at ease and actively listened our situation. She was very professional, friendly and knowledgeable. She handled our case quickly with the utmost professionalism and kept us informed every step of the way. I would most definitely recommend Nicole and her firm to anyone needing their services.
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06 Mar, 2014 by Melissa
We have worked with Nicole & Doug for many, many years and have never had a problem. We use them for non payment of services from businesses. They remit client payments in a timely fashion, send updates monthly with details of each case not just a generic status update. They work to resolve the case in our best interest. They are easily contacted either through phone, fax or email and are always friendly and courteous.
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01 Mar, 2014 by Anonymous
My case was handled with care and professionalism. My calls were returned in a timely fashion. Even with a complicated case and an unreasonable composing counsel, she kept focus and handled all motions immediately
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15 Mar, 2022 by Nola
After months of trying to negotiate with my creditor- who refused to budge on their demands-they had added on $2,700 to the original debt for late fees. I could not pay what they were asking- if I could, I would have paid it to begin with. They finally filed to take me to court. I tried to mediate, but they refused and said they would seek judgement. I was in tears. I had just so happened to receive a letter from Bryan the day before offering his service. Something told me to contact Bryan. I am so thankful I did. Brian and his Mom were so helpful in explaining everything and listening to my problem. For a VERY reasonable fee Bryan got the collector to completely dismiss the debt. I owed nothing! And they agreed to remove it from my credit report too! God was watching out for me when he sent me to Bryan. Such a nice, honest man willing to listen and help. I would not recommend any other lawyer.
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19 Aug, 2015 by Brian
He gave excellent advice for us and he Is a great attorney if you need a good attorney please choose him
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29 Jul, 2015 by Terrie
Attorney Dangler exceeded my expectations. After both consulting with another firm and failing to take care of my debt lawsuit on my own, Mr. Dangler was able to have the case dismissed and I didn't have to pay anything to the debt collector.
Attorney Dangler maintained constant contact with me during the duration of my case, even going so far as to give me a congratulatory phone call when my son was accepted into college. He was very knowledge, blunt in in terms of which solutions were realistic, and guided me through the steps he took during the case in an effort to further educate me on the issues.
Should I need any help or advice when it comes to anything relating to debt, whether or not I absolutely need an attorney, I will be sure to contact Mr. Dangler to at least gain his insight into my options.
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11 Apr, 2015 by Anonymous
My husband and I consulted with Ms. Pucylowski about a particular legal matter. She was very knowledgeable, answered all our questions, and went above and beyond a typical free consultation. When the time comes, Ms. Pucylowski will definitely be representing us on this matter.
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15 Oct, 2013 by Allen
At first glance, you would think Ms. Fallat-Pucylowski is too young to be practicing law, then you are quick to see has been a member of the Florida Bar for 16 years. She was a 22 year old Assistant State Attorney, a Assistant Public Defender in 2 Districts, Assistant Attorney General (then assigned to their Anti-Trust Division), and worked at the world renowned Keller Rohrback L.L.P firm, and personally in charge of the Exxon Valdez Oil Spill complex litigation. I went to her because of her resume. She handled my family law matters. She will be my personal Attorney for life!
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09 Apr, 2013 by Dallen
Smartest Human I ever come across. Anybody you has the chance to have her represent you will be amazed. She was a 22yo Assistant State Attorney, has worked for the Florida Attorney General, as an Assistant Public Defender and has worked for some of biggest law firms in the country on cases that made headlines. Very grateful she was in Brevard when I needed her.
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24 Nov, 2012 by Anonymous
He is the best attorney that I have ever seen.he is very knowledgable in different fields.he def deserves any fees he charges.
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02 Dec, 2009 by Beth
I've used Omar for a couple of things and been very happy with his service. He's great about communicating, which not all lawyers are. His fees are reasonable, given the cost of legal issues these days. He gives things to you straight, but lets you make your own decision after laying out all the facts. I like his common sense approach. His ego doesn't get in the way. I like his ethics. I like his honesty. I've recommended him to my friends. He's got a grasp of what ordinary people are up against, instead of being insulated from the real world.
