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28 Jun, 2018 by Jannette
I needed help with my small business and went to Shante she was able to provide me excellent feedback, guidance and direction. She is really good at her craft and means business!
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22 May, 2016 by Jason
I was feeling ashamed, overwhelmed & bewildered by my credit & debt situation. Especially since I had walked away from a large salary & very successful career just a few years ago to pursue more meaningful, personally fulfilling creative endeavors. With every month I had to pay out enormous minimum payments, the guilt and doubt racked up as well, making me feel like a failure.
I knew I had to do something but frankly I was scared to take any kind of action. I was stuck, frustrated, misinformed, not totally understanding my options or even who to trust to help me.
I found Shante's site and after reading I posted a question about bankruptcy.
I'm so glad that I reached out to her - Since day one she's being nothing but helpful, caring and extremely professional. More than a lawyer she's like a friend. She helped me with the process and was always there for any questions I had. She's very understanding, caring and a big life changer, I will say. Thanks to Shante I can finally sleep and have less stress. I will recommend her to any family member, friend, colleague etc... Shante I must say you are and extraordinary person and I'm very thankful for all you did for me.Thank You
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25 Jul, 2015 by Alicia
HELLO ,I AM LOOKING FOR HELP, IN REFERENCE TO MY MOBILE HOME THAT I BOUGHT A YEAR AGO, I DECIDE TO PAINTED,BECAUSE I DIDN'T LIKE THE COLORS,THAT WAS PAINTED,I PAINTED LIGHT BLUE,SUDDENLY ON JULY 24,2015 THE MANAGEMENT CAME TO MY DOOR,SHE HANDLE ME A LETTER,TELLING ME I NEED TO PAINTED BACK TO THE ORIGINAL COLOR.THIS IS MY MOBILE HOME,I BOUGHT, I AM 66 YRS AND REALLY DON'T NEED NO MORE HEADACHES, WITH MY BILLS,AND PROBLEMS, I'AM TRYING TO STAY ALIVE.I PAY THE MOBILE PARK $ 370.00 MONTHLY TO LIVE HERE,IN THE LETTER IT SAID I GOT 30 DAYS TO PAINTED BACK ,I WOULD LIKE TO HERE YOUR OPINION IN REFERENCE TO THIS MATTER,PLEASE LET ME KNOWN IF YOU COULD HELP ME WITH THIS MATTER, THANK YOU ALICIA COLON
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13 Jan, 2012 by Jean ann
Ms. Hawk is a an excellent mediator. She was able to successfully resolve our case which took an entire day in totality. We would highly recommend Ms. Hawk's services. She is personable, straightforward, trustworthy and informed.
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16 Jul, 2020 by Rita
Lorene is excellent ,professional and friendly ...
I worked with her for the estate of my late husband, and for some real estate transactions...
I highly recommend her ..
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27 Jan, 2011 by Joe
Lorene is excellent
extremely helpful and gets the job done.
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09 Aug, 2019 by Michael
I was able to walk through each step of the case with him and they never thought twice when I had questions to make sure I understood what was going. The patients level with this gentleman is amazing and he does not just say he hears you he actually listens to your concerns.
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30 Jan, 2014 by James
I brought Michael in as trial counsel for a complex dispute arising out of a decade-long multimillion dollar lease of a large building in Manatee County. Michael's work was absolutely terrific and he clearly has a gift...I wish I were a fly on the wall to opposing counsel's face when he saw Michael's Motion for Summary Judgment!
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11 Sep, 2012 by Kenny
There are lots of lawyers out there that claim to know foreclosure defense but not many really do! This I witnessed first hand in court during my episode. Mr Teuber knows his stuff and gives you options that allow you to make the best decisions. Truly the right choice if you are (or soon will be) in foreclosure.
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29 Jan, 2010 by Kimm
Steve is an excellent attorney who is diligent, caring and cilent oriented. He is willing to do whatever it takes to get the job done. His passion for his clients and their rights is exemplary. We have retained Steve for real estate litigation matters for approximately 4 years. He has been responsive, informative and thinks "out of the box" on how to get to the heart of the matter. Steve is knowledgeable and is not afraid to take on challenges. I would highly recommend Steve Teuber for representation in any matter!
