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13 Feb, 2021 by Bill
Did not want to file, but I did not have a choice cus I just did not have the $$$ to pay my credit cards.Called and read reviews of a few lawyers and decided to go with this company.Glad I did they took my worries away and keep me up to date all the time and answered any questions I had.So if you are on the border whether to file bankruptcy or not call these guys. They are great
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17 Jan, 2020 by Anonymous
It’s very difficult to find professionals this bright, articulate, knowledgeable and at the same time outstandingly kind. Mr. Fleysher is an amazing lawyer who runs circles around the completion in knowing the law, being straightforward, respectful and honest with clients during the one of most difficult and emotionally frightening times in their lives. I immediately felt better after talking to him because he is a so smart, and an unusually genuine and warm person who converses in a direct professional manner and stays focused and interested In the conversation, answering every question, He does not answer his phone or going off on tangents, he’s with you 100%. II feel very grateful to have found him and his firm. 10 stars out of 10..
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01 Dec, 2019 by Jim and diana
We can't say enough good things about Emil. So very personable and professional! He made an otherwise difficult time manageable. He was there every step of the way to walk us through what to expect. I would highly recommend Emil and his staff to anyone!
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14 Aug, 2023 by Darren
Words simply aren’t enough to describe what I’ve earned in life because of this man. His professionalism, human nature, and decorum are just some of his beautiful attributes he brings to the court room. He assessed and directed my entire approach and was spot on with my expected outcome. Through laying out the facts and showing my credibility Ted fought for mw to have joint custody of my son. No tricks, no gimmicks. Just the law, and his excellent reasoning and approach granted me everything I could have asked for. I have a voice and coachable moments now with my son whom I wasn’t able to with prior to finding Ted.
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26 Mar, 2023 by Anonymous
Mr Sliwinski prepared wills for my parents, my wife & myself. He was very through, knowledgeable & competent. He answered all our questions & gave us very good advise. I would highly recommend Ted for any legal family issues.
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23 Mar, 2023 by Joshua
Ted has been extremely friendly, caring, and attentive when assisting me with very tricky family legal issues and I now consider him a friend of the family and would highly recommend him to anyone in the future!
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14 Mar, 2024 by Cynthia joubert
David was excellent in making sure I understood the process and that it was important to follow through with the agreement. He showed patience with working with me..I have already recommended David to someone.. Again Thanks for the support David getting this matter resolved..
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17 Dec, 2023 by Brenda and john
I appreciate all he did. He does his work well. He understands you and works with you. I would recommend him.
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16 Nov, 2023 by Mirela
I have had a great experience with David. He was detailed and responsive. I would definitely recommend him to my family and friends. Thank you again.
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15 Mar, 2022 by Anonymous
Such a great experience. If you're looking for warm and fuzzy, Mike isn't the lawyer for you. But if you want it straight, to the point and accurate - hire him! I had a great experience and have recommended him to friends and family. Thank you Wink & Wink Team!
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15 Feb, 2022 by Cathy
I wanted to take a moment to give my brief testimonial. Michael Wink helped me with my financial situation. I was lost on what to do. I had debt collectors coming after me as well my credit score was a mess. I heard Mike Wink on the radio and I was excited to know that I could get help on my financial problems and direction on what to do in my situation . Mike worked out a Chapter 13 for my needs and after 3 years I am back on track and very happy that Wink & Wink was there to help. I am grateful for Wink & Wink for my new start. Cathy
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22 Oct, 2021 by Anonymous
Wink & Wink is great at what they do - knowledgable, effective and nonjudgmental. Mike did a great job navigating a challenging situation and Ann is a kind and personable guide. I am grateful and happy with their service and results. I recommend them if you find yourself in need.
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28 Jan, 2022 by Anonymous
I don’t typically write any reviews but Shiela was so Amazing from the initial consult to the end of the case that she deserves people to know what a professional, compassionate, kind attorney she is. If your looking for the best attorney than stop looking. I liked her immediately because she listened without any judgments, she didn’t rush me off the phone, she really listened to my case. It was so refreshing to find an attorney that was so good at what they do, make your feel comfortable, and pass zero judgements and care all at the same time. She gives you the facts, helps you understand what to expect which helped me so much. I found Shiela after my previous attorney really messed up a simple case for me and made it beyond complicated. Shiela solved the problem, where most attorneys wouldn’t even want to get involved with someone else’s mess, but she took the time, helped us and solved our case. We are so happy with Shiela and appreciate her very much. Thank you so much for all your help.
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16 Dec, 2021 by Neda
My nanny was having some issues and needed to file for bankruptcy. I immediately thought of Sheila and thank god I did. She helped her with her case quickly and smoothly. She was always available to answer her questions and let me bug her on off hours too. My nanny only speaks Farsi, Shiela spent the time to translate everything for her, which she was relieved and forever grateful for. Thank you Sheila for everything!
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19 May, 2021 by Robert
I cannot say enough good things about Sheila. She helped me through every step of the Bankruptcy process and went above and beyond the call of duty. She made the process easy from start to finish. She was always a call or text away to help me with any questions or concerns I had in regards to my Bankruptcy. I can’t thank her enough for her help and I highly recommend Sheila.
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01 Apr, 2019 by Angie