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06 Jul, 2009 by Anonymous
I would highly reccomend Mr. Farooq. He is very competent in every area he practices in and always kept me informed as to what was happening in my case.
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04 Oct, 2024 by Tracey-ann rigg
02 Oct, 2024 by Richard mills
Gregory McFarlane is the very best at what he does. Professionalism personified. Highly recommended!
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30 Aug, 2024 by Bad jamaican-gal
I would like to start of by saying thank you to THE MCFARLANE FIRM they did a exceptional job with my case very affective and efficient service.I definitely recommend THE MCFARLANE FIRM for all your legal needs.
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22 Jun, 2020 by Anthony hall
Mrs. Hall is thorough and professional. She is experienced in immigration law with a great knowledge base. She assisted me with obtaining with obtaining my green card. I would recommend her nay day for you legal needs.
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07 Jun, 2020 by Hannah
I contacted Attorney Hall to remove the conditions on my husband’s green card. Her price was reasonable and she allowed us to make payments for her help. She’s thorough and is very good with communicating. I highly recommend her for all your immigration needs.
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15 Jul, 2015 by Sasha
My law firm was located down the hall from Brooke Panagakos for several years. In that time, I've had the pleasure of referring numerous cases to her for bankruptcy. In addition to having experience, she brings unmatched work ethic and uncompromising integrity to the table. I highly recommend Brooke Panagakos, Esq.
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20 Sep, 2013 by Anonymous
Brooke is not only an outstanding attorney who always attains the best results for her clients, but she also is excellent in communicating with other attorneys and the courts.
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04 Aug, 2013 by Anonymous
Janet Represented me on several occasions. She was referred by a friend who had used her for her divorce. She helped me prove a change of circumstances and my alimony was eliminated with a short term minimal payment. She was thorough and creative in her approach.
I used her again to review and negotiate a contract for me as well as to assist me with several minor matters that other attorneys I knew thought were too minor for their attention. Janet gave all of them the same level of attention whether she was being paid a couple of hundred dollars or several thousand.
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14 Jul, 2013 by Laila
I have retained Ms. Shepherd several times in the last few years. She was wonderful, caring, responsive, knowledgeable and superb in handling my case. I trust her and would not hesitate to retain her again in the future or to recommend her services to others.
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27 Nov, 2016 by Cynthia
I give kudo's to such a fine Attorney as Ms. Moscato. She is grounded and truly committed to taking care of all your need and at the same time making sure you understand every legal avenue you can take. Ms. Moscato made every step of my legal problems go smoothly and stress free.
Sincerely Thankful that I used
The Law office of Allison Moscato
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24 Jun, 2013 by Peter
Miss Moscato was very knowledgeable in her field. And even though I know that she had dozens more cases that she was working on, she always took the time to answer my many questions in a timely manner. And she always managed to make me feel like I was her top priority at that time. It's very rear today to find an attorney who takes the time to work with you one on one.
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12 Oct, 2017 by Pat
Tom has helped me several times. He helped me file for disability & I was approved first attempt. I received my first check 3 months after I filed.
He has helped me with bad landlords. He even was able to get my dogs back 2 days after I was going to sell them as I have mental issues and was so sad feeling I let my dogs go. Tom is a wonderful man who truly cares about his clients and employees. I also had the privalge of working for him and he was the best boss I've ever had. Cant say enough how great Tom is and he's a awesome attorney.
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24 Feb, 2015 by David
I have worked with Tom Avrutis for 25 years. He is an exceptional lawyer and person. Always prompt, knowledgeable and professional. I highly recommend him for collections work.
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29 Jun, 2018 by Gregg
Kevin Mason is a lawyer you want when you know you are in a litigation case where you have been wronged or cheated by your ex employer.
He will fight for justice until justice prevails and is a great communicator ...I highly recommend his services !!