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29 Aug, 2012 by Jason
I don't typically write reviews unless a product or service is indeed remarkably horrible or excellent. I can say with confidence that Mr. Nazareth is an A+ outstanding attorney. He and his staff handled my case expeditiously and removed a tremendous burden from my shoulders. After interviewing several lawyers to handle my foreclosure defense, I decided I would be better off answering the court summons myself. With only 3 days remaining until the answer was due, I met with Mr. Nazareth and felt that I could actually trust him to do the best job. He intentionally listened to my case and never made me feel pressured in any way to employ his services. His rate was extremely fair and he did not charge anything extra to rush the case. The answer he provided the court on my behalf was top notch. I believe he will continue to effectively defend my interests before the court. His staff is very personable and speaks very highly of him. His website is a wealth of knowledge and I found it to be very informative. I cannot say enough good things about my experience with his law firm and will definitely utilize his services in the future should I need them.
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14 Jan, 2010 by Joanne
Im in Financial trouble as of now and needed advice on what to do. Mr. Nazareth was a very nice man that actually listened to me and gave me the advice I needed. I filed for Bankruptcy before everything was too late.His secretaries were very helpful and understanding when I called to ask questions during this hard time. Mr. Nazareth is a very respectable, truthful, and Intelligent man. I would recommend him to anyone. He knows what he is doing and will get the Job done right!
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29 Dec, 2013 by Charles
I HIGHLY RECOMMEND Ms. Sherri B. Simpson for ANY LEGAL Work you might need. Ms. SIMPSON IS OUTSTANDING---IN EXPERTISE, RESPONSIVNESS, COMMUNICATION, FOLLOW-UP, NEGOTIATION, HONESTY, AND GETTING ANTICPATED RESULTS FOR HER CLIENTS!!! (I started out with a terrible attorney who was not responsive, unprepared and never kept me informed. I had failed to Google him. (Had I done so, I would have found numerous customer complaints). Even though I had already paid in full and in advance $3,500, I had to make a change. I conducted an extensive search of the BEST attorneys I could find in Florida and finally found Mrs. Sheri B. Simpson. She was also highly recommended by several varying third parties (some attorneys and some customers). I also Googled her and was able to find in writing customer reviews and reviews by other attorneys. All of the reviews were positive. I met with her and went over my whole case. She listened and took notes. She didn't tell me just what I wanted to hear...she was factual and realistic. She was caring and and very helpful to my situation. It was very clear she was an expert in her field, but she made time for me through out and never brushed me off to her assistant. I got VIP service all the way through. She took my calls same day and answered my emails within 24 hours with complete, accurate and factural answers. Once, she communicated with me via' email at night because she was in court all week. In my experience with other attorneys, she routinely went beyond the call of duty to give the best service to her clients. She expalined not only what we were doing but also explained the process in detail. She took the extra time to insure that our case was prepared to the best level that it could be. She provided me extra tools that no other attorney had ever offered me---tools to help me determine the exact value of my assets---she gave me clarification and guidance that literally saved me hundreds of hours of research. She was also very accurate in her estimates with me as to what I could expect to pay regarding her legal fees. Therefore, there were NO money surprises down the road. In addition, she gave me timely advice and counsel that saved me thousands of dollars in legal fees. Further, when it came time to negotiate a settlement, not only did she have the skills of the best diplomat and negotiator, but she was able to navigate a mutually beneficial path for all sides, that led to a fair and quick settlement. I could tell in the process that she was respected by the other side as being fair, reasonable and equal in expertise. This helped to promote a fair and quick settlement. This legal affair that I went through was the single most stressful thing in my entire life, and I still THANK GOD every day for leading me to MS. SIMPSON. Not a day day goes by, that I don't think kindly toward MS. SIMPSON for the GREAT legal work, patience, compassion, helpfulness, follow-up, her timely communications with me and all the great counsel she gave me!!!! There are literally hundreds of attorneys out there and most seem to have the expertise, BUT that is NOT enough! What good is expertise if you can't communicate with your attorney? Or your attorney never calls you back? Or your attorney does not answer your emails? Or your attorney passes you off to his assistant who cant give you the correct information? Or your attorney is not prepared at trial for your case? It is my opinion that you will never have these problems with Mrs. SIMPSON. Ms. Simpson is an Expert, BUT she is ALSO VERY ATTENTIVE to the legal and Communication NEEDS of her clients!!! This is what makes MS. SIMPSON truly OUTSTANDING and among the BEST in the Industry! Charles , Delray Beach, FL
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16 Oct, 2013 by Mohamed
What an amazing lawyer this woman is! Best darn lawyer ever! she's a wonderful person.