Ashley Tuchman is representing me through my divorce. Going through a divorce has been the most demanding experience of my life. Truly the light throughout this laborious and emotionally draining process has been the support of my attorney. I cannot stress enough how important aligning yourself with the right attorney, with the right attitude will serve you well and keep your head on straight at a time where you need to be on your game. Ashley is pragmatic, knowledgeable and honest. Her no nonsense style while dealing with facts and challenges is well balanced by her empathetic and attentive nature to see you through the most challenging circumstances. Ashley is supportive and helps keep it all together in a time where many things seem to be falling apart. She is reliable, responsive and diligent. She does an outstanding job of keeping you on target and prioritizing demands effectively. Ashley is a true client advocate and a trusted advisor. I would highly recommend her services.
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20 Feb, 2019 by Stacia
I had the privilege of working with Ashley Tuchman during my divorce. She made things very simple and easy for me to understand during the entire process. She was amazing at catching the smallest details and coming up with brilliant strategies that helped my ex and I come to an agreement and settle our divorce in a timely manner. I’m forever grateful for her expertise and advice and understanding in helping me through this difficult time. Her knowledge and creativity and the way she worded the documents was very helpful to my case. I’m very confident in her abilities and I absolutely would hire her again. Thank you.
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30 Dec, 2018 by Nicole
I could not have asked for a more seamless experience with my divorce. Ashley and her team guided me through each step and anticipated the next. Not only were they professional but they made my experience very personal as well. My concerns were prompltly addressed and answers were given very quickly! At the end of this entire roller coaster, my ex husband even stated that he would recommend my attorney over his! Thank you Ashley and Modern Law, for your excellence in taking care of me and my family!
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29 Jun, 2024 by Acolem5
Keren helped me with 2 cases and I have absolutely nothing but great things to say about her. She was very professional, courteous, responsive emails, etc. I had a lot of questions, since this was the first time I'd ever needed to contact and attorney and Keren answered each one. I would have no qualms about recommending Keren to friends and family if ever they need an attorney in her field. I can't say Thanks enough, Keren!
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17 Aug, 2022 by Chirag patel
I had an issue with the one of the large bank and I hired Keren for my civil case. Keren has been excellent to work with. She was very professional, knowledgeable and clearly cares about her clients. Any requests or issues I had she handled in a very timely manner. The advice was always good and objective at fair rates. She did a great job of communicating and keeping me informed on what was going on with the case and what the options/next steps were. I would gladly work with her again in the future of the need arises. She got me the best possible outcome! I highly recommend this law firm. Always on our side no matter what!
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04 Oct, 2021 by Tamyia
Karen Gesund handled my case, she’s straight forward, answers her phone and responded very quickly to an email I believe it was a weekend. When a debt collector in my words, “tried to get me,” by suing me, she backed them off me. She settled my case for less than half of what was owed. I really thought I was going to have to pay them half at the least but Karen Gesund got it down more than half. I’m so glad I found her. I’m stress free and yesterday I updated my search criteria to my real estate agent. Without Karen my dreams would of been crushed.... Thank you Karen!!!
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20 Sep, 2021 by Anonymous
Barry was a true ally to my parents and the family as he helped them navigate the complicated Chap 13 bankruptcy process. Ever patient, Barry always took the time to answer all questions, however trivial they may have been at times. He was knowledgeable, competent, and compassionate throughout the process. In the end Barry was able to secure monthly payment play that my family was more than comfortable with. I highly recommend Barry to represent you no matter how complicated you think your case may be …. Barry will get the job done!
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01 Jun, 2021 by Christopher
I had a consultation with Barry, he was very professional, honest and straightforward about the services his fees and what he can do for me. I hired him that very day, I was very impressed by his honesty. My case took a couple of years to be completed and Barry was there every step of the way. He always kept me updated and informed every step of the way Barry and I became very good friends during this time and I am very proud to say that Barry Miller is my very close and trusted friend I recommend Barry whole heartedly he is dedicated and trustworthy
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23 Nov, 2020 by Carolina
I recommend this lawyer because he guided me through this process. He was very organized and knowledgeable in the steps necessary to achieve Bunkrupcy
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27 Jun, 2024 by Alejandro
Rick Melendez provided exceptional legal counsel during a difficult time. He was incredibly informative, always ensuring I understood my options and the potential outcomes. I would highly recommend Rick to anyone!
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26 Jun, 2024 by Shy
I had the privilege of working with Rick Melendez during a challenging time in my life, and I cannot recommend him highly enough. His deep knowledge of the law and his ability to clearly explain complex legal information made me feel informed and confident throughout the entire process. Beyond his expertise, Rick showed genuine compassion and understanding, which provided immense comfort. His dedication to his clients is unparalleled, and I would recommend him ten times over to anyone in need of legal assistance.
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28 Dec, 2023 by Julio
I recently had the pleasure of working with the Law Offices of Rick G. Melendez, and I must say, the experience was exceptional. Mr. Melendez and his team displayed a high level of professionalism and expertise from start to finish. They were attentive, ensuring I understood every aspect of the process and were always available to answer any questions with clarity and patience. What truly sets this firm apart is their compassionate approach. They handled my case with utmost care and understanding, making a significant difference during a challenging period. The dedication and support provided by the team were remarkable, and their commitment to achieving the best possible outcome was evident in their diligent work. I highly recommend the Law Offices of Rick G. Melendez to anyone in need of legal services. Their combination of expertise, empathy, and thoroughness is truly commendable.
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26 Jun, 2024 by Chris