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25 Mar, 2016 by Rich
I am in a very bad case in Florida and Kevin is very good at getting to the bottom line. He is just what we needed to fight an HOA that is terrible and has lawyers to match. I have worked with a lot of lawyers in my time and this guy is one of the good ones. I highly recommend him. You will be happy you hired him.
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13 Aug, 2020 by Anonymous
Resolved my case very quickly, worked hard to research defenses and provided many to settle the case. From the initial phone call details were explained thoroughly, about the case and fees. They had the upmost confidence that my case could be settled with no damage to myself, and they delivered completely. I would highly recommend seeking out counsel here. If I ever need to have legal representation again I will seek Mr. Dickerson and his group’s help first.
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30 Nov, 2017 by Craig
The Heritage Law Group is my version of the Legal Dream Team!!
Mr. Dickerson and his team were extraordinarily hard-working and diligent about my case. As his clients, I felt very important and knew I was in great hands. Thank you, Mr. Dickerson, for a job well done!!!
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02 Mar, 2017 by Anonymous
Bryan Manno and Federated Law Group helped me out of a bad situation. They were always courteous and kind even though the situation was stressful. I would definitely do business with Federated Law again.
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01 Mar, 2017 by Matthew yon
Bryan is extremely knowledgeable about the debt collection process and the legal proceedings involved in debt collection. He is easy to work with, but a tough litigator when he needs to be.
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24 Jul, 2019 by Anonymous
Kim Torres came highly recommended to me. She is well respected in the legal community for good reason. Not only did she make efficient use of our time, she also offered realistic, no-nonsense guidance. She handled our case with compassion and professionalism. No negotiated outcome is ideal, but mediator Kim Torres is probably your best chance of settling out of court and getting on with your life.
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08 Apr, 2009 by Anonymous
Kim was very knowledgeable and put me at ease with my process of the whole divorce. Her responsive time is excellent especially through email since I work all the time. I would definately recommend her and use her services again.
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18 Sep, 2024 by 20grit
I highly recommend Mr. Pillsbury for his exceptional legal support. His clear communication and strong representation truly stood up for my name in the courtroom. He provided honest guidance without giving false hope and was always there to support me when I needed it most. Thank you, Mr. Pillsbury!
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10 Aug, 2024 by Amber morrissey
Professional and kind! Thank you for spending your valuable time and knowledge to assist others during trying times in their lives!
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09 Aug, 2024 by Dr dr
⭐⭐⭐⭐⭐
I had the pleasure of working with Jack for my recent legal matter, and I couldn't be more satisfied with the experience. From the initial consultation to the final resolution, Jack displayed exceptional professionalism, knowledge, and dedication. They were always available to answer my questions and provided clear, concise explanations of complex legal issues. Their strategic approach and attention to detail were instrumental in achieving a favorable outcome in my case. I highly recommend Jack to anyone in need of expert legal assistance.
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09 Aug, 2011 by Susan
No one really wants to go through bankruptcy but if you have to, or think you do, I highly recommend Debra Quinn. I was very resistant to the idea at first but she made me realize that bankruptcy was not a shameful thing but a legal tool that would help me get back on my financial 'feet' and have a better future. I initially just couldn't imagine how it would work out for me. Ms. Quinn was sensitive to my feelings about my financial situation and after meeting with her I began to feel hopeful. She reviewed the pertinent factors in my case and even with some challenging points, was able to work her way through them, with lasting benefit to me. Ms. Quinn went out of her way to answer my (many) questions and keep me informed about the process every step of the way. Ms. Quinn displays sensitivity and respect for her clients and conveys the message that anyone can find themselves in need of her services. If you choose Ms. Quinn to guide you through the bankruptcy process, you will not be disappointed. Ms. Quinn successfully handled my case to a positive conclusion and in the process, made me feel better about myself and my future. Thanks Debra!