I only have good things to say about her. She is professional, respectful, bright as the sun in midday sky, patient, all in all everything that you would ever want in a lawyer. You won't be disappointed if you hire her. In fact, she will exceed all your expectations, she's that good.
TOUCHED!!!!!
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08 Jul, 2016 by Mike
After using 5 different law firms in Tampa over an eight (8) year stretch to get a modification completed, Karen was the only one to get the task done.
She not only got a reduction in my interest rate from 6.37% to a 2% offer from Fannie Mae on my behalf and the $100,000 arrears attached to the end of my mortgage, she also eliminated $310,000 in personal debt and reduced past income tax liabilities from $252,000 to $26,000.
I've used many attorneys for business reasons over my life and always felt like I was never getting my issues resolved, until I met Karen.
She understands the law and applies it to each client's needs with complete professionalism and is always quick to respond with answers.
If you're in need of an attorney for foreclosure defense or bankruptcy filing, regardless of your circumstances, don't bother to talk to anyone else.
Karen saved me in excess of $500,000 and did so when other Tampa firms just gave me lip service and did nothing but take my money.
Thank You so much Karen
MLB
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18 Sep, 2014 by Stephanie
Karen made my bankruptcy process so easy! She explained everything to me in a way that I understood and was very quick to file my papers when I sent them in to her which made the process even shorter than I had expected. Her professionalism and availability was amazing. Thank you Karen!
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30 Sep, 2018 by Anonymous
Camille did a tremendous job from start to finish. During our first meeting, she listened while I explained our situation. She examined the facts and documents of our case and provided recommendations and options of how to proceed. Each time I had a question, she responded very timely. Our case was solved quickly due to her attention to detail, diligence and professionalism. I highly recommend this law firm.
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08 May, 2009 by Anonymous
As a client and a business owner, Camille has been an important strategic and legal partner. She is passionate about achieving the desired result and consistently strives for success. In addition to an experienced, qualified lawyer, she is an inspiring leader who views her client matters as important as her own. Camille is a partner every business and individual should engage when dealing with difficult business legal or contractual matters.
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18 Jun, 2014 by Leilani
Mr. Martella helped me to get my 84 year old mother's affairs in order. I felt overwhelmed when my mom had to go into a nursing home unexpectedly and I was left with picking up the pieces. Nothing was in order and he assisted me with all the details of how to manage things. I am most grateful to him for his professionalism, kindness and going the extra mile.
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04 Jun, 2013 by Mary
My husband and I have worked with Mark over several years for some business and personal issues, including bankruptcy. Through the difficult financial and personal problems we have faced, Mark has been genuinely kind and understanding. His knowledge and guidance have made these times far less painful than anticipated and his staff never fails to impress us as well. As owners of several businesses over the years, we have been in situations that have required us to retain an attorney. Never, ever, have we felt so comfortable and "protected" as we have with Mark and his staff. He has truly been a blessing in our lives. We have, and will continue with confidence, refer clients to Mark's firm.
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28 Mar, 2016 by Myles minns
There is only one attorney I could say this honestly , Stan is a fighter, pit bull dog in court for his clients. He is caring, honest and trustworthy. I would never use another attorney regardin real estate . If you want to win you hire Stan . Stan thank you over and over again for protecting myself and my family
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21 Oct, 2013 by Lynn
Very devoted to my case, easy to talk to when I didn't understand the law language and didn't over charge me.
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30 Sep, 2020 by Jason
I don't know where to begin with Chase. He is a very special person and savvy attorney. Chase is capable of the impossible, listens to his clients, works with a sense of urgency, communicates better than any attorney in the industry and charges a fee which is more than fair and transparent. Simply stated - HIGHLY RECOMMEND.