After hiring Gary, I was pleased with how my case was resolved. I was consultated on the situation, offered a flat fee and the law office performed as expected. I had to be patient since the other party was doing everything they could to avoid and then delay as much as possible. I guess with litigation, this is par for the course.
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09 Nov, 2022 by Marty ortiz
Gary S and associates are wonderful! They helped make, what to me, seemed like a really scary process not as scary. I would recommend them to anyone needing to go through a bankruptcy or for any business matter.
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04 Nov, 2022 by Diana briggs
These guys are total pros. They really helped out and were always highly professional and determined. The whole team/office is very responsive and reliable, Five stars all the way!
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29 May, 2022 by Mira r.
Fred was great! He helped me resolve the issue with western dental. Western dental refused to return my money after canceling the job they promised to do. For several months I called western dental, asking them for refund. I finally ran into Fred, who easily solved the problem. Soon after I got full refund! Thank you Fred!
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19 Oct, 2021 by John
Received a judgement for a credit card l defaulted on over 10 years ago, they were going to take 25% of my wages by garnishing my paychecks. Over the years I avoided the paperwork and didn’t have the money to pay it off. Looking all over the internet for a local consumer attorney to guide me through this situation. While l was reading reviews l came across Mr. Fred Schwinn and just go in my car and drove over to his office. Upon my arrival Fred met me at the entrance and right away took me back to his office and looked up my case. Fred instructed me to go pick up some paperwork for him downtown, with paperwork in hand the next morning I was back in Fred’s office, sat down and discussed a few things with Fred and he, of course, just happened to know the collection agency that garnished my wages. Fred solved my situation in a matter of minutes! We reached an agreement and it was over right then and there. I’m sure it all depends on the situation but the minute l met Fred l said to myself this is my guy. Big Thank You To Mr. Fred Schwinn And The Consumer Law Center John G
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20 Aug, 2021 by Tim
I consulted Fred Schwinn regarding a debt-buyer's action to reopen an out-of-state vacated and dismissed case. As a result of Fred's professional knowledge and experience, Fred informed me of the exact document I needed for my defense. I obtained this critical document and it was sent to the debt-buyer's attorney. Due to this supporting evidence, my case was again vacated and dismissed in court. I am forever grateful...Fred Schwinn is the very best consumer law attorney!
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09 Dec, 2021 by Anonymous
Just had a great consult with Bob Benjy. He was knowledgable, honest, and clearly explained to what extent my case is winnable based on the information I provided. After a few minutes, I could see why so many have such confidence in his legal work. Highly recommended.
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19 Aug, 2021 by Nouri .s
Our experience with Bob Benjy was wonderful.He was always available to answer any questions or address any concerns. He is very informative and patient .When I didn’t quite understand he broke it down So I could .I was pleased with how quick he return my calls and emails.My case was Handel in timely manner as well. I would highly recommend him because HE IS THE BEST!!!!!!!
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19 Aug, 2021 by Z. sh
Not only he helped us with our case , he also went out of his way to help us with side problems which was a consequence of our case. Amazing person, always available and very knowledgeable. He spends time to explain the problems and discuss different solutions . I highly recommend him. We had a great experience. Thank you Bob.
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14 Apr, 2022 by K.thomas
I've been represented twice now by Luke & Carlisle Law Firm. Both occasions related to a negative period of my life in which Luke has been there to tackle both issues resulting in both suits being dismissed. If you're ever in need of representation, please don't hesitate to give Luke & Carlisle Law Firm a call.
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27 May, 2021 by Tresmen
Luke has now successfully helped myself and my wife with two separate debt cases. He is definitely a family favorite. There were 0 issues with the case and just an excellent experience overall. I would recommend him to anyone in a similar situation as my wife and I were in. Thank you Luke Bolden.
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02 Feb, 2021 by Christopher
I really did not know what to expect when I hired him but I am quite pleased. He got the facts of my case and with his online portal, I was able to follow as my case progressed through the system. Although, I did not contact him often, he always answered my email promptly and professionally. As I told him today, I hope I would never have to hire him again because of the type of law he practices but would not hesitate to do so if I found myself in need of his services.
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05 Oct, 2023 by Anonymous
I was so terrified having to go thru bankruptcy. Sherry moves quick to get things rolling, very knowledgeable, easy to talk to, sweet, and understanding. Sherry is worth every penny you'll spend for her to help you out
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04 Oct, 2023 by Nydia
It's not easy to file for bankruptcy, let alone find a reputable attorney. I didn't want to talk about it to any of my friends or relatives, so my husband googled "Best Bankruptcy Lawyer in Sarasota, FL" and Ms. Sherry Ellis' name popped up. I've had no regrets since contacting her. The amount of paperwork was insurmountable but Ms. Sherry explained the need and how it would help to determine the type of bankruptcy to file for. She has guided me throughout the whole process and was at my side during the court intervention. I didn't feel alone or ashamed of having to file for bankruptcy at all.
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10 Jul, 2023 by Barbara
She has a great attitude and is there to help her clients. No matter if its filing bankruptcy or holding off. Which chapter to file she has all the knowledge you need!! Her empathy knows no bounds and she is there for you and will help or refer you to exactly to the best route for you.
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22 Mar, 2024 by Kevin
I was experiencing an unfortunate financial hardship, after attempting to solve it myself through unsuccessful debt consolidation. I reached out to the “Financial Relief Law Center”, and was greeted by Victor Ugarte who was understanding and supportive from the start. Victor answered all of my questions and calmed all of my concerns through the whole process. After reviewing my information attorney Amanda Billyard discussed with me the best course of action, and guided me through my court appearances. Financial hardships are extremely stressful, but with the support, understanding and professionalism of Victor and Amanda the whole experience was made easier. Thank you!