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31 Jan, 2023 by Shanon
Jeff Eannarino is an absolute pleasure to work with, he is a true dedicated attorney and gets the job done! He handled my real-estate issues that I was turned away from by others who doubted themselvesto win. I was blessed to have been referred to Jeff. He works diligently to win and most importantly he cares!
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21 Aug, 2015 by Celestino
Jose has represented me for over a year now in a case against a tenant who damaged my property, and all I can say is that I am very thankful he is in my corner. Very professional, knowledgeable, hard working, and he is also an excellent human being.
Highly recommended.
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29 Jul, 2016 by Chris
Michael and his staff never estimated their ability to handle this case from day one for me. This is a complicated case dealing with a parents house in a pending 7 year foreclosure case. After much research on his background and reading several of his motions and affirmative defense stradgies in similar type cases I chose him. This a well seasoned team with excellent service skills in all aspects of their office. I highly recommend this team.
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24 Feb, 2017 by Paul
Ms. Kwon did well with the handling of my speeding traffic case. She was able to get a reduction in my fine, adjudication of my charge and no points. I only had to take an advance traffic class.
Thanks ms. Kwon
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09 Nov, 2018 by Michael
Dave is an accomplished and caring legal practitioner and has successfully handled many cases that I have referred to him with the highest professionalism. I believe that the compassion and respect that he shows his clients is truly unmatched in the field.
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24 Jun, 2015 by Carolina
Hired Ms. Cuellar and her partner, Ms. Amador for a criminal defense and outstanding is an understatement. From the moment they took the case, they got to work and they had proof of all the work they had done. Depositions were done in an organized manner and the facts were made very clear by both Monica and Abbie. Once it came to trial, the case was beat and justice was truly served.
I reccomend these two amazing, professional attorneys for not just criminal matters, but civil matters as well!
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04 May, 2020 by Jill
I definitely recommend Mr. Spiriti.. last year I bought a house from the county auction in Broward. Completely remodeled my home.. What I didn't realize was there was a mortgage owed on the home. I received a letter stating that my home was going to be put up for auction & I was going to loose it. The court date was less then a month away. Mr. Spiriti worked magic& helped me save my home. He was fast, efficient, & very knowledgeable about the entire process. He didn't give up& worked hard to make sure that my house didn't go to the auction... i am very grateful to have hired him & i continue to use him him for other real-estate matters.. great office staff, Lisa is very friendly, & helpful, & polite. Mr. Spiriti is a Great lawyer that truly cares about his clients.
save my house and he did it very quickly and efficiently..
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13 Jan, 2025 by Philly pm
Super impressed with Anila and her expertise in law. She has been very helpful and thoughtful with regard to our situation. Highly recommended for your real estate legal needs!!
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20 Nov, 2024 by Luis a
We used this law firm for a quit claim deed. Anila was great throughout the entire process. Always quick to respond to my questions, however trivial they may have been. Very informative and patient. I would definitely recommend her and use this firm again should I have the need. Thank you.
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08 Oct, 2024 by Christen ritchey
Anila is an excellent attorney - responsive, efficient and does quality work. I highly recommend her!
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06 Feb, 2025 by Frandy aguiar
Scott took my case and brought it to a fair resolution. At all times he was available and patient with my questions and concerns. I definitely recommend him!
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31 Jan, 2025 by Skye cleans
I can’t say enough great things about Scott! From start to finish, he fought for me every step of the way and never left my side throughout the entire process. His dedication, knowledge, and commitment made a stressful situation so much easier to navigate. He truly cares about his clients and goes above and beyond to ensure the best possible outcome. If you’re looking for a workers’ comp attorney who will stand by you and fight for your rights, Scott is the one to call. Highly recommend!
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27 Jun, 2024 by Alex valcourt
Nice lawyer very helpful staff
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20 Sep, 2024 by Rafael
Tiffany and her team made my bankruptcy seamless. She took her time to thoroughly review everything with me. The modern tools she utilizes made the whole process efficient.