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08 Sep, 2016 by Sylvia robinson
If you are looking for an experience, professional and caring attorney, contact Chase Jenkins with Loan Lawyer. Not only is he a professional attorney, he is experienced and fight hard for his clients. Twice, my home was in foreclosure and both times Mr. Jenkins got my case dismissed. His experience and knowledge saved my home twice. Mr. Jenkins gave me an option to give up or to "Fight!!!" And fight is what he did. Mr. Jenkins reviewed my mortgage documents and found many errors which he confirmed that my mortgage had served me "Wrongful Foreclosure!" Today, I am in my home and I want to say thank you from the bottom of my heart "CHASE" for you hard-work and dedication you put in for my foreclosure. My family and I am forever grateful. I will tell ALL my family and friend if they are faced with foreclosure to not panic....CALL "CHASE JENKINS" with Loan Lawyers.
Thank you, Ms. Eaddy
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15 Jul, 2015 by Sasha
My law firm was located down the hall from Brooke Panagakos for several years. In that time, I've had the pleasure of referring numerous cases to her for bankruptcy. In addition to having experience, she brings unmatched work ethic and uncompromising integrity to the table. I highly recommend Brooke Panagakos, Esq.
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20 Sep, 2013 by Anonymous
Brooke is not only an outstanding attorney who always attains the best results for her clients, but she also is excellent in communicating with other attorneys and the courts.
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27 Nov, 2016 by Cynthia
I give kudo's to such a fine Attorney as Ms. Moscato. She is grounded and truly committed to taking care of all your need and at the same time making sure you understand every legal avenue you can take. Ms. Moscato made every step of my legal problems go smoothly and stress free.
Sincerely Thankful that I used
The Law office of Allison Moscato
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24 Jun, 2013 by Peter
Miss Moscato was very knowledgeable in her field. And even though I know that she had dozens more cases that she was working on, she always took the time to answer my many questions in a timely manner. And she always managed to make me feel like I was her top priority at that time. It's very rear today to find an attorney who takes the time to work with you one on one.
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25 Sep, 2013 by Juan
I had three different events in which I needed legal representation in the last three years. I have met a lot of attorneys these past few years and the only one I would recommend is Octavio. Octavio has saved my life. I thank him and I'm in debt because in the times I did not know where to turn he was honest, he was fully committed to helping me overcome the problems I encountered, and he gave me the best service. You don't have to chase after him. He always does what he promises. He is easily accessible by phone and email. I feel that he is worth much more than the fees I paid. My first name is Juan. He knows who I am. I give permission to have my cases discussed with anyone that seeks his advice. My cases were very complex and difficult. You will be shocked to know that Octavio overcame all obstacles, he put the time into my cases, and won in court for me several times. Not only did he win, he made the other attorney look like a rookie. I felt embarrassed for the other attorney. He fights hard. He doesn't give you a sales pitch like most attorneys out there before they get your money and then treat your case like he is doing you a favor. He is a good person and a great lawyer and you can tell right away after meeting him.
Bottom line: I will recommend Octavio to any family member or friend and I will always seek his legal advice if I ever need it.
He did absolutely everything right. He was supportive and he truly cared about the consequences of my situation. Never late. Perfect experience.
He has helped me with a divorce case, 2 domestic violence cases, and a real state case. Absolutely satisfied every time.
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22 Mar, 2012 by Anonymous
Very proffesional and knowledgeable and took his time to explain everything I needed to know. Answered all the questions I had and kept me up to date on the case. Also well mannered and educated. I made an excellent choice having him hanle my case. I recommend
him 100%.
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28 Jun, 2024 by Anonymous
Had an issue with a credit card debt that they were garnishing my wages. Mr. Donet was very helpful & was able to resolve the issue.
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13 Sep, 2016 by Emily
He helped me save my home for a small fee, he was professional, attentive, caring and respectful i would definitely hire him again, i also would love to recommend him to people.
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05 Aug, 2017 by White
Mr. Greenfield represented me in a foreclosure case White v. Citimortgage.
The case lasted 4 1/2 years and ended with a modification that allowed me to stay in my home. Mr. Greenfield answered every document sent to him by Citi and appeared in person in court monthly. He outlasted and out maneuvered one of the biggest and most
powerful bank/corporations in the country. I was fortunate to have him in my corner and am glad to recommend him.