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11 Mar, 2024 by Phillip
I’m grateful for the professionalism and guidance by the Financial Relief Law Center. This team was compassionate and beyond helpful during this stressful time. Amanda Billyard was always an email away with a prompt response any time I had a question. From the initial consultation until the end of the case, she was excellent. Thank you so much for your support and guidance in this process for me. I will always be grateful!
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07 Mar, 2024 by Jeffery
Amanda Billyard was a fantastic chapter 7 bankruptcy lawyer. She stood by my side the whole way through the bankruptcy. I experienced no problems any time in my bankruptcy process. I highly recommend her as a chapter 7 or chapter 13 bankruptcy lawyer.
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08 Sep, 2020 by Terry
Scott Needleman went above and beyond to help us. We were an incredibly unique case. We did not pass the means test for a Chapter 7, but Scott went to work and made it happen. Another twist to our story, my mother died the day after we filed. Associated with her death were some payable upon death beneficiary accounts. I called Scott he told me they would be the property of the bankruptcy trustee. The typical attorney would just give up at this point. Scott researched and found court cases in which these types of funds were treated like lottery winnings, they get to keep it. Scott presented his research to the trustee who agreed we could keep this large sum of money. Scott’s work for us made us feel like we won the lottery. Every attorney we interviewed immediately stated we had to file chapter 13 and I have no doubt we would have also lost the money my mother intended for us. Scott will work hard for you. He is worth the Money!!!!!!
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17 Apr, 2020 by Jeremy
I was very nervous and worried about certain issues in my bankrupcy, Mr. Needleman was very understanding and did an amazing job! in resolving and answering all my questions and concerns. His staff also is very kind and courteous! Mr. Scott Needleman truly cares about his clients and I would recommend him highly to anyone!
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19 Nov, 2019 by Zachary
Scott and his staff were very pleasant to work with. Everyone was very knowledgable and helpful, and my case was handled with great professionalism, and when Scott says he will work directly with you from start to discharge, he means it.
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10 Jul, 2020 by Anonymous
Brant was extremely knowledgeable and helpful! I reached out to Brant's office after being sued for an extremely old credit card debt. The debt was not a large amount and although I requested and was willing to pay for a consultation and assistance, Brant acknowledged this was a matter that could easily be handled without a lawyer by myself. He then took the time to provide advice, answer all of my questions, and provide suggestions to help solve my problem. He was friendly, knowledgeable, and likeable. Without a doubt, I would reach out to Brant again and will do so for any future matters and I would highly recommend his services to anyone!
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21 Mar, 2020 by Marco
I spoke in person with Brant Hodyno, he was personal, attentive non-judgemental and above all very honest and yet kind, which was exactly what I need it He told me that there was really not much he could do in my case due to my specific circumstances, but he gave me free advice about how to handle it, I fallow it and the result was positive. Thank you very much you help me to save my house, God bless you Mr. Hodyno
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16 Oct, 2019 by Dd
Kristopher Childers and Brant Hodyno were very helpful on dot on what i was looking for. I came with an issue related to a civil case, went to multiple people and they all talked which wasn't related directly in my situation and made me more nervous. Brant was in middle of a client meeting, then also picked my phone and told me text him with contact details. I like the professional way of ack. someone. His counterpart/expert contacted me back in less than an hour. Kristopher Childers - heard me, understood my situation. He didn't go on and on rather asked to produce certain case copies to find out where we stand. He understood and explained what needs to be done with guidance to avoid falling in to such situations. I am a professional in IT field, I like the way they worked with me respecting time of all the parties. Already referred them on my company referral board. Guys, keep doing the great work!!!
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24 Jun, 2022 by Anonymous
Helped me with identey froud. He had got me through this whole case. He did a really good job on it. If I were to hire another one it would be him again. He is really good at what he does and sits and works things out like he should he helped me in ways no one has Nathan is excellent.
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24 Nov, 2021 by Dorothy
I am very pleased with the service I had concerning my car/dealership issue. What he advised me to do got my car swapped out and I could never thank him enough!
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05 Oct, 2021 by Amy
Nate’s office was so quick to respond. He had me send over paperwork so he knew the background of our situation. He solved our real estate purchase for us and reassured me on taking the right steps!
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12 Feb, 2023 by Patty
I had a concern about a credit card issue that a judgement for it was issued that was never brought to our attention. I google subject to find out options and came across Greg's info. I sent an email to him asking for advise. Not only did he give advise but took it upon himself to investigate further and was able to come up with a solution. He did this on his own time and did not accept compensation. What attorneys today do that? Speaks volumes.
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03 Mar, 2021 by Anonymous
I consulted with Mr Artim on a legal matter. He was friendly, prompt with returning phone calls, and he gets the job done!!
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27 Feb, 2021 by Christine
I sent a request to Mr. Artim over a weekend and he actually emailed me back!! I have never had a lawyer contact me on a weekend when they are supposed to be enjoying their time off. I was immediately impressed with his knowledge of the specific company I had an issue with and was able to resolve my problem within 10 days. I cannot stress that if you have any issues with a debt collector whether it’s your debt or not yours Mr. Artim is the go to guy. If I ever have an issue again he will be the first person I contact. Thank you again for all your help!! ;)
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14 May, 2018 by Chris