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23 Sep, 2024 by Robert
While I didn't hire Jonathan, he has a deep understanding of bankruptcy law that provides clear and practical advice. He is patient at answering questions and helpful in understanding the options without any pressure. His professionalism and expertise are evident, and I would not hesitate to recommend him to others seeking guidance on bankruptcy issues.
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28 Aug, 2024 by Alec
I have worked with Aaron Swift Law and Swift Law Firm on multiple cases and he and his firm are extremely professional, reliable and they get results for their clients. I proudly refer my clients to his practice on a weekly basis and will continue to do so.
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FAQs
Questions? We have answers
What a Debt Settlement Lawyer Can Do for You
A debt settlement lawyer specializes in helping individuals and businesses negotiate with creditors to reduce or eliminate unsecured debts, such as credit card balances, medical bills, and personal loans. These lawyers provide legal advice on debt relief options, represent you in negotiations, and protect your rights under consumer protection laws. By leveraging their expertise, a debt settlement lawyer can often secure more favorable terms than you might achieve on your own, potentially reducing the total amount owed and helping you avoid bankruptcy.
When Should I Hire a Debt Settlement Lawyer?
You should consider hiring a debt settlement lawyer in the following situations:
- Overwhelming Debt: If you're struggling to make minimum payments on your debts or are facing significant financial hardship, a lawyer can help explore options to reduce your debt burden.
- Creditor Harassment: If creditors or collection agencies are harassing you with frequent calls, letters, or threats, a lawyer can intervene to protect your rights under the Fair Debt Collection Practices Act (FDCPA).
- Lawsuits from Creditors: If a creditor has filed a lawsuit against you for unpaid debts, a lawyer can represent you in court and negotiate settlements to prevent wage garnishment or asset seizure.
- Complex Debt Situations: If your debts involve legal complexities, such as co-signers, joint accounts, or disputed charges, a lawyer can navigate these issues effectively.
- Considering Bankruptcy: If you're contemplating bankruptcy but want to explore alternatives, a debt settlement lawyer can advise on whether debt settlement is a better option for your situation.
- Protecting Assets: If you have significant assets you wish to protect from creditors, a lawyer can help structure settlements to safeguard your property.
Hiring a lawyer early can maximize your chances of a favorable outcome and prevent legal missteps that could worsen your financial situation.
What Does a Debt Settlement Lawyer Do?
A debt settlement lawyer provides a range of services to help you manage and reduce your debts:
- Legal Consultation: Evaluates your financial situation, explains your rights, and advises on the best debt relief options, such as debt settlement, debt consolidation, or bankruptcy.
- Negotiating with Creditors: Communicates with creditors and collection agencies on your behalf to negotiate reduced settlements, lower interest rates, or extended repayment terms.
- Drafting Settlement Agreements: Prepares legally binding agreements that outline the terms of the settlement, ensuring that the creditor cannot pursue additional claims once the debt is settled.
- Protecting Against Creditor Harassment: Uses legal tools to stop abusive collection practices and enforces your rights under consumer protection laws.
- Representing You in Court: If creditors file lawsuits, the lawyer can defend you, potentially getting cases dismissed or negotiating settlements to avoid judgments.
- Financial Planning Advice: Provides guidance on budgeting, managing expenses, and rebuilding credit after debt settlement.
- Bankruptcy Alternatives: Helps you explore alternatives to bankruptcy, which can have long-term effects on your credit and financial opportunities.
How Are Debt Settlement Lawyers Paid?
Debt settlement lawyers typically charge for their services in one of the following ways:
- Flat Fee: A set fee for specific services, such as negotiating with a single creditor or handling a straightforward settlement.
- Hourly Rate: Charging an hourly fee for the time spent working on your case. Rates can range from $200 to $500 or more per hour, depending on the lawyer's experience and location.
- Percentage of Savings: Some lawyers charge a fee based on a percentage of the amount they save you in the settlement. For example, if they negotiate a $10,000 debt down to $6,000, they might charge 25% of the $4,000 saved.