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30 Mar, 2015 by Lori
Claude not only gave us critical and important information throughout the entire adoption process, he also went above and beyond for us. We felt we had a genuine man looking out for us every step of the way, and he had such a heart for adoption- both for the birthmother and for us as the adoptive parents. He did everything from preparing us for critical court dates to carrying diaper bags at the hospital if needed. The entire process was a win-win for everyone involved. We had such a great experience that we decided to go Round 2 with him as well! Now we not only have a wonderful handsome son but we also have a beautiful little girl. Claude has been such a blessing to our lives We can't thank him enough.
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21 Dec, 2018 by Joe machin
My wife needed advise on settling her mother's state. Mr Piles was very professional and very clear on his recommendations. While, at the same time was very kind explaining things. Taking into consideration he was dealing with an elderly person. To conclude, excellent attorney with great human qualities. Will very highly recommend.
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05 Feb, 2017 by Dan
My In-laws needed to sell their FL condo. Initially we thought it would be a private sell but the buyers fell through.
Juan is also in Real Estate and we hired him. Throughout the listing Juan kept me in the loop since my father-in-law is up in years and mother-in-law was terminal. At least every 3 weeks he would call or e-mail me just so we knew what the status of the listing was.
We didn't have a great amount of time to clean out the condo and he was kind enough to put the final touches and was there every step of the way from offer to closing.
Even when the inspection found issues, Juan found contractors that were far less expensive than what the buyer's realtor wanted to hire.
There is so much more but you get the idea. Dad plan on giving Juan's contact information to all his friends in Florida when they ask for a realtor or lawyer.
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06 Dec, 2023 by Guntis
David has been a incredible trusted lawyer for my wife and I for many years. His calm manner and truly understanding what is important to us is incredible. Very, very knowledgable. I highly recommend David and his firm for your legal bankruptcy needs.
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09 Jun, 2015 by Anonymous
I found the casual atmosphere in your office very refreshing and Daves smile and friendly attitude was greatly appreciated I can't thank you enough for the way you operate your business and the honesty I received from Dave I would recommend your law group to anyone who was in need of a bankruptcy attorney. Thank you and God bless
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24 Jul, 2019 by Anonymous
Kim Torres came highly recommended to me. She is well respected in the legal community for good reason. Not only did she make efficient use of our time, she also offered realistic, no-nonsense guidance. She handled our case with compassion and professionalism. No negotiated outcome is ideal, but mediator Kim Torres is probably your best chance of settling out of court and getting on with your life.
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08 Apr, 2009 by Anonymous
Kim was very knowledgeable and put me at ease with my process of the whole divorce. Her responsive time is excellent especially through email since I work all the time. I would definately recommend her and use her services again.
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10 Mar, 2011 by Rebeca
She took so much time and effort. I really felt like I was never rushed. I met with 3 other bankruptcy attorneys prior to Ms. Burgk. In all of the meetings, I felt like they were rushing me. I will not mention any names, but one of the lawyers reminded me of an insurance salesman. They kept trying to get me to sign up right away. That was not the case at all with Leslie Burgk. There was no pressure. We looked at all of the alternatives and options. She explained the process, the pros and cons and helped me make an informed decision. I hope that none of my friends have to hire a bankruptcy attorney, but if they do I will give them her name. Great job and thank you so much.
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23 Nov, 2010 by Thomas
Mrs. Burgk always returned my phone calls and kept me in the loop on what was going on with my case. The best thing I can say about her compared to other attorneys that I met with is that she took the time each and everytime that I spoke with her to understand me. I did not feel rushed in any way. That is unusual. I sat with 3 other bankruptcy attorneys and they were all in a rush to get my money and get me out of the door. I did not feel that way with her at all. I would highly recommend her to any of my friends.
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18 Oct, 2019 by Damian
We needed an outside lawyer to handle several cases in a rapidly-evolving area of law. We sought out Todd because he was involved in a related appeal at the highest level. His mastery of both substantive issues and procedural rules was unparalleled, and instrumental in formulating our strategy for both trial and appellate levels. He is fast, thorough and determined. An absolute pleasure to work with.
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03 Mar, 2014 by Jermaine lee
I have known and worked with Todd for years. He is the consummate professional and an excellent trial and appellate lawyer. I would recommend clients to him without question
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22 Oct, 2020 by David
I called for consultation and got a wonderful person by the name of Diane who answered all the questions and guided me to make my choice regarding the issue. She is a real asset to the Firm.