Nat worked with us on our wills. He was very patient as we had a complicated situation. He walked us through multiple options and provided a clear path forward. He was quick to respond and very easy to work with. We really appreciated working with him, and would highly recommend him to anyone.
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24 Oct, 2017 by Anonymous
I first called the office to find out more information about starting a business and after my consultation I was immediately excited and determined that this was going to be the lawyer and company I was going forward with. He quickly turned around my information and was able to deliver very quickly to me what I was needing for my corporation and educated me so I understood exactly what it all meant and helped me make very smart decision for my goals and my business. I would highly recommend Nat Wasserstein and Trust him for my future business needs.
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14 Oct, 2017 by Laura
Very patient answering a wide range of questions. Responsive. Good advice at points where we had to make decisions.
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19 Dec, 2023 by Anonymous
John Mastriani is such an awesome lawyer and person! He has been so helpful in dealing with our legal issues. He is trustworthy and has no problem in telling like it is! Would highly recommend!!
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16 Dec, 2023 by Craig
John is a great attorney, He is smart and crafty, He sees and understands everything. What makes him so successful is that he knows how to work and think outside the box. This man will help you !!
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14 Dec, 2023 by Monroe
John has been very professional in the handling of our case and very wise in his advice. The combination of.the two resulted in a major victory for my company! I highly recommend John. Monroe Luther
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07 Oct, 2022 by Maria
I’m so grateful for Arthur Lebedin & his law firm. They helped my son & I settled his student loan. Everything they said they would do, they did. Katherine handled our case, I can’t say enough about her. She answered all our concerns & was very supportive. She understood the stress we were under & promised results. She went above & beyond. We received a settlement amount that was considerably less than the full balance. Finally after years of struggling we are free from these crippling loans!!! Forever thankful.
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01 Aug, 2018 by Connie
Saw this law firm online and based on good reviews, I contacted their office and Atty Lebedin called me outright and had given me consulatation for free. I went to his office and Atty Arthur was so gracious listening to my woes with regards to my credit card debts. He’s very knowledgeable of what he does and very professional. Atty Arthur Lebedin and all worked hand in hand as a team to make things right for me sooner than I thought. I paid almost just 1/3 of my debt or $9,200+ discount from the original amount Im supposed to pay! So grateful to be represented by this amazing lawyers esp to Atty. Arthur Lebedin & Atty Stephannie Miranda. My case was resolved in no less time. Needless to say, their professional fees are reasonable and fair. Highly recommended lawyers/law firm. What a relief on my part for this settlement that they negotiated on my behalf. Thank you very very very much.
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11 Apr, 2018 by Peter
I had such a great experience with Arthur. I was impressed with how quickly he worked on my case and delivered a result that was beyond what I had expected. He responded to all my questions quickly and allayed my worries. I was lucky to have found him and I would definitely consult him again if any future issues arise.
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06 Jul, 2024 by Jessica
Hi everyone, I want to appreciate PINNACLE CREDIT SPECIALIST for their help. Long story short, I had 3 Amex cards that were all used for business across 2 businesses. Two payments on one of those cards (related to a business that was struggling) was missed in the summer of 2022 which resulted in all 3 cards being cancelled by Amex (the other 2 cards, related to the same business had perfect payment history). That card which was opened in 2019 eventually went into collections and was charged off. Ended up settling the card with a single lump sum payment in the summer of 2023 but was still showing as a charge off on my report. I followed the advice found on this site and I was able to employ the services of PINNACLE CREDIT SPECIALIST who helped me fix my credit back to normal and increased my scores to an excellent score. My vantage score is between 785-800 and FICO is at 806, 810 and 815 within 6 days. He also removed all charges and paid all the late payment on my credit report. Now I finally purchased my dream house. His really a great hacker; reach out to him now via:
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27 Jun, 2024 by James
All aspects were explained and carried out seamlessly. Weston stayed in contact on everything that was going on.
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05 Jun, 2024 by Carlos
I found the company, Weston Legal, to excellent in their services & very upfront about everything. There were no surprises & everything went just as they had informed us. Thank You Weston Legal!
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15 Sep, 2016 by Bethany
Dennis Sargent was amazing from the get go. He was patient with me, making sure I had all the details of my seperation agreement finalized before proceeding to file for bankruptcy. He was very prompt with responses and utilized a lot of online tools to help facilitate an easy process. Having to go through a divorce and file for bankruptcy was very hard, stressful and emotional but Mr. Sargent was very clear in explaining each step of the process and how to obtain all the documents and information he needed to best help me. He made me feel so at ease and confident that I was making the right decision in filing for bankruptcy. Top class gentleman and attorney . Highly recommend.
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03 Jun, 2016 by Leland
We are still awaiting the final outcome, but so far we could not ask for better counsel, more expert service. We thank you, Dennis, for all your efforts.
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19 May, 2016 by Anonymous
Atty Dennis Sargent assisted me with my bankruptcy case. He has a sense of professionalism and expertise that I found to be unmatched by others in the business. Atty Sargent is honest and straightforward, and flawlessly handled my case. I might also mention that Atty Sargent's fees were very competitive, and affordable. I would definitely hire this attorney again.
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26 Oct, 2023 by Anonymous
Jeanne has been such a pleasure to work with. From the 1st phone call to her office up until the day my case was complete she played a vital role in keeping me informed, making sure I had everything needed prior to her submitting the paperwork, and educating me on the steps. I really appreciate her being my attorney and being available when needed.
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11 Sep, 2023 by Jamila