- Retainer Fee: An upfront payment from which the lawyer deducts fees as they work on your case. You may need to replenish the retainer if it is exhausted.
- Payment Plans: Some lawyers offer payment arrangements to make their services more affordable, allowing you to pay the fee over time.
It's important to discuss payment structures and fees during your initial consultation to understand the total cost and ensure it fits within your budget.
How Much Does a Debt Settlement Lawyer Cost?
The cost of hiring a debt settlement lawyer varies based on several factors:
- Flat Fees: May range from $500 to $3,000 per creditor, depending on the complexity of the negotiations.
- Hourly Rates: Typically between $200 and $500 per hour. Total costs depend on the amount of time required to settle your debts.
- Percentage of Savings: Commonly 15% to 25% of the amount saved through negotiation. For example, if your lawyer saves you $10,000, their fee might be $1,500 to $2,500.
- Retainer Fees: Initial retainers can range from $1,000 to $5,000, depending on the anticipated workload.
Additional costs may include:
- Court Fees: If legal action is necessary, such as filing motions or defending against lawsuits.
- Administrative Fees: Charges for copying documents, postage, or other administrative tasks.
Always request a detailed fee agreement and discuss all potential costs upfront to avoid unexpected expenses.
Top Questions to Ask a Debt Settlement Lawyer
-
What is your experience with debt settlement cases similar to mine?
Ensure the lawyer has a successful track record in negotiating debt settlements for clients with situations like yours. -
How do you charge for your services, and what are the estimated total costs?
Understand the fee structure, including any upfront costs, percentages, or additional fees. -
What are the potential outcomes of my case?
Ask for an honest assessment of how much your debts could be reduced and the likelihood of successful negotiations. -
How long will the debt settlement process take?
Get an estimated timeline for negotiations and resolution. -
Will you handle communications with all my creditors?
Clarify whether the lawyer will negotiate with all your creditors or only specific ones. -
What happens if a creditor refuses to settle?
Discuss alternative strategies if a creditor is uncooperative. -
How will debt settlement affect my credit score?
Understand the potential impact on your credit and how to rebuild it afterward. -
Can you help protect me from creditor lawsuits or wage garnishment?
Inquire about legal protections and how the lawyer can assist if creditors take legal action.
How to Check the Credibility of a Debt Settlement Lawyer
- Verify Their License: Ensure the lawyer is licensed and in good standing with your state's bar association.
- Experience and Specialization: Look for a lawyer who specializes in debt settlement or consumer debt law.
- Client Reviews and Testimonials: Research online reviews or ask for references to learn about other clients' experiences.
- Professional Memberships: Membership in organizations like the National Association of Consumer Bankruptcy Attorneys (NACBA) or local bar associations can indicate a commitment to the field.
- Disciplinary Record: Check for any past disciplinary actions or complaints filed against the lawyer.
- Consultation Feedback: Use the initial consultation to assess their communication style, professionalism, and confidence in handling your case.
What Should I Prepare for My First Consultation?
To make the most of your initial meeting with a debt settlement lawyer, bring the following:
- Detailed List of Debts: Include all creditors, account numbers, balances, interest rates, and any correspondence you've received.
- Income and Expense Statements: Provide documentation of your income sources and monthly expenses to give the lawyer a clear picture of your financial situation.
- Credit Reports: Obtain a recent copy of your credit report from all three major bureaus (Experian, TransUnion, Equifax).
- Correspondence from Creditors: Bring any letters, notices, or legal documents you've received from creditors or collection agencies.
- Legal Documents: If you've been served with lawsuits, summons, or wage garnishment orders, bring those documents.
- Questions and Concerns: Prepare a list of questions about your options, the debt settlement process, and potential outcomes.
- Budget Information: Be ready to discuss what you can realistically afford to pay toward settlements.
By being thoroughly prepared, you enable the lawyer to assess your situation effectively and provide the best possible legal advice tailored to your needs.