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03 Dec, 2018 by Anonymous
Friendly. Professional. Always goes a step above. Tania has called me more than once and explained that she needs to include more information than I expected in my contracts to protect me. Already, her additional provisions have saved me headache in dealing with clients.
She's a godsend.
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11 Jun, 2014 by Anonymous
Mr. Magaha is the most professional, reliable, and trustworthy attorney I have ever met. He handled a major financial issue for me and it was a smooth process all the way through. He kept me informed of the possible outcomes and updates as they transpired. His paralegal, Glenda, is equally amazing. She is knowledgeable and courteous and always available. Unlike other blood sucking law firms in the Gulf Coast area Mr. Magaha is up front and honest about his fees which are more than fair for the amount of time and effort he puts in. Highly recommend! I wouldn't even consider another attorney.
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08 Mar, 2013 by Renee
Very sweet, honest, tactful attorney. This was my second time utilizing an attorney, and also the best. Didn't judge me or talk down while offering sound advice. Straight forward and easy to talk to. Doesn't rush you to make rash decisions you will regret later. Personally returns your phone calls. He actually took the time to speak with me regarding my problem and advised me before any money exchanged hands without knowing if i would retain him before the office visit. As someone new to Florida, this was the main reason that I hired him. Very professional and he has a very good rap-ore with is secretary who is great as well and they both treated me with the utmost respect. Ms, Glenda is very efficient to. They both are true to their word, and always respond in a timely manner when you call. Up to date with technology which makes it easier to communicate with them when you work a full-time job. I worked the same hours as they did, and they would stay past quitting time to allow me to conduct my business once I got off work even if it was past 5pm.
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03 Aug, 2022 by Rick
I have hired Mr Martin before. He is very professional and easy to work with.I felt completely confident in his knowledge and honesty.
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21 May, 2019 by Anonymous
I did not hire Mr. Martin but did have a phone consult with him. I was unsure about a possible Landlord-Tenant lawsuit. Mr. Martin took the time to explain the pros and cons of my situation, he was very honest and forthright. His insight helped me see all potential sides of the situation and helped me make an informed decision.
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29 Sep, 2016 by Anonymous
I hired this attorney to handle some quiet title actions for me in several different counties. He took care of my issues timely and at a fair price.
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25 Oct, 2009 by Anonymous
Mr. Horlacher advised me on a landlord-tenant matter. He always returned my phone calls and emails very quickly. He is very competent and hard working. I will certainly use him again if the need arises. I will also recommend him to family and friends.
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27 Jul, 2017 by Brandon landry
Deborah Hallisky was my lawyer for my divorce she's an awesome divorce attorney she is still helping me with things that I need to get done she is very caring she contacts you immediately back by phone or email she came highly recommended and she makes me feel so good after I get done talking to her she's very professional bright and intelligent. I would definitely highly recommend her for any kind of Attorney that you need.
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06 Nov, 2015 by Francine
My not for profit provides housing for low income clients. Ms. Hallisky provided essential guidelines and representation in all areas of performance. her knowledge of government regulations and Fair Housing issues were cornerstones of a successful program.
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09 Feb, 2015 by Alan
Replaced prior counsel on very short notice before trail, coordinating a much more comprehensive Defense. Final Outcome still pending, but would Highly Recommend as to her Excellent Communication!
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31 Jan, 2015 by Julian
A few months ago I retained the services of Andreina Araya for an important case. She represented me with professional zeal, listened to my concerns, kept me informed of my case and provided great counsel. Most importantly she won the case.
I highly recommend this attorney.
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08 Jun, 2018 by Good boy
The lawyer helped me think before I write essays. Good Aunt. i am happy to be her nephew . Good Ideas for the summer. Very Creative.
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13 May, 2010 by Eric
I was in the Dade County Court and needed to have a Judge sign an order to issue a Title on a recently purchased Real Estate Foreclosure. Salina did not know who I was, only that I knew her brother Roger whom I consider a great person. I was fustrated from not finding a judge to help me. Salina offered to help me and told me not to worry, she had a hearing the next morning and would have the Order I needed signed by the Judge. Next Day it was Done. Amazing!!!!
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11 Sep, 2015 by David
I have known Winston personally and professionally for years and have the highest respect for his knowledge, his ethics, his attention to detail, and his devotion to his clients. He goes out of his way to explain the law, the process and the options, and he is devoted to his clients. And moreover, if he can't help you he will find someone who can. When I meet someone who needs his skill set, I never hesitate to recommend him over any other attorneys in his field. A consummate professional and a great guy, as well.