I found Jeanne Ann Pennebaker right here on Avvo after she responded to my bankruptcy question. She was direct, responsive, and professional. I was skeptical about filing because I had a not-so-great experience in NY; However, Esquire Pennebaker kept me informed at every stage in the process. I am forever grateful for the fresh start that this bankruptcy has afforded me. Thank you, Jeanne, for your hard work and dedication!
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01 Jun, 2023 by Anonymous
Our attorney, Mrs. Pennebaker, walked us through the entire process however; we had a few bumps in the road and we were able to maneuver around those obstacles with her knowledge and guidance. Great person to talk to and made us feel at ease through out the process. Highly recommend her service. Jeanne, we like you but we don't ever want to go through this service again.
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03 Dec, 2018 by Anonymous
Monica Guilarte is incredibly knowledgeable and professional. She was always very responsive, easy to work with and she kept me updated every step of the way. I will recommend her again and again.
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08 Mar, 2018 by Ty
When I consulted with Ms. Guilarte she told me she could get my trail date pushed up sooner. & when I hired her she did just that & got It pushed up 3 weeks sooner. Got the case dismissed & expunged off my record along with some other cases from my past. I highly recommend her and will not be calling anyone else but her in the future.
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22 Dec, 2017 by Brian
I had a very complex matter regarding my drivers license and the MVA due to legal circumstances . After consulting several local “big time” firms they all said the same thing- “you won’t be able to drive..it’s not going to happen...get used to Uber..etc” I approached Monica and never hesitated in her optimism to get the job done and navigate the brutal MVA hearing/rules process. When everyone else said “no” Monica said “yes” and now I am back on the road moving forward with my life. And on top of everything Monica didn’t charge me what the “big guys” were trying to charge for services. I am truly thankful
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28 Aug, 2019 by Anonymous
I contacted Justine Online and she got back to me right away. She explained everything thoroughly. Justine made the Process of Our Prenup completely Stress Free and answered any questions we had along the way in a timely and professional manner. I Highly recommend working with her .
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13 Feb, 2019 by Terrina
Justine is truly dedicated to her career in law. She provided phenomenal service and ensured that I received the best deal the courts had to offer regarding the violations that I had been charged with. I would recommend Justine to anyone seeking counsel. I'm grateful that I had the chance to receive your services. I know that I couldn't have come out with a better deal.
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08 Jan, 2019 by Axel
Great lawyer she helped me with a few tickets i got while on my motorcycle. Tickets were dismissed and only had to pay a fine. Also helped me straighten out a property damage claim against a parking garage that damaged my vehicle. I recommend her and will be contacting her again if i need help with a legal matter.
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24 Sep, 2022 by Victor smith
KENSTAR Credit Service is truly outstanding. I have been trying for weeks to do a Chex system fix and get rid of 2 bad accounts on my credit report. So I contacted him from a credit blog, he was able to get that done deleting all tradeline off my reports. He did same on my second account, also cleared off my mortgage and increased my credit score to 762. His service is completely Excellent. I sincerely recommend him
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02 Sep, 2022 by Rita oliver
At the point I urgently needed a dental procedure that needed to be done for $2500 it was impossible to get approved for a big enough limit credit card to cover the cost of the dental procedure because of my outstanding debts, derogation marks inquiries and collections. Raylink came through for me by removing all derogatory marks, inquiries and collections, and this month I successfully completed the dental procedure having gotten approved of a high limit credit card. Thank you, God’s sent. Raylink’s email:
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17 Mar, 2022 by Scott
Months ago I was scammed by some rip-offs after my father’s death, they promised to fix my credit score. I told them my entire financial situation and they promised to help me ASAP and I trusted them. They asked me to make an upfront payment of $2000 which I did. I had already made the second payment of $2000 before my wonderful cousin sister who has been beside me through all my ordeals convinced me they were scammers, she later introduced me to a credit guru (Metronet Credit Solution) who had helped her acquire loan in the past. They helped me clear every negative item on my report and boosted my score to excellent within 9days interval; they further helped me to recover my $4,000 from those scammers. I’m very grateful for their help. I strongly recommend them to any person in need of credit fix, fund recovery, bitcoin recovery. Are you tired of been scammed Contact them via
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16 Jan, 2022 by Carolyn
I was very satisfied with the service I received from Heston Law Firm. Received quick and excellent service from the staff. Mr. Heston and Rebecca answered all my questions, kept me informed throughout the process and always called me back. Professional and knowledgeable. They worked with me to resolve all my problems resulting in a favorable resolution of my case. I would definitely use Heston Law Firm again.
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15 Jan, 2022 by Frank
excellent service from start to finish. robecca was amazing held my hand thru the entire process. she kept me informed every step of the way. mr. heston was very knowledgeable and was there every moment to answer any questions. the experience was smooth and uneventful.
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12 Nov, 2021 by Pat
Courteous and professional treatment from Everyone in the firm ! Completed our case as they said they would with excellent results.
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12 Oct, 2023 by Mr.tel
Took the stress and worry out for me made all my court appearance for me kept me updated what was going on made me feel very comfortable like I was a family member great job i will recommend them to any and everyone. Thanks again appreciate what you do
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28 Aug, 2023 by Brenda goodwin
Megan told me she would fight for my rights and she did, she is the best and I will refer her to all my friends and family. She won my case. She is the best.
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02 Nov, 2022 by Armando
My lawyer, Megan was on top of things all the time. Good communication was established from the start. Very professional.
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FAQs
Questions? We have answers