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07 Jan, 2010 by Anonymous
Mr. Cuenant is by far the best attorney I have ever dealt with in my life. When I filed for bankruptcy earlier in the year I was very afraid of the entire process. Mr. Cuenant took the time to make sure that I was as comfortable with the process as possible. He was always there to take my calls and if not, he returned them very promptly. He genuinely seemed to care about me and that was very comforting. I would recommend his services to anyone.
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What a Foreclosure Lawyer Can Do for You
A foreclosure lawyer specializes in helping homeowners navigate the legal complexities of foreclosure, working to protect their rights and potentially save their homes. Foreclosure lawyers assist homeowners facing foreclosure by negotiating with lenders, filing legal defenses, and representing them in court. They also help with loan modifications, short sales, and other alternatives to foreclosure. Whether you’re behind on mortgage payments or already in foreclosure proceedings, a lawyer can help you explore your legal options and work toward a solution.
If you’re at risk of losing your home, a foreclosure lawyer can provide guidance on how to stop or delay the foreclosure process and protect your financial future.
When Should I Hire a Foreclosure Lawyer?
You should consider hiring a foreclosure lawyer in several situations where you are facing financial difficulties with your mortgage. Common reasons to hire a lawyer include:
- Facing foreclosure proceedings: If your lender has initiated foreclosure proceedings, a lawyer can help you file a legal defense and explore options for stopping or delaying the process.
- Loan modification: If you want to modify the terms of your mortgage to make payments more manageable, a lawyer can help you negotiate with your lender and ensure that the modification complies with legal standards.
- Challenging the foreclosure: If you believe your lender has violated foreclosure laws or the terms of your mortgage agreement, a lawyer can help you challenge the foreclosure in court.
- Stopping a foreclosure sale: If your home is about to be sold at a foreclosure auction, a lawyer may be able to file for a temporary restraining order or injunction to halt the sale.
- Short sale or deed in lieu of foreclosure: If you cannot afford to keep your home but want to avoid foreclosure, a lawyer can assist with arranging a short sale or a deed in lieu of foreclosure, where you voluntarily transfer ownership of the home to the lender to avoid foreclosure.
- Filing for bankruptcy: If you’re unable to manage your mortgage debt and other financial obligations, a lawyer can advise whether filing for bankruptcy might stop foreclosure and help you restructure your debts.
Hiring a lawyer as soon as possible - especially when foreclosure is imminent - can provide you with more legal options to save your home or limit financial damages.
What Does a Foreclosure Lawyer Do?
A foreclosure lawyer provides a variety of legal services to homeowners facing foreclosure, working to protect their rights and help them avoid losing their homes. Their responsibilities often include:
- Negotiating with lenders: A lawyer can negotiate with your lender to modify your mortgage or create a repayment plan, helping you avoid foreclosure by securing more favorable terms.
- Filing a legal defense: If your lender is improperly foreclosing or has made errors in the foreclosure process, a lawyer can file a legal defense, challenging the foreclosure in court. Defenses may include violations of foreclosure laws, predatory lending practices, or failure to follow the terms of the mortgage.
- Representing you in court: A lawyer can represent you in foreclosure proceedings, whether you are defending against the foreclosure, seeking more time to negotiate with the lender, or filing for bankruptcy.
- Stopping or delaying foreclosure sales: If your home is scheduled for a foreclosure auction, a lawyer can help file a motion to stop or delay the sale, giving you time to explore other options.
- Advising on bankruptcy: A foreclosure lawyer can assess whether filing for Chapter 7 or Chapter 13 bankruptcy would be beneficial, as bankruptcy can temporarily stop foreclosure and give you time to reorganize your finances.
- Arranging short sales or deeds in lieu of foreclosure: A lawyer can help facilitate a short sale (selling the property for less than the mortgage balance) or a deed in lieu of foreclosure (transferring the property to the lender), which may allow you to avoid the foreclosure process.
How Are Foreclosure Lawyers Paid?
Foreclosure lawyers typically charge for their services based on the complexity of the case and the legal work involved. Common payment structures include:
- Hourly rate: Many foreclosure lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and location.
- Flat fee: For specific legal services, such as negotiating a loan modification or filing a bankruptcy petition, some lawyers offer a flat fee. Flat fees can range from $1,500 to $5,000, depending on the scope of the work.
- Retainer: In more complex foreclosure cases, especially those involving ongoing negotiations with lenders or court appearances, a lawyer may require a retainer. This is an upfront payment that is billed against as the lawyer works on your case.
- Contingency fee (rare): In some rare cases, particularly when suing a lender for wrongful foreclosure, a lawyer may work on a contingency fee basis. This means they only get paid if they win the case or settle on your behalf.
It’s important to discuss fees and payment arrangements with your lawyer upfront, especially if you are facing financial difficulties.
How Much Does a Foreclosure Lawyer Cost?
The cost of hiring a foreclosure lawyer depends on the complexity of the case, the lawyer’s experience, and the amount of time required to resolve the issue. General cost estimates include:
- Hourly rates: Foreclosure lawyers typically charge between $150 and $500 per hour. For example, a simple case with 10 hours of legal work at $300 per hour would cost $3,000.
- Flat fees: For straightforward services such as filing for bankruptcy or negotiating a loan modification, flat fees typically range from $1,500 to $5,000, depending on the complexity of the work.
- Retainers: In more complex or ongoing foreclosure cases, a lawyer may require a retainer ranging from $2,500 to $10,000, depending on the length of the case and the lawyer’s experience.
In addition to legal fees, you may also need to cover additional costs, such as court filing fees or expenses related to property appraisals.
Top Questions to Ask a Foreclosure Lawyer
Before hiring a foreclosure lawyer, it’s important to ask key questions to ensure they have the necessary experience and approach to help you. Key questions to ask include:
-
What experience do you have with foreclosure cases?
Ensure the lawyer has experience handling foreclosure cases similar to yours and has successfully helped homeowners avoid foreclosure or negotiate better terms. -
How do you charge for your services?
Clarify whether the lawyer charges by the hour, a flat fee, or requires a retainer, and ask for a detailed estimate of the total cost of their services. -
What are my options for stopping foreclosure?
Ask the lawyer to explain the different legal strategies available for stopping or delaying foreclosure, such as loan modifications, filing a legal defense, or bankruptcy. -
What is the likelihood of success in my case?
Ask the lawyer for an honest assessment of your case and the chances of successfully avoiding or delaying foreclosure. -
How long will the process take?
Foreclosure cases can vary in duration, so ask the lawyer how long they expect the process to take and what factors might affect the timeline. -
Will I need to go to court?
Ask whether your case is likely to settle out of court or if a trial may be necessary. If a trial is possible, ask what steps the lawyer will take to prepare. -
What steps can I take to protect my home?
Ask the lawyer for advice on steps you can take to protect your home, such as making partial payments, negotiating with your lender, or exploring foreclosure alternatives.
How to Check the Credibility of a Foreclosure Lawyer
To ensure you are hiring a reputable foreclosure lawyer, take the following steps to verify their credentials and experience:
- Check their bar status: Verify with your state bar association that the lawyer is licensed to practice law and has no disciplinary actions against them.
- Look for foreclosure experience: Review the lawyer’s website or professional profile to ensure they specialize in foreclosure law and have successfully handled cases similar to yours.
- Read client reviews and testimonials: Look for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about their experience with the lawyer.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on foreclosure matters.
- Check for certifications or memberships: Look for lawyers who are members of organizations like the National Association of Consumer Advocates (NACA) or who have specialized certifications in real estate or foreclosure law.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a foreclosure lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
- Mortgage documents: Bring a copy of your mortgage agreement, payment history, and any correspondence you’ve received from your lender, including foreclosure notices or demand letters.
- Financial information: Provide information about your income, expenses, and debts, as this will help the lawyer assess your financial situation and determine the best legal strategy for your case.
- Previous communications with your lender: If you’ve already tried to negotiate with your lender, bring any emails, letters, or records of phone calls that document these communications.
- Court documents (if applicable): If foreclosure proceedings have already begun, bring any court documents related to the case.
- Questions about your legal options: Prepare a list of questions about the foreclosure process, your options for avoiding foreclosure, and how the lawyer plans to help you.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice for protecting your home from foreclosure.