What a Debt Settlement Lawyer Can Do for You

A debt settlement lawyer specializes in helping individuals and businesses negotiate with creditors to reduce or eliminate unsecured debts, such as credit card balances, medical bills, and personal loans. These lawyers provide legal advice on debt relief options, represent you in negotiations, and protect your rights under consumer protection laws. By leveraging their expertise, a debt settlement lawyer can often secure more favorable terms than you might achieve on your own, potentially reducing the total amount owed and helping you avoid bankruptcy.

When Should I Hire a Debt Settlement Lawyer?

You should consider hiring a debt settlement lawyer in the following situations:

  • Overwhelming Debt: If you're struggling to make minimum payments on your debts or are facing significant financial hardship, a lawyer can help explore options to reduce your debt burden.
  • Creditor Harassment: If creditors or collection agencies are harassing you with frequent calls, letters, or threats, a lawyer can intervene to protect your rights under the Fair Debt Collection Practices Act (FDCPA).
  • Lawsuits from Creditors: If a creditor has filed a lawsuit against you for unpaid debts, a lawyer can represent you in court and negotiate settlements to prevent wage garnishment or asset seizure.
  • Complex Debt Situations: If your debts involve legal complexities, such as co-signers, joint accounts, or disputed charges, a lawyer can navigate these issues effectively.
  • Considering Bankruptcy: If you're contemplating bankruptcy but want to explore alternatives, a debt settlement lawyer can advise on whether debt settlement is a better option for your situation.
  • Protecting Assets: If you have significant assets you wish to protect from creditors, a lawyer can help structure settlements to safeguard your property.

Hiring a lawyer early can maximize your chances of a favorable outcome and prevent legal missteps that could worsen your financial situation.

What Does a Debt Settlement Lawyer Do?

A debt settlement lawyer provides a range of services to help you manage and reduce your debts:

  • Legal Consultation: Evaluates your financial situation, explains your rights, and advises on the best debt relief options, such as debt settlement, debt consolidation, or bankruptcy.
  • Negotiating with Creditors: Communicates with creditors and collection agencies on your behalf to negotiate reduced settlements, lower interest rates, or extended repayment terms.
  • Drafting Settlement Agreements: Prepares legally binding agreements that outline the terms of the settlement, ensuring that the creditor cannot pursue additional claims once the debt is settled.
  • Protecting Against Creditor Harassment: Uses legal tools to stop abusive collection practices and enforces your rights under consumer protection laws.
  • Representing You in Court: If creditors file lawsuits, the lawyer can defend you, potentially getting cases dismissed or negotiating settlements to avoid judgments.
  • Financial Planning Advice: Provides guidance on budgeting, managing expenses, and rebuilding credit after debt settlement.
  • Bankruptcy Alternatives: Helps you explore alternatives to bankruptcy, which can have long-term effects on your credit and financial opportunities.

How Are Debt Settlement Lawyers Paid?

Debt settlement lawyers typically charge for their services in one of the following ways:

  • Flat Fee: A set fee for specific services, such as negotiating with a single creditor or handling a straightforward settlement.
  • Hourly Rate: Charging an hourly fee for the time spent working on your case. Rates can range from $200 to $500 or more per hour, depending on the lawyer's experience and location.
  • Percentage of Savings: Some lawyers charge a fee based on a percentage of the amount they save you in the settlement. For example, if they negotiate a $10,000 debt down to $6,000, they might charge 25% of the $4,000 saved.
  • Retainer Fee: An upfront payment from which the lawyer deducts fees as they work on your case. You may need to replenish the retainer if it is exhausted.
  • Payment Plans: Some lawyers offer payment arrangements to make their services more affordable, allowing you to pay the fee over time.

It's important to discuss payment structures and fees during your initial consultation to understand the total cost and ensure it fits within your budget.

How Much Does a Debt Settlement Lawyer Cost?

The cost of hiring a debt settlement lawyer varies based on several factors:

  • Flat Fees: May range from $500 to $3,000 per creditor, depending on the complexity of the negotiations.
  • Hourly Rates: Typically between $200 and $500 per hour. Total costs depend on the amount of time required to settle your debts.
  • Percentage of Savings: Commonly 15% to 25% of the amount saved through negotiation. For example, if your lawyer saves you $10,000, their fee might be $1,500 to $2,500.
  • Retainer Fees: Initial retainers can range from $1,000 to $5,000, depending on the anticipated workload.

Additional costs may include:

  • Court Fees: If legal action is necessary, such as filing motions or defending against lawsuits.
  • Administrative Fees: Charges for copying documents, postage, or other administrative tasks.

Always request a detailed fee agreement and discuss all potential costs upfront to avoid unexpected expenses.

Top Questions to Ask a Debt Settlement Lawyer

  1. What is your experience with debt settlement cases similar to mine?
    Ensure the lawyer has a successful track record in negotiating debt settlements for clients with situations like yours.
  2. How do you charge for your services, and what are the estimated total costs?
    Understand the fee structure, including any upfront costs, percentages, or additional fees.
  3. What are the potential outcomes of my case?
    Ask for an honest assessment of how much your debts could be reduced and the likelihood of successful negotiations.
  4. How long will the debt settlement process take?
    Get an estimated timeline for negotiations and resolution.
  5. Will you handle communications with all my creditors?
    Clarify whether the lawyer will negotiate with all your creditors or only specific ones.
  6. What happens if a creditor refuses to settle?
    Discuss alternative strategies if a creditor is uncooperative.
  7. How will debt settlement affect my credit score?
    Understand the potential impact on your credit and how to rebuild it afterward.
  8. Can you help protect me from creditor lawsuits or wage garnishment?
    Inquire about legal protections and how the lawyer can assist if creditors take legal action.

How to Check the Credibility of a Debt Settlement Lawyer

  • Verify Their License: Ensure the lawyer is licensed and in good standing with your state's bar association.
  • Experience and Specialization: Look for a lawyer who specializes in debt settlement or consumer debt law.
  • Client Reviews and Testimonials: Research online reviews or ask for references to learn about other clients' experiences.
  • Professional Memberships: Membership in organizations like the National Association of Consumer Bankruptcy Attorneys (NACBA) or local bar associations can indicate a commitment to the field.
  • Disciplinary Record: Check for any past disciplinary actions or complaints filed against the lawyer.
  • Consultation Feedback: Use the initial consultation to assess their communication style, professionalism, and confidence in handling your case.

What Should I Prepare for My First Consultation?

To make the most of your initial meeting with a debt settlement lawyer, bring the following:

  • Detailed List of Debts: Include all creditors, account numbers, balances, interest rates, and any correspondence you've received.
  • Income and Expense Statements: Provide documentation of your income sources and monthly expenses to give the lawyer a clear picture of your financial situation.
  • Credit Reports: Obtain a recent copy of your credit report from all three major bureaus (Experian, TransUnion, Equifax).
  • Correspondence from Creditors: Bring any letters, notices, or legal documents you've received from creditors or collection agencies.
  • Legal Documents: If you've been served with lawsuits, summons, or wage garnishment orders, bring those documents.
  • Questions and Concerns: Prepare a list of questions about your options, the debt settlement process, and potential outcomes.
  • Budget Information: Be ready to discuss what you can realistically afford to pay toward settlements.

By being thoroughly prepared, you enable the lawyer to assess your situation effectively and provide the best possible legal advice tailored to your needs.